June Marcia Williams

Your Insurance Agent in Dunedin, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Dunedin, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Dunedin, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Dunedin, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Dunedin, FL

Dunedin, FL — Your Local Producer

Hello, Dunedin! As a fellow Floridian, I love the unique charm of Pinellas County, from the waterfront breezes to the vibrant, community-focused atmosphere that makes your city so special. As a licensed insurance producer, I'm here to help you navigate your options for protecting what matters most. Whether you're near the Dunedin Causeway or enjoying the downtown scene, I can help you understand policies like Term Life, Whole Life, and Final Expense insurance. My goal is to provide clear, personalized guidance for your family's future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Dunedin Causeway
TD Ballpark
Main Street & Pinellas Trail Crossing

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Dunedin

301 on public record · Florida DFS · Fla. Stat. §119.01

Adriana Mercedes Hernandez-Romero

Life Including Variable Annuity & Health

NPN 20368164 Licensed 2022

Aiden John Brown

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21045582 Licensed 2024

Alejandro Perez

Life Including Variable Annuity & Health

NPN 17699648 Licensed 2021

Alexander William Schlau

Life Including Variable Annuity & Health

NPN 19609643 Licensed 2020

Alexandra Huston Patrias

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8847138 Licensed 2019

Alfred Bruce Rubin

Life Including Variable Annuity & Health

NPN 407603 Licensed 1981

Amanda Shane Kirkland

Life Including Variable Annuity & Health

NPN 8408423 Licensed 2005

Amber M Allen

Life Including Variable Annuity & Health

NPN 19273898 Licensed 2019

Andrea Strand

Life Including Variable Annuity & Health

NPN 21187135 Licensed 2024

Angelo Rocco Molina

Life Including Variable Annuity & Health

NPN 22137471 Licensed 2026

Anita R Harp

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 446086 Licensed 1997

Ann Marie Boles

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 538721 Licensed 1990

Anthony Mark Beach

Life Including Variable Annuity & Health

NPN 21560633 Licensed 2025

Arthur Frank Ingram

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 6745738 Licensed 2025

Ash Stanton

Life Including Variable Annuity & Health

NPN 20738956 Licensed 2023

Ashley Daunt

Life Including Variable Annuity & Health

NPN 21420781 Licensed 2024

Ashley Ellsworth

Life Including Variable Annuity & Health

NPN 19387191 Licensed 2021

Assen Alexandrov Kuklin

Life Including Variable Annuity & Health

NPN 19717543 Licensed 2020

Atecia Tashata Young

Life Including Variable Annuity & Health

NPN 10923619 Licensed 2020

Barbara A Martin

Life Including Variable Annuity & Health

NPN 5953156 Licensed 2009

Barbara J Bunton

Life Including Variable Annuity & Health

NPN 8469578 Licensed 2016

Barbara Kay Cleveland

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21164128 Licensed 2024

Bethanie J Clifford

Life Including Variable Annuity & Health

NPN 22268708 Licensed 2026

Betsy J Stuiso

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 5322200 Licensed 2002

View all 301 licensed final expense producers in Dunedin →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Dunedin regional market. Rates are localized using regional health baselines.

Official Dunedin Resources

County Pinellas County

Population ~36,089

Lack of insurance (18–64) 9.6%

FIPS code 1218575

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Dunedin rates. Start your quote request below.

FL OIR .GOV Pinellas County Gov Portal .GOV

2.4 65 reviews

Photos by Dunedin City Hall , Elijah Orama , John Helms via Google Maps

View on Google Maps

Dunedin City Hall

Open now · Mon 7:00 AM – 6:00 PM

(727) 298-3000

dunedingov.com

737 Louden Ave, Dunedin, FL 34698, USA

Recent Reviews

Marcellus Johnson ★★★★★

"Dunedin Freebee Loop has launched a 6 month pilot program for a fixed-route shuttle service fully funded by American Rescue Plan Act (ARPA). You can download the RideFreebee app which provides you rea…"

Elijah Orama ★★★★★

"Absolutely beautiful building with stunning architecture to represent such an amazing city. A big improvement from the last city hall. The building has lots of parking and is great."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Dunedin

More Insurance Options in Dunedin, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Dunedin, FL

Dunedin, FL — Your Local Producer

Licensed Final Expense Producers in Dunedin

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Dunedin Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Dunedin, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Pinellas County

Belleair Bluffs Financial Security

Clearwater Financial Security

Harbor Bluffs Life Protection

Largo Financial Security

Madeira Beach Life Protection

Pinellas Park Life Protection

Saint Petersburg Life Protection

St. Pete Beach Coverage Guide

St. Petersburg Life Protection

Treasure Island Life Protection

The Fruitville Legacy Plan

Meadows Village Financial Security

North Port Wealth Strategy

North Sarasota Coverage Guide

Sarasota Life Protection

Sarasota Springs Coverage Guide

South Sarasota Coverage Guide

The South Venice Legacy Plan

The Venice Legacy Plan

Warm Mineral Springs Wealth Strategy

The Apollo Beach Legacy Plan

Brandon Coverage Guide

Carrollwood Coverage Guide

Dover Coverage Guide

The Gibsonton Legacy Plan

Lithia Wealth Strategy

Pebble Creek Financial Security

Plant City Wealth Strategy

Tampa Wealth Strategy

Temple Terrace Coverage Guide

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Dunedin Resources