Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Timber Pines, FL
June Marcia Williams
Your Insurance Agent in Timber Pines, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Timber Pines, FL...
National Producer No.
17209549
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Life Insurance in Timber Pines, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Timber Pines Without the Complexity

Your local licensed agent in Timber Pines, Hernando County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Timber Pines, Hernando County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Timber Pines, FL

Timber Pines, FL — Your Local Producer

Hello, Timber Pines! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve my neighbors here in Hernando County. In a community as active and vibrant as ours, having the right financial protection brings peace of mind. Whether you're enjoying a round of golf or spending time with family, I can help you explore personal insurance options like Term Life, Whole Life, and Final Expense policies. My goal is to help you understand your choices so you can secure a plan that fits your life. As a licensed producer (NPN: 17209549, FL License: W840529), I'm here to provide clear, straightforward guidance.

  • Timber Pines Country Club
  • The Performing Arts Center at Timber Pines
  • U.S. Route 19
NPN17209549FL LicenseW840529

Timber Pines is home to approximately 5,100 residents in Hernando County, with a median age of 76.0 and a median household income of $52,700. About 91% of homes are owner-occupied; the median home value is $230,000. 31% of adults hold a bachelor's degree or higher; households with children make up 1%; veterans comprise 19% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Timber Pines households.

How Timber Pines compares to Hernando County

HERNANDO COUNTY · 197K RESIDENTS TIMBER PINES · 5K RESIDENTS
Hernando County vs Timber Pines — population comparison Hernando County: 196,621 residents. Timber Pines: 5,059 residents, 2.6% of Hernando County population.
196,621 HERNANDO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,059 TIMBER PINES RESIDENTS ↳ 2.6% of Hernando County residents

What rate class can Timber Pines applicants with diagnosed diabetes expect from life insurance carriers?

Many Timber Pines residents secure competitive rates despite diagnosed diabetes. Hernando County reports 16.9% adult prevalence (CDC PLACES); 15.4% also manage current cigarette smoking, with 14.7% of the ~197,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Pine Island →

📊 Top Health Considerations (CDC)

Top Health Considerations for Timber Pines (CITY) High cholesterol: 44.7%. High blood pressure: 42.8%. Obesity: 36.4%. Diagnosed diabetes: 16.9%. Current cigarette smoking: 15.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TIMBER PINES High cholesterol 44.7% High blood pressure 42.8% Obesity 36.4% Diagnosed diabetes 16.9% Current cigarette smoking 15.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~5,059
Lack of health insurance (18–64) 16.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1271867
Google Maps
4.7 307 reviews
Timber Pines Community Association photo 1Timber Pines Community Association photo 2Timber Pines Community Association photo 3Timber Pines Community Association photo 4
Photos by David Rejkowski , Susan Holtz , Jim Cep , Stephen via Google Maps
Timber Pines Community Association
Open now · Mon 8:00 AM – 5:00 PM
6872 Timber Pines Blvd, Spring Hill, FL 34606, USA
Recent Reviews
Jan Babington ★★★★★
"Best place ever for meet up with friends, great food and the happiest servers each time we go."
Tom Wilson ★★★★★
"This gated 55+community has way too many amenities to list them all. Some of biggies include 2 heated outdoor pools and hot tubs, 4 golf courses (one 18 hole championship course, two shorter 18 hole …"

Life Insurance Products in Timber Pines, FL

9 insurance products available in Timber Pines

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Timber Pines, FL

1,735 licensed producers on public record in Hernando County.

🌟 Cities Served near Timber Pines

30 Cities · 3 Counties
Hillsborough County10

Know your rights in Timber Pines.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Timber Pines Life Insurance Questions

💰

How much does life insurance cost in Timber Pines?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Timber Pines
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Timber Pines?

Yes. June serves all of Timber Pines and every municipality in Hernando County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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