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Home›Florida›Miami Dade County›Pinecrest

June Marcia Williams — Licensed Insurance Agent in Pinecrest, FL
June Marcia Williams
Your Insurance Agent in Pinecrest, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pinecrest, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Pinecrest, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pinecrest Without the Complexity

Your local licensed agent in Pinecrest, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Pinecrest, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Pinecrest, FL

Pinecrest, FL — Your Local Producer

Hello to my neighbors in beautiful Pinecrest! Living here in Miami-Dade County, we're surrounded by lush landscapes and a wonderful sense of community. It's a special place to build a life and raise a family, which makes protecting that future all the more important. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping you navigate your options. I can assist with personal plans like Term, Whole, and Universal Life, Final Expense, and other supplemental policies to fit your unique situation. My goal is to provide clear, straightforward guidance. (NPN: 17209549, Florida License No: W840529)

  • Pinecrest Gardens
  • The Falls
  • Miami Palmetto Senior High School
NPN17209549FL LicenseW840529

Pinecrest is home to approximately 18,300 residents in Miami Dade County, with a median age of 42.0 and a median household income of $178,000. About 83% of homes are owner-occupied; the median home value is $1,130,000. 72% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Pinecrest households.

How Pinecrest compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS PINECREST · 18K RESIDENTS
Miami Dade County vs Pinecrest — population comparison Miami Dade County: 2,688,237 residents. Pinecrest: 18,279 residents, 0.7% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
18,279 PINECREST RESIDENTS ↳ 0.7% of Miami Dade County residents
Underwriting Guidelines

Are Pinecrest residents with high cholesterol able to qualify for life insurance?

Pinecrest applicants with high cholesterol qualify routinely. The local risk pool — Miami Dade County's ~2,688,000 residents, 25.6% without health coverage — shows 35.1% adult prevalence of high cholesterol and 23.3% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North Miami →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pinecrest (CITY) High cholesterol: 35.1%. High blood pressure: 28.6%. Obesity: 23.3%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 6.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINECREST High cholesterol 35.1% High blood pressure 28.6% Obesity 23.3% Diagnosed diabetes 10.7% Current cigarette smoking 6.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~18,279
Lack of health insurance (18–64) 14.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1256625
Google Maps
3.1 9 reviews
Village of Pinecrest photo 1
Photos by Driveways by Design Hardscape Design Firm via Google Maps
View on Google Maps
Village of Pinecrest
Open now · Mon 8:00 AM – 4:30 PM
(305) 234-2121
pinecrest-fl.gov .GOV
12645 Pinecrest Pkwy, Pinecrest, FL 33156, USA
Recent Reviews
Mary Martindale ★★★★★
"I had a great experience with Tatiana. She was very helpful , had a pleasant personality, and was a pleasure to speak with. Thank you."
Jim Daniel ★☆☆☆☆
"They state no appointment necessary you wait in line get all the way to the front they ask you if you have an appointment you tell them no they say oh well then you have to go to some website and pay …"
Available in Pinecrest

Life Insurance Products in Pinecrest, FL

9 insurance products available in Pinecrest

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Pinecrest, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Pinecrest

30 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Pinecrest, Florida

Florida DFS public records show 86 actively licensed insurance producers with business addresses in Pinecrest (Miami-Dade County County). 67 hold Life & Health authority; 29 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

86Licensed producers
67Life & Health
29General Lines (P&C)

Browse producers by line

Life & Health Agents
67 producers · life-authorised
General Lines (Property & Casualty)
29 producers · 2-20

Featured licensed producers

Browse all →
IL
Ivonne Ana Lam
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 580140 Licensed 1994
ER
Eduardo Calixto Rizo
Life Including Variable Annuity & Health
NPN 587812 Licensed 1983
PW
Paul Nicholas Waddell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 139292 Licensed 1998
CH
Carmen Rosa Hersman
Life Including Variable Annuity & Health
NPN 486289 Licensed 2007
JT
James Glenn Terrill
General Lines (Property & Casualty)
NPN 523154 Licensed 1988
IL
Ivonne Ana Lam
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 580140 Licensed 1994

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Pinecrest.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pinecrest Life Insurance Questions

💰

How much does life insurance cost in Pinecrest?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pinecrest
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pinecrest?

Yes. June serves all of Pinecrest and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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