June Marcia Williams

Your Insurance Agent in West Palm Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing West Palm Beach, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in West Palm Beach, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for West Palm Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · West Palm Beach, FL

West Palm Beach, FL — Your Local Producer

Hello, West Palm Beach! Living here in Palm Beach County, we appreciate the vibrant energy and beautiful scenery that make our community so special. As you plan for your family's future, it's wise to consider how to protect it. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options. I offer personal guidance on policies like Term Life, Final Expense, and Critical Illness to find a fit for your unique needs. Let's chat about securing your peace of mind. (NPN: 17209549, FL License: W840529)

Rosemary Square
Norton Museum of Art
Clematis Street

NPN17209549FL LicenseW840529

Licensed Term Life Producers in West Palm Beach

3279 on public record · Florida DFS · Fla. Stat. §119.01

Aaliyah Eccleston

Life Including Variable Annuity & Health

NPN 20625949 Licensed 2023

Aaron Christopher Pino

Life Including Variable Annuity & Health

NPN 20492909 Licensed 2022

Aaron Lehn

Life Including Variable Annuity & Health

NPN 20081059 Licensed 2023

Abdias Pierre

Life Including Variable Annuity & Health

NPN 16460729 Licensed 2011

Abdulaziz Tabios Khamdet

Life Including Variable Annuity & Health

NPN 17828000 Licensed 2016

Abel Troya Lavin

Life Including Variable Annuity & Health

NPN 21739566 Licensed 2025

Abigail Boll

Life Including Variable Annuity & Health

NPN 21721841 Licensed 2025

Abigail Farley

Life Including Variable Annuity & Health

NPN 21416065 Licensed 2024

Abigail Monique Mcnair

Life Including Variable Annuity & Health

NPN 17543227 Licensed 2018

Abraham Jesus Vega-Steller

Life Including Variable Annuity & Health

NPN 22171331 Licensed 2026

Abraham Raymond

Life Including Variable Annuity & Health

NPN 19248203 Licensed 2019

Ada Ailen Castellon Perez

Life Including Variable Annuity & Health

NPN 21181977 Licensed 2024

Adam D Sendzischew

Life Including Variable Annuity & Health

NPN 9597846 Licensed 2007

Adam Eckman

Life Including Variable Annuity & Health

NPN 19711265 Licensed 2020

Adam Mitchell

Life Including Variable Annuity & Health

NPN 21327136 Licensed 2024

Adam Wesley Townsend

Life Including Variable Annuity & Health

NPN 1648953 Licensed 1998

Adam Young

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8647205 Licensed 2010

Adan Diaz Vazquez

Life Including Variable Annuity & Health

NPN 19725427 Licensed 2020

Adisley Chavez Herrera

Life Including Variable Annuity & Health

NPN 21626894 Licensed 2025

Adler Saint Fort

Life Including Variable Annuity & Health

NPN 20637239 Licensed 2023

Adonis Innocentes Penalosa Sencio

Life Including Variable Annuity & Health

NPN 18888963 Licensed 2018

Adrian David Requesen Ferreiro

Life Including Variable Annuity & Health

NPN 21333299 Licensed 2024

Adrian Mcdonald

Life Including Variable Annuity & Health

NPN 20605164 Licensed 2023

Adrian Rodriguez Finol

Life Including Variable Annuity & Health

NPN 21378996 Licensed 2024

View all 3279 licensed term life producers in West Palm Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the West Palm Beach regional market. Rates are localized using regional health baselines.

Official West Palm Beach Resources

County Palm Beach County

Population ~117,588

Lack of insurance (18–64) 10.4%

FIPS code 1276600

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized West Palm Beach rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

3.5 31 reviews

West Palm Beach City Administration photo 1

West Palm Beach City Administration photo 2

West Palm Beach City Administration photo 3

West Palm Beach City Administration photo 4

Photos by Chase Bowie , Urs M , L B , Brian Peng via Google Maps

View on Google Maps

West Palm Beach City Administration

Open now · Mon 8:00 AM – 5:00 PM

(561) 822-1200

wpb.org

401 Clematis St #2, West Palm Beach, FL 33401, USA

Recent Reviews

S ★☆☆☆☆

"Walking downtown at night, especially on Clematis Street, no longer feels safe. We don't go anymore. Plethora of CBD shops and questionable shops. Too bad. They have good food options."

Devon Von Lindern ★☆☆☆☆

"I am visiting from out of state and went to the public beach. When exiting the beach there are no available foot showers to clean feet off from the sand from the beach. This is not accessible to those…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in West Palm Beach

More Insurance Options in West Palm Beach, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in West Palm Beach?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in West Palm Beach, FL

West Palm Beach, FL — Your Local Producer

Licensed Term Life Producers in West Palm Beach

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official West Palm Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in West Palm Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in West Palm Beach?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Palm Beach County

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Pine Air Wealth Strategy

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

The Hobe Sound Legacy Plan

Indiantown Coverage Guide

Jensen Beach Financial Security

Jupiter Island Coverage Guide

The North River Shores Legacy Plan

Ocean Breeze Financial Security

The Palm City Legacy Plan

Port Salerno Coverage Guide

Rio Life Protection

Stuart Wealth Strategy

Boulevard Gardens Coverage Guide

The Cooper City Legacy Plan

Fort Lauderdale Coverage Guide

Hallandale Coverage Guide

Hallandale Beach Financial Security

The Hollywood Legacy Plan

Lauderdale-by-the-Sea Coverage Guide

The Miramar Legacy Plan

Pompano Beach Wealth Strategy

Tamarac Wealth Strategy

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official West Palm Beach Resources