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Home›Florida›Polk County›Loughman

June Marcia Williams — Licensed Insurance Agent in Loughman, FL
June Marcia Williams
Your Insurance Agent in Loughman, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Loughman, FL...
National Producer No.
17209549
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Life Insurance in Loughman, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Loughman Without the Complexity

Your local licensed agent in Loughman, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Loughman, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Loughman, FL

Loughman, FL — Your Local Producer

Hello Loughman! As our corner of Polk County continues to grow, securing your family's financial future is more important than ever. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors understand their options. I can help you navigate personal plans like Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to provide clear, one-on-one guidance so you can feel confident in the choices you make for your loved ones. I'm here to help you plan for tomorrow. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Loughman Oaks Park
  • Loughman Post Office
  • Intersection of US-17/92 and Ronald Reagan Parkway
NPN17209549FL LicenseW840529

Loughman is home to approximately 6,300 residents in Polk County, with a median age of 27.9 and a median household income of $54,900. About 35% of homes are owner-occupied; the median home value is $256,000. 28% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Loughman households.

How Loughman compares to Polk County

POLK COUNTY · 736K RESIDENTS LOUGHMAN · 6K RESIDENTS
Polk County vs Loughman — population comparison Polk County: 736,229 residents. Loughman: 6,296 residents, 0.9% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,296 LOUGHMAN RESIDENTS ↳ 0.9% of Polk County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Loughman, FL?

Coverage is widely available. Loughman sits within Polk County (population ~736,000, 19.2% uninsured), where 11.0% of adults have current cigarette smoking alongside 36.8% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fuller Heights →

📊 Top Health Considerations (CDC)

Top Health Considerations for Loughman (CITY) High cholesterol: 35.3%. High blood pressure: 29%. Obesity: 36.8%. Diagnosed diabetes: 9.9%. Current cigarette smoking: 11%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LOUGHMAN High cholesterol 35.3% High blood pressure 29.0% Obesity 36.8% Diagnosed diabetes 9.9% Current cigarette smoking 11.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population ~6,296
Lack of health insurance (18–64) 15.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1241400
Google Maps
3.9 7 reviews
Loughman Civic Center photo 1
Photos by Luis Chacon via Google Maps
View on Google Maps
Loughman Civic Center
(716) 308-4687
6216 County Rd 547 n, Davenport, FL 33837, USA
Recent Reviews
Ralph Cuevas ★☆☆☆☆
"My daughter called early December to leave deposit to rent this place in January and was told it was to early to leave a deposit so they would hold till a little closer to date. She Just called …"
Lovie Brown ★★★★☆
"I was at The King of Glory Kingdom Ministries which meets there several times a week, the experience was awesome."
Available in Loughman

Life Insurance Products in Loughman, FL

9 insurance products available in Loughman

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Polk County and Nearby Florida Counties

Life Insurance by City Near Loughman, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Loughman

25 Cities · 3 Counties
Orange County10
ApopkaMeadow WoodsOaklandOrlandoSouth ApopkaSouthchaseWindermereWinter GardenWinter ParkZellwood
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Highlands County5
Avon ParkLake PlacidLoridaSebringVenus
Official Resources

Know your rights in Loughman.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Loughman Life Insurance Questions

💰

How much does life insurance cost in Loughman?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Loughman
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Loughman?

Yes. June serves all of Loughman and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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