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Home›Florida›Pinellas County›Belleair

June Marcia Williams — Licensed Insurance Agent in Belleair, FL
June Marcia Williams
Your Insurance Agent in Belleair, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Belleair, FL...
National Producer No.
17209549
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Life Insurance in Belleair, FL

Securing Families Across Pinellas County with 9 Tailored Product Lines

Why Belleair Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Belleair, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Belleair, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Belleair, FL

Belleair, FL — Your Local Producer

Living in a place with the distinct charm of Belleair means having a lot worth protecting. As a local insurance professional serving Pinellas County, I'm dedicated to helping my neighbors secure their financial futures. My name is June Marcia Williams, and I provide personalized guidance on a range of personal insurance options, including Term Life, Whole Life, Final Expense, and various supplemental health plans. My goal is to help you understand your choices so you can feel confident in the strategy you build for your family. I am a licensed insurance producer, NPN: 17209549, with Florida License No: W840529.

  • Belleair Town Hall
  • Hunter Park
  • Belleair Country Club
NPN17209549FL LicenseW840529

Belleair is home to approximately 4,300 residents in Pinellas County, with a median age of 56.1 and a median household income of $115,000. About 90% of homes are owner-occupied; the median home value is $566,000. 54% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 8% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Belleair households.

How Belleair compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS BELLEAIR · 4K RESIDENTS
Pinellas County vs Belleair — population comparison Pinellas County: 959,918 residents. Belleair: 4,295 residents, 0.4% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,295 BELLEAIR RESIDENTS ↳ 0.4% of Pinellas County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Belleair, FL?

Many Belleair residents secure competitive rates despite high cholesterol. Pinellas County reports 41.9% adult prevalence (CDC PLACES); 33.6% also manage obesity, with 11.5% of the ~960,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North Redington Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Belleair (CITY) High cholesterol: 41.9%. High blood pressure: 38.1%. Obesity: 33.6%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BELLEAIR High cholesterol 41.9% High blood pressure 38.1% Obesity 33.6% Diagnosed diabetes 14.2% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~4,295
Lack of health insurance (18–64) 14.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1205075
Google Maps
Belleair photo 1Belleair photo 2Belleair photo 3Belleair photo 4
Photos by Captain Caveman , Joesep Prout , Joe Lopano , Martha Wade via Google Maps
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Belleair
Belleair, FL 33756, USA
Available in Belleair

Life Insurance Products in Belleair, FL

9 insurance products available in Belleair

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Belleair, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Belleair

30 Cities · 3 Counties
Hernando County10
BayportBrookridgeBrooksvilleMasaryktownNobletonNorth BrooksvilleRidge Manor WestSpring HillTimber PinesWeeki Wachee
Pinellas CountyHome10
Belleair BluffsClearwaterDunedinLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Belleair, Florida

Florida DFS public records show 46 actively licensed insurance producers with business addresses in Belleair (Pinellas County County). 44 hold Life & Health authority; 8 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

46Licensed producers
44Life & Health
8General Lines (P&C)

Browse producers by line

Life & Health Agents
44 producers · life-authorised
General Lines (Property & Casualty)
8 producers · 2-20

Featured licensed producers

Browse all →
RL
Richard Scott Lee
Life Including Variable Annuity & Health
NPN 252074 Licensed 1999
KL
Kent C Lynch
Life Including Variable Annuity & Health
NPN 242595 Licensed 1999
JL
Joanna Leigh Lynch
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 247865 Licensed 2003
KM
Karen Ann Mason
Life Including Variable Annuity & Health
NPN 3624643 Licensed 2014
JL
Joanna Leigh Lynch
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 247865 Licensed 2003
JH
James Rayburn Harper
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 367280 Licensed 1975

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Belleair.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Belleair Life Insurance Questions

💰

How much does life insurance cost in Belleair?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Belleair
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Belleair?

Yes. June serves all of Belleair and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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