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June Marcia Williams — Licensed Term Life Insurance Agent in Fort Lauderdale, FL
June Marcia Williams
Your Insurance Agent in Fort Lauderdale, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fort Lauderdale, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Fort Lauderdale, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Fort Lauderdale, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Fort Lauderdale, FL

Fort Lauderdale, FL — Your Local Producer

As a resident of Broward County, I understand the unique and vibrant lifestyle we enjoy here in Fort Lauderdale, from our beautiful waterways to our bustling communities. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors secure their financial futures. I offer personalized guidance on a range of products, including life insurance, final expense, and other supplemental policies designed to protect your family. My commitment is to help you navigate your options with clarity and confidence. (NPN: 17209549, Florida License No: W840529)

  • Las Olas Boulevard
  • Hugh Taylor Birch State Park
  • Broward Center for the Performing Arts
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Fort Lauderdale

4553 on public record · Florida DFS · Fla. Stat. §119.01

AS
Aaliyha Sheppard
Life Including Variable Annuity & Health
NPN 22252536 Licensed 2026
AL
Aaron Charles Litman
Life Including Variable Annuity & Health
NPN 20978424 Licensed 2023
AN
Aaron Dane Norris
Life Including Variable Annuity & Health
NPN 19341949 Licensed 2019
AK
Aaron Kempen
Life Including Variable Annuity & Health
NPN 16339462 Licensed 2020
AS
Aaron Riley Shaffer
Life Including Variable Annuity & Health
NPN 21276977 Licensed 2024
AP
Aaron T Paul
Life Including Variable Annuity & Health
NPN 17359974 Licensed 2015
AA
Abbey Ajayi
Life Including Variable Annuity & Health
NPN 2833708 Licensed 1999
AL
Abbigail Elizabeth Lindahl
Life Including Variable Annuity & Health
NPN 21144222 Licensed 2024
AN
Abdelmoughit Noury
Life Including Variable Annuity & Health
NPN 21206486 Licensed 2024
AS
Abel Roberto Scilingo
Life Including Variable Annuity & Health
NPN 20706810 Licensed 2023
AS
Abigail Alisia Smith
Life Including Variable Annuity & Health
NPN 20774477 Licensed 2023
AB
Abigail Baragwanath
Life Including Variable Annuity & Health
NPN 20265538 Licensed 2022
AG
Abigail Briana Graham
Life Including Variable Annuity & Health
NPN 18537668 Licensed 2025
AR
Abigail Richner
Life Including Variable Annuity & Health
NPN 20485163 Licensed 2022
AA
Abiny Jade Aguilar
Life Including Variable Annuity & Health
NPN 20841805 Licensed 2023
AL
Abner Logan
Life Including Variable Annuity & Health
NPN 21519433 Licensed 2025
AD
Abraham Delgado
Life Including Variable Annuity & Health
NPN 21313023 Licensed 2024
AR
Adalberto Jose Rodriguez
Life Including Variable Annuity & Health
NPN 17359948 Licensed 2014
AB
Adam Bassell
Life Including Variable Annuity & Health
NPN 17515791 Licensed 2024
AC
Adam Cohen
Life Including Variable Annuity & Health
NPN 20335330 Licensed 2022
AB
Adam Dale Brown
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7088353 Licensed 2019
AU
Adam Daniel Uhlan
Life Including Variable Annuity & Health
NPN 421601 Licensed 1990
AS
Adam Francis Shapiro
Life Including Variable Annuity & Health
NPN 2063370 Licensed 2000
AK
Adam Jehial Kohn
Life Including Variable Annuity & Health
NPN 2665936 Licensed 2024
View all 4553 licensed term life producers in Fort Lauderdale →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Fort Lauderdale regional market. Rates are localized using regional health baselines.

Official Fort Lauderdale Resources

County Broward County
Population ~182,673
Lack of insurance (18–64) 18.7%
FIPS code 1224000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Fort Lauderdale rates. Start your quote request below.

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3.5 56 reviews
Fort Lauderdale City Hall photo 1Fort Lauderdale City Hall photo 2Fort Lauderdale City Hall photo 3Fort Lauderdale City Hall photo 4
Photos by Jeff Locke , Herve Andrieu , LaVa Lady , Harrison C. Davies via Google Maps
Fort Lauderdale City Hall
100 N Andrews Ave, Fort Lauderdale, FL 33301, USA
Recent Reviews
David Jackson jr ★☆☆☆☆
"Where do I start, I called this morning in regards to acquiring a beach parking pass. The lady who answered was extremely rude and disrespectful, had no urge to help me. Although I have been a residen…"
Noelle Jimenez ★☆☆☆☆
"Horrible customer service in the parking department! Just got off the phone and a awful miserable women who was annoyed I was bothering her at work with her job! I’m new to Florida and wanted to know…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Fort Lauderdale?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Licensed in 5 states NPN verified No obligation
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