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Home›Florida›Miami Dade County›Key Biscayne

June Marcia Williams — Licensed Insurance Agent in Key Biscayne, FL
June Marcia Williams
Your Insurance Agent in Key Biscayne, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Key Biscayne, FL...
National Producer No.
17209549
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Life Insurance in Key Biscayne, FL

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Key Biscayne Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Key Biscayne, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Key Biscayne, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Key Biscayne, FL

Key Biscayne, FL — Your Local Producer

For those of us who call the beautiful island of Key Biscayne home, we understand the unique value of our coastal community. Life in this special part of Miami-Dade County means prioritizing family and protecting the future we're building. I'm June Marcia Williams, a licensed insurance producer right here in your community, and I'm committed to helping my neighbors understand their options. Whether you're considering life insurance, final expense, or other personal coverage, I can provide clear, straightforward information to help you make informed decisions. (NPN: 17209549, Florida License No: W840529)

  • Bill Baggs Cape Florida State Park
  • Crandon Park
  • Key Biscayne Village Hall
NPN17209549FL LicenseW840529

Key Biscayne is home to approximately 14,600 residents in Miami Dade County, with a median age of 42.3 and a median household income of $173,000. About 65% of homes are owner-occupied; the median home value is $1,332,000. 73% of adults hold a bachelor's degree or higher; households with children make up 48%; veterans comprise 1% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Key Biscayne households.

How Key Biscayne compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS KEY BISCAYNE · 15K RESIDENTS
Miami Dade County vs Key Biscayne — population comparison Miami Dade County: 2,688,237 residents. Key Biscayne: 14,572 residents, 0.5% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
14,572 KEY BISCAYNE RESIDENTS ↳ 0.5% of Miami Dade County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Key Biscayne, FL?

Coverage is widely available. Key Biscayne sits within Miami Dade County (population ~2,688,000, 25.6% uninsured), where 36.2% of adults have high cholesterol alongside 23.5% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Goulds →

📊 Top Health Considerations (CDC)

Top Health Considerations for Key Biscayne (CITY) High cholesterol: 36.2%. High blood pressure: 29.5%. Obesity: 23.5%. Diagnosed diabetes: 11.1%. Current cigarette smoking: 5.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEY BISCAYNE High cholesterol 36.2% High blood pressure 29.5% Obesity 23.5% Diagnosed diabetes 11.1% Current cigarette smoking 5.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~14,572
Lack of health insurance (18–64) 13.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1236300
Google Maps
Key Biscayne photo 1Key Biscayne photo 2Key Biscayne photo 3Key Biscayne photo 4
Photos by Jorge Daniel , Alberto de miguel manzano , Fermin Morales , Spencer Raymond PA via Google Maps
View on Google Maps
Key Biscayne
keybiscayne.fl.gov .GOV
Key Biscayne, FL 33149, USA
Available in Key Biscayne

Life Insurance Products in Key Biscayne, FL

9 insurance products available in Key Biscayne

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Key Biscayne, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Key Biscayne

30 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Key Biscayne, Florida

Florida DFS public records show 97 actively licensed insurance producers with business addresses in Key Biscayne (Miami-Dade County County). 89 hold Life & Health authority; 18 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

97Licensed producers
89Life & Health
18General Lines (P&C)

Browse producers by line

Life & Health Agents
89 producers · life-authorised
General Lines (Property & Casualty)
18 producers · 2-20

Featured licensed producers

Browse all →
RR
Roberto Anibal Rial
Life Including Variable Annuity & Health
NPN 607146 Licensed 1990
AP
Alejandro M Perez
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7622684 Licensed 2003
MB
Marta Aurora Berenguer
Life Including Variable Annuity & Health
NPN 6621760 Licensed 2002
DC
Dionisio Jose Chamorro
Life Including Variable Annuity & Health
NPN 8089688 Licensed 2004
GB
Gerard Peter Braun
General Lines (Property & Casualty)
NPN 1014659 Licensed 1997
RS
Rene E Samayoa
General Lines (Property & Casualty)
NPN 3599967 Licensed 2020

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Key Biscayne.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Key Biscayne Life Insurance Questions

💰

How much does life insurance cost in Key Biscayne?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Key Biscayne
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Key Biscayne?

Yes. June serves all of Key Biscayne and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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