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Home›Florida›Miami Dade County›North Bay Village

June Marcia Williams — Licensed Insurance Agent in North Bay Village, FL
June Marcia Williams
Your Insurance Agent in North Bay Village, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing North Bay Village, FL...
National Producer No.
17209549
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Life Insurance in North Bay Village, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in North Bay Village Without the Complexity

Your local licensed agent in North Bay Village, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for North Bay Village, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · North Bay Village, FL

North Bay Village, FL — Your Local Producer

For those of us who call the beautiful islands of North Bay Village home, life by the water is truly special. As a fellow Miami-Dade County resident, I understand the unique priorities of our vibrant community. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my North Bay Village neighbors navigate their options. From securing your family's future with Term or Whole Life insurance to planning for the unexpected with Final Expense or Critical Illness coverage, I provide clear, personalized guidance. I'm here to help you find a plan that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • North Bay Village City Hall
  • John F. Kennedy Causeway
  • Treasure Island Elementary School
NPN17209549FL LicenseW840529
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in North Bay Village, FL?

Many North Bay Village residents secure competitive rates despite high blood pressure. Miami Dade County reports 31.1% adult prevalence (CDC PLACES); 35.1% also manage high cholesterol, with 25.6% of the ~2,688,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Leisure City →

📊 Top Health Considerations (CDC)

Top Health Considerations for North Bay Village (CITY) High cholesterol: 35.1%. High blood pressure: 31.1%. Obesity: 27.9%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 10.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NORTH BAY VILLAGE High cholesterol 35.1% High blood pressure 31.1% Obesity 27.9% Diagnosed diabetes 13.3% Current cigarette smoking 10.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 20.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1249225
Google Maps
4.6 10 reviews
North Bay Village City Hall photo 1North Bay Village City Hall photo 2
Photos by Drone_us abergrichard , Victoria Deulofeu via Google Maps
View on Google Maps
North Bay Village City Hall
Open now · Mon 8:00 AM – 5:00 PM
(305) 756-7171
northbayvillage-fl.gov .GOV
1666 John F Kennedy Causeway #3, North Bay Village, FL 33141, USA
Recent Reviews
J ★★★★☆
"North Bay Village is a pleasant and well-located community with beautiful waterfront views and a calm, residential feel. It’s conveniently close to Miami Beach and downtown, making it easy to enjoy th…"
Victoria Deulofeu ★★★★★
"I left North Bay Village, Florida, passed through Normandy, and continued along Miami Beach to Collins Avenue and 69th Street, near the Cristal Gym. What a wonderful Saturday morning! Along the way, t…"
Available in North Bay Village

Life Insurance Products in North Bay Village, FL

9 insurance products available in North Bay Village

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near North Bay Village, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near North Bay Village

30 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in North Bay Village, Florida

Florida DFS public records show 83 actively licensed insurance producers with business addresses in North Bay Village (Miami-Dade County County). 75 hold Life & Health authority; 15 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

83Licensed producers
75Life & Health
15General Lines (P&C)

Browse producers by line

Life & Health Agents
75 producers · life-authorised
General Lines (Property & Casualty)
15 producers · 2-20

Featured licensed producers

Browse all →
JE
John Thomas Ermer
Life Including Variable Annuity & Health
NPN 414960 Licensed 1987
JP
James Marion Powers
Life Including Variable Annuity & Health
NPN 7273314 Licensed 2016
ME
Marlen Elias
Life Including Variable Annuity & Health
NPN 9205194 Licensed 2025
ST
Stephen A Taylor
Life Including Variable Annuity & Health
NPN 5689531 Licensed 2001
OV
Oscar Vega
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3823074 Licensed 2000
IC
Irelia Carmenaty
General Lines (Property & Casualty)
NPN 8501016 Licensed 2008

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in North Bay Village.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

North Bay Village Life Insurance Questions

💰

How much does life insurance cost in North Bay Village?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

North Bay Village
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of North Bay Village?

Yes. June serves all of North Bay Village and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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