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Home›Florida›Pinellas County›Crystal Beach

June Marcia Williams — Licensed Insurance Agent in Crystal Beach, FL
June Marcia Williams
Your Insurance Agent in Crystal Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Crystal Beach, FL...
National Producer No.
17209549
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Life Insurance in Crystal Beach, FL

Securing Families Across Pinellas County with 9 Tailored Product Lines

Why Crystal Beach Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Crystal Beach, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Crystal Beach, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Crystal Beach, FL

Crystal Beach, FL — Your Local Producer

Hello to my neighbors in beautiful Crystal Beach! I love the unique coastal charm and tight-knit community spirit we have here in Pinellas County. As a licensed Florida insurance producer, I'm dedicated to helping local families like yours navigate their financial futures with confidence. I offer a range of personal insurance options, including Term and Whole Life, Final Expense, and Critical Illness plans, all designed to provide peace of mind. My goal is to understand your specific needs and help you find the right protection. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Live Oak Park
  • Crystal Beach Pier
  • Crystal Beach Community Hall
NPN17209549FL LicenseW840529
Underwriting Guidelines

Are Crystal Beach residents with arthritis able to qualify for life insurance?

Yes. Pinellas County's health profile — 960,000 residents, 11.5% uninsured, 30.4% adults with arthritis, 29.5% with high blood pressure — shapes how A-rated carriers tier rate classes for Crystal Beach applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Redington Shores →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
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Available in Crystal Beach

Life Insurance Products in Crystal Beach, FL

9 insurance products available in Crystal Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Crystal Beach, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Crystal Beach

30 Cities · 3 Counties
Hernando County10
BayportBrookridgeBrooksvilleMasaryktownNobletonNorth BrooksvilleRidge Manor WestSpring HillTimber PinesWeeki Wachee
Pinellas CountyHome10
Belleair BluffsClearwaterDunedinLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Official Resources

Know your rights in Crystal Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Crystal Beach Life Insurance Questions

💰

How much does life insurance cost in Crystal Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Crystal Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Crystal Beach?

Yes. June serves all of Crystal Beach and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation
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