Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Pinellas County›Palm Harbor

June Marcia Williams — Licensed Insurance Agent in Palm Harbor, FL
June Marcia Williams
Your Insurance Agent in Palm Harbor, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm Harbor, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Palm Harbor, FL

Dedicated Coverage Options from Final Expense to Term Life in Pinellas County

The Smart Choice for Dependable Life Insurance in Palm Harbor, FL

Your local licensed agent in Palm Harbor, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm Harbor, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Palm Harbor, FL

Palm Harbor, FL — Your Local Producer

Hello Palm Harbor! I love the unique character of our Pinellas County communities, and I'm proud to serve my neighbors here. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529) dedicated to helping local families find the right protection. Navigating insurance can be complex, so I focus on providing clear, personal guidance on options like Term Life, Whole Life, Final Expense, and other policies. My goal is to help you understand your choices and secure a plan that brings you peace of mind.

  • Wall Springs Park
  • U.S. Highway 19 N
  • Palm Harbor University High School
NPN17209549FL LicenseW840529

Palm Harbor is home to approximately 61,600 residents in Pinellas County, with a median age of 50.8 and a median household income of $70,500. About 77% of homes are owner-occupied; the median home value is $319,000. 37% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Palm Harbor households.

How Palm Harbor compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS PALM HARBOR · 62K RESIDENTS
Pinellas County vs Palm Harbor — population comparison Pinellas County: 959,918 residents. Palm Harbor: 61,589 residents, 6.4% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
61,589 PALM HARBOR RESIDENTS ↳ 6.4% of Pinellas County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Palm Harbor, FL?

Coverage is widely available. Palm Harbor sits within Pinellas County (population ~960,000, 11.5% uninsured), where 35.2% of adults have high blood pressure alongside 11.9% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Belleair →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palm Harbor (CITY) High cholesterol: 41.7%. High blood pressure: 35.2%. Obesity: 30.9%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 11.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALM HARBOR High cholesterol 41.7% High blood pressure 35.2% Obesity 30.9% Diagnosed diabetes 11.9% Current cigarette smoking 11.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~61,589
Lack of health insurance (18–64) 9.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254350
Google Maps
Palm Harbor photo 1Palm Harbor photo 2
Photos by Mary Fran Warthen , Mindolluin via Google Maps
View on Google Maps
Palm Harbor
Palm Harbor, FL, USA
Available in Palm Harbor

Life Insurance Products in Palm Harbor, FL

9 insurance products available in Palm Harbor

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Palm Harbor, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Palm Harbor

30 Cities · 3 Counties
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Pinellas CountyHome10
Belleair BluffsClearwaterDunedinLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Hillsborough County10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Palm Harbor, Florida

Florida DFS public records show 907 actively licensed insurance producers with business addresses in Palm Harbor (Pinellas County County). 806 hold Life & Health authority; 210 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

907Licensed producers
806Life & Health
210General Lines (P&C)

Browse producers by line

Life & Health Agents
806 producers · life-authorised
General Lines (Property & Casualty)
210 producers · 2-20

Featured licensed producers

Browse all →
MK
Mark Timothy Kaspar
Life Including Variable Annuity & Health
NPN 535597 Licensed 2017
BP
Brad Kendrick Pugh
Life Including Variable Annuity & Health
NPN 7276829 Licensed 2021
DJ
David H James
Life Including Variable Annuity & Health
NPN 7090872 Licensed 2002
EB
Eban Barnett
Life Including Variable Annuity & Health
NPN 5695028 Licensed 2001
JH
Janet Rose Harrington
General Lines (Property & Casualty)
NPN 429157 Licensed 1996
AR
Anthony Rojas
General Lines (Property & Casualty)
NPN 7688060 Licensed 2021

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Palm Harbor.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Palm Harbor Life Insurance Questions

💰

How much does life insurance cost in Palm Harbor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm Harbor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palm Harbor?

Yes. June serves all of Palm Harbor and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia