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Home›Florida›Miami Dade County›Coral Terrace

June Marcia Williams — Licensed Insurance Agent in Coral Terrace, FL
June Marcia Williams
Your Insurance Agent in Coral Terrace, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Coral Terrace, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Coral Terrace, FL | 12+ Years Experience

Top-Rated Financial Protection for Coral Terrace Residents

Honest, Local Insurance Guidance for Your Family's Future in Miami Dade County

Your local licensed agent in Coral Terrace, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Coral Terrace, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Coral Terrace, FL

Coral Terrace, FL — Your Local Producer

Hello, Coral Terrace! As a fellow Floridian and a licensed insurance producer, I understand the unique rhythm of life here in Miami-Dade County. From enjoying our vibrant community to planning for the future, securing your family's financial well-being is paramount. I'm June Marcia Williams (NPN: 17209549), and I'm dedicated to helping my Coral Terrace neighbors navigate their insurance options. Whether you're considering Term Life, Final Expense, or other personal policies, I provide clear, personalized guidance to help you find a plan that fits your life. As your local resource (Florida License No: W840529), I'm here to help you protect what matters most.

  • A.D. Barnes Park
  • Coral Terrace Elementary School
  • Intersection of SW 24th St (Coral Way) and SW 57th Ave (Red Road)
NPN17209549FL LicenseW840529

Coral Terrace is home to approximately 24,600 residents in Miami Dade County, with a median age of 44.7 and a median household income of $73,000. About 63% of homes are owner-occupied; the median home value is $448,000. 29% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 1% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Coral Terrace households.

How Coral Terrace compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS CORAL TERRACE · 25K RESIDENTS
Miami Dade County vs Coral Terrace — population comparison Miami Dade County: 2,688,237 residents. Coral Terrace: 24,597 residents, 0.9% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
24,597 CORAL TERRACE RESIDENTS ↳ 0.9% of Miami Dade County residents
Underwriting Guidelines

Can I get life insurance with obesity in Coral Terrace, FL?

Yes. Miami Dade County's health profile — 2,687,000 residents, 25.6% uninsured, 26.8% adults with obesity, 18.0% with arthritis — shapes how A-rated carriers tier rate classes for Coral Terrace applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Coral Terrace families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Westview →

📊 Top Health Considerations (CDC)

Top Health Considerations for Coral Terrace (CITY) High cholesterol: 36.9%. High blood pressure: 32%. Obesity: 26.8%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 8.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CORAL TERRACE High cholesterol 36.9% High blood pressure 32.0% Obesity 26.8% Diagnosed diabetes 14.6% Current cigarette smoking 8.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~24,597
Lack of health insurance (18–64) 25.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1214412
Google Maps
4.2 46 reviews
Coral Gables City Hall photo 1Coral Gables City Hall photo 2Coral Gables City Hall photo 3Coral Gables City Hall photo 4
Photos by Robert A. Burr , Marlon Barahona , Alinka Avendaño , Commercial Producer, production fixer, Mari Tato (RunDaShow) via Google Maps
View on Google Maps
Coral Gables City Hall
Open now · Mon 8:00 AM – 5:00 PM
(305) 446-6800
coralgables-fl.gov .GOV
405 Biltmore Way, Coral Gables, FL 33134, USA
Recent Reviews
Claudia Moreno ★★★★★
"Very nice building to take pictures in front of for your elopement"
Miami Photographer PhotoVideoCreate ★★★★★
"Beautiful traditional Cityhall, they should use this building as marriage license instead of the other new building. Easy find parking"
Available in Coral Terrace

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Coral Terrace.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Coral Terrace

28 Cities · 3 Counties
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPalm SpringsPlantation Mobile Home ParkSan Castle
Miami Dade CountyHome10
Country ClubHialeahIves EstatesKendale LakesMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Official Resources

Know your rights in Coral Terrace.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Coral Terrace insurance — answered.

💰

How much does life insurance cost in Coral Terrace?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Coral Terrace
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Coral Terrace?

Yes. June serves all of Coral Terrace and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Coral Gables Miami Dade County, FL 10 products available
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