Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Pinellas County›Safety Harbor

June Marcia Williams — Licensed Insurance Agent in Safety Harbor, FL
June Marcia Williams
Your Insurance Agent in Safety Harbor, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Safety Harbor, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Safety Harbor

Dedicated Coverage Options from Final Expense to Term Life in Pinellas County

The Smart Choice for Dependable Life Insurance in Safety Harbor, FL

Your local licensed agent in Safety Harbor, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Safety Harbor, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Safety Harbor, FL

Safety Harbor, FL — Your Local Producer

Hello, Safety Harbor! As a fellow Floridian, I appreciate the unique charm and tight-knit community spirit that makes Pinellas County such a wonderful place to call home. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549) right here in Florida. I help individuals and families navigate their options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to provide clear, straightforward guidance so you can find the right coverage to protect what matters most. I am licensed to do business in Florida (License No: W840529).

  • Safety Harbor Waterfront Park
  • Philippe Park
  • Safety Harbor Public Library
NPN17209549FL LicenseW840529

Safety Harbor is home to approximately 17,100 residents in Pinellas County, with a median age of 48.1 and a median household income of $103,000. About 82% of homes are owner-occupied; the median home value is $369,000. 45% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 7% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Safety Harbor households.

How Safety Harbor compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS SAFETY HARBOR · 17K RESIDENTS
Pinellas County vs Safety Harbor — population comparison Pinellas County: 959,918 residents. Safety Harbor: 17,087 residents, 1.8% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
17,087 SAFETY HARBOR RESIDENTS ↳ 1.8% of Pinellas County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Safety Harbor, FL?

Yes. Pinellas County's health profile — 962,000 residents, 11.5% uninsured, 10.4% adults with current cigarette smoking, 42.9% with high cholesterol — shapes how A-rated carriers tier rate classes for Safety Harbor applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Safety Harbor families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Crystal Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Safety Harbor (CITY) High cholesterol: 42.9%. High blood pressure: 36.3%. Obesity: 29.6%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 10.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SAFETY HARBOR High cholesterol 42.9% High blood pressure 36.3% Obesity 29.6% Diagnosed diabetes 12.1% Current cigarette smoking 10.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~17,087
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262425
Google Maps
3.6 11 reviews
Safety Harbor City Hall photo 1Safety Harbor City Hall photo 2Safety Harbor City Hall photo 3Safety Harbor City Hall photo 4
Photos by EtownStickly , Brigitte Ferdinandsen , Bradley Marshall , Vince Jones via Google Maps
View on Google Maps
Safety Harbor City Hall
Open now · Mon 8:00 AM – 4:30 PM
(727) 724-1555
cityofsafetyharbor.com
750 Main St, Safety Harbor, FL 34695, USA
Recent Reviews
Vince Jones ★☆☆☆☆
"Update: It appears as though the getting the job done fast is why we don't get good service anymore!!! I'd hate to see what the rest of our city looks like. Two out of four cans were but back properly…"
Samantha Wiggins ★☆☆☆☆
"Very rude employees, felt like I was being looked down upon… Scoffed when I asked a simple question. Safety Harbor is usually better than this."
Available in Safety Harbor

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Pinellas County and Neighboring Florida Counties

Cities served near Safety Harbor.

June Marcia Williams writes life insurance and supplemental health policies across Pinellas County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Safety Harbor

30 Cities · 3 Counties
Sarasota County10
FruitvilleLake SarasotaMeadows VillageNorth PortNorth SarasotaPinecraftSarasota SpringsSarasota SquareSouth SarasotaWarm Mineral Springs
Pinellas CountyHome10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Hillsborough County10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Official Resources

Know your rights in Safety Harbor.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Safety Harbor insurance — answered.

💰

How much does life insurance cost in Safety Harbor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Safety Harbor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Safety Harbor?

Yes. June serves all of Safety Harbor and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Ridgecrest Pinellas County, FL 10 products available
•
You Are Here Safety Harbor Pinellas County, FL
•
Next → Saint Petersburg Pinellas County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia