June Marcia Williams

Your Insurance Agent in New Port Richey, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing New Port Richey, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in New Port Richey, FL

Irrevocable burial trusts, Medicaid-exempt assets, estate protection.

Final expense insurance for New Port Richey, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · New Port Richey, FL

New Port Richey, FL — Your Local Producer

For my neighbors in New Port Richey, I understand that our unique Pasco County lifestyle deserves equally unique financial protection. Whether you're enjoying a day on the water or spending time with family, having the right life insurance plan brings invaluable peace of mind. I'm June Marcia Williams, and I specialize in helping individuals and families find coverage that fits their specific needs, from Term and Whole Life to Final Expense and Critical Illness plans. My focus is on providing clear, straightforward guidance so you can make informed decisions for your loved ones. As your local licensed producer (NPN: 17209549, Florida License No: W840529), I'm committed to serving our community.

Sims Park
Richey Suncoast Theatre
New Port Richey Public Library

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in New Port Richey

900 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Gabriel Sweeney

Life Including Variable Annuity & Health

NPN 22213986 Licensed 2026

Abanob Gerges

Life Including Variable Annuity & Health

NPN 20377109 Licensed 2022

Abdiel Samuel Quiles

Life Including Variable Annuity & Health

NPN 21597639 Licensed 2025

Ada Louise Jacobs

Life Including Variable Annuity & Health

NPN 20631147 Licensed 2023

Adalberto Torres Reyes

Life Including Variable Annuity & Health

NPN 20164680 Licensed 2021

Adam Johnson

Life Including Variable Annuity & Health

NPN 20034171 Licensed 2021

Aidan James Wood

Life Including Variable Annuity & Health

NPN 21694264 Licensed 2025

Alan Judson Hershberger

Life Including Variable Annuity & Health

NPN 542449 Licensed 1987

Alathium Finchum

Life Including Variable Annuity & Health

NPN 20679247 Licensed 2023

Aleah Parker

Life Including Variable Annuity & Health

NPN 20831918 Licensed 2023

Aleksandr Kuzmin

Life Including Variable Annuity & Health

NPN 17000465 Licensed 2024

Alex Gabriel Papadopoulos

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20652602 Licensed 2023

Alexander Ficarro

Life Including Variable Annuity & Health

NPN 19224896 Licensed 2019

Alexander Frank Rascionato

Life Including Variable Annuity & Health

NPN 8919336 Licensed 2006

Alexander John Hrica

Life Including Variable Annuity & Health

NPN 20692654 Licensed 2023

Alexander Michael Oremland

Life Including Variable Annuity & Health

NPN 20034546 Licensed 2021

Alexander Richard Modglin

Life Including Variable Annuity & Health

NPN 8201093 Licensed 2004

Alexandra Oroz

Life Including Variable Annuity & Health

NPN 21263312 Licensed 2024

Alexandra Wandelt

Life Including Variable Annuity & Health

NPN 21645027 Licensed 2025

Alexandria Susann Kelly

Life Including Variable Annuity & Health

NPN 17061535 Licensed 2013

Alexis Sierra Keener

Life Including Variable Annuity & Health

NPN 21066915 Licensed 2024

Alfonso Restuccia

Life Including Variable Annuity & Health

NPN 21374668 Licensed 2024

Alfred D'Amore

Life Including Variable Annuity & Health

NPN 22145192 Licensed 2026

Allan Martin Cruickshank

Life Including Variable Annuity & Health

NPN 1018676 Licensed 2003

View all 900 licensed final expense producers in New Port Richey →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the New Port Richey regional market. Rates are localized using regional health baselines.

Official New Port Richey Resources

County Pasco County

Population ~16,742

Lack of insurance (18–64) 15.4%

FIPS code 1248500

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized New Port Richey rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

2.6 45 reviews

Photos by Steve Hodges , EtownStickly , Benjamin Ferguson , Anthony Kneifer via Google Maps

View on Google Maps

City of New Port Richey

Open now · Mon 8:00 AM – 5:00 PM

(727) 853-1016

cityofnewportrichey.org

5919 Main St, New Port Richey, FL 34652, USA

Recent Reviews

Jane Mazzone ★★★★★

"Tammy in Building department is always very helpful; knowledgeable and easy to deal with. Michael (an inspector) is also knowledgeable and offered us great feedback. Always upbeat and thorough.. Work…"

S ★☆☆☆☆

"Worst city to deal with on any level. The water is so hard and so gross to drink. If you don't have filters on your sink or shower head it literally eats through the ceramic tiles and toilet bowl afte…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in New Port Richey

More Insurance Options in New Port Richey, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in New Port Richey, FL

New Port Richey, FL — Your Local Producer

Licensed Final Expense Producers in New Port Richey

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official New Port Richey Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in New Port Richey, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Pasco County

Beacon Square Life Protection

The Dade City Legacy Plan

New Port Richey East Coverage Guide

San Antonio Life Protection

St. Leo Life Protection

Wesley Chapel Wealth Strategy

Zephyrhills Wealth Strategy

Zephyrhills North Coverage Guide

Zephyrhills South Wealth Strategy

Zephyrhills West Wealth Strategy

Belleair Bluffs Financial Security

Clearwater Financial Security

The Dunedin Legacy Plan

Largo Financial Security

Madeira Beach Life Protection

Pinellas Park Life Protection

Saint Petersburg Life Protection

St. Pete Beach Coverage Guide

St. Petersburg Life Protection

Treasure Island Life Protection

Beverly Hills Coverage Guide

Citrus Springs Wealth Strategy

Crystal River Financial Security

Floral City Financial Security

Hernando Wealth Strategy

Homosassa Financial Security

The Inverness Legacy Plan

Lecanto Coverage Guide

Pine Ridge Financial Security

Sugarmill Woods Financial Security

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official New Port Richey Resources