June Marcia Williams

Your Insurance Agent in Pinecrest, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Pinecrest, FL...

National Producer No.

17209549

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Fast & Affordable Life Insurance in Pinecrest | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pinecrest Without the Complexity

Your local licensed agent in Pinecrest, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Pinecrest, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Pinecrest, FL

Pinecrest, FL — Your Local Producer

Hello to my neighbors in beautiful Pinecrest! Living here in Miami-Dade County, we're surrounded by lush landscapes and a wonderful sense of community. It's a special place to build a life and raise a family, which makes protecting that future all the more important. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping you navigate your options. I can assist with personal plans like Term, Whole, and Universal Life, Final Expense, and other supplemental policies to fit your unique situation. My goal is to provide clear, straightforward guidance. (NPN: 17209549, Florida License No: W840529)

Pinecrest Gardens
The Falls
Miami Palmetto Senior High School

NPN17209549FL LicenseW840529

Pinecrest is home to approximately 18,300 residents in Miami Dade County, with a median age of 42.0 and a median household income of $178,000. About 83% of homes are owner-occupied; the median home value is $1,130,000. 72% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Pinecrest households.

How Pinecrest compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS PINECREST · 18K RESIDENTS

2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

18,279 PINECREST RESIDENTS ↳ 0.7% of Miami Dade County residents

Underwriting Guidelines

Are Pinecrest residents with high cholesterol able to qualify for life insurance?

Pinecrest applicants with high cholesterol qualify routinely. The local risk pool — Miami Dade County's ~2,687,000 residents, 25.6% without health coverage — shows 35.1% adult prevalence of high cholesterol and 23.3% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Pinecrest families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby North Miami →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV

Population ~18,279

Lack of health insurance (18–64) 14.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1256625

3.1 9 reviews

Photos by Driveways by Design Hardscape Design Firm via Google Maps

View on Google Maps

Village of Pinecrest

Open now · Mon 8:00 AM – 4:30 PM

(305) 234-2121

pinecrest-fl.gov .GOV

12645 Pinecrest Pkwy, Pinecrest, FL 33156, USA

Recent Reviews

Mary Martindale ★★★★★

"I had a great experience with Tatiana. She was very helpful , had a pleasant personality, and was a pleasure to speak with. Thank you."

Jim Daniel ★☆☆☆☆

"They state no appointment necessary you wait in line get all the way to the front they ask you if you have an appointment you tell them no they say oh well then you have to go to some website and pay …"

Available in Pinecrest

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Pinecrest.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Pinecrest

30 Cities · 3 Counties

Official Resources

Know your rights in Pinecrest.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Pinecrest insurance — answered.

💰

How much does life insurance cost in Pinecrest?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pinecrest

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Pinecrest?

Yes. June serves all of Pinecrest and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

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Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Fast & Affordable Life Insurance in Pinecrest | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pinecrest Without the Complexity

Pinecrest, FL — Your Local Producer

How Pinecrest compares to Miami Dade County

Are Pinecrest residents with high cholesterol able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Pinecrest.

🌟 Cities Served near Pinecrest

Know your rights in Pinecrest.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Pinecrest insurance — answered.

How much does life insurance cost in Pinecrest?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Pinecrest?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources