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June Marcia Williams — Licensed Term Life Insurance Agent in High Springs, FL
June Marcia Williams
Your Insurance Agent in High Springs, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing High Springs, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in High Springs, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for High Springs, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · High Springs, FL

High Springs, FL — Your Local Producer

Hello, High Springs! I love the unique charm and natural beauty of our corner of Alachua County, from the clear waters of the springs to the strong sense of community we all share. As your neighbor, I understand the importance of protecting what matters most. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families navigate their options. I offer a range of personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans, to help secure your future. Let's work together to find the right protection for your needs. (NPN: 17209549, Florida License No: W840529)

  • High Springs Community School
  • High Springs Branch Library
  • James Paul Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in High Springs

38 on public record · Florida DFS · Fla. Stat. §119.01

AM
Andrea Marie Moser
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21158339 Licensed 2024
BE
Brandon A Esposito
Life Including Variable Annuity & Health
NPN 17747243 Licensed 2015
BT
Brenda Williams Thomas
Life Including Variable Annuity & Health
NPN 21413626 Licensed 2024
CP
Charles Alan Poling
Life Including Variable Annuity & Health
NPN 19971558 Licensed 2021
CS
Chris Lendon Suggs
Life Including Variable Annuity & Health
NPN 16505377 Licensed 2012
CB
Craig E Bartholomew
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 6386766 Licensed 2012
CW
Crystal Wright
Life Including Variable Annuity & Health
NPN 18039300 Licensed 2016
CL
Cynthia B Louis
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 476705 Licensed 1985
DS
Diane Therese Shimek
Life Including Variable Annuity & Health
NPN 17980672 Licensed 2021
DE
Dorrie K Esposito
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17484818 Licensed 2015
DM
Dylan R Miller
Life Including Variable Annuity & Health
NPN 20070718 Licensed 2021
EB
Eivis Belford
Life Including Variable Annuity & Health
NPN 16466131 Licensed 2011
EH
Ethan Michael Harris
Life Including Variable Annuity & Health
NPN 20578205 Licensed 2023
FM
Frederick Joshua Mccumber
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19747891 Licensed 2020
GK
Gracie Mae Kenworthy
Life Including Variable Annuity & Health
NPN 21623202 Licensed 2025
HH
Hannah Reece Hollenback
Life Including Variable Annuity & Health
NPN 21654932 Licensed 2025
HB
Harold Allen Brammer
Life Including Variable Annuity & Health
NPN 495283 Licensed 1987
JD
Jagger Diefenderfer
Life Including Variable Annuity & Health
NPN 20526761 Licensed 2022
JM
Jasmine Quaniya Mitchell
Life Including Variable Annuity & Health
NPN 19352162 Licensed 2019
JK
Jason Charles King
Life Including Variable Annuity & Health
NPN 19193257 Licensed 2019
JV
Jay Vonderahe
Life Including Variable Annuity & Health
NPN 19504086 Licensed 2023
JM
Jordan Alan Mattern
Life Including Variable Annuity & Health
NPN 21284585 Licensed 2024
JM
Joseph Hubert Mcneill
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7739441 Licensed 2003
JS
Justin Carl Deden Sykes
Life Including Variable Annuity & Health
NPN 21348583 Licensed 2024
View all 38 licensed term life producers in High Springs →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the High Springs regional market. Rates are localized using regional health baselines.

Official High Springs Resources

County Alachua County
Population ~6,283
Lack of insurance (18–64) 11.2%
FIPS code 1230525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized High Springs rates. Start your quote request below.

Google Maps
4.0 22 reviews
High Springs City Hall photo 1High Springs City Hall photo 2High Springs City Hall photo 3High Springs City Hall photo 4
High Springs City Hall
Open now · Mon 7:30 AM – 6:00 PM
23718 W U.S. Hwy 27, High Springs, FL 32643, USA
Recent Reviews
Adam Fritts ★☆☆☆☆
"They can't seem to get with the program. Switching to include a card payment service that allows us to pay online versus coming up to just wait in lines all day is necessary. Not to mention reducing i…"
Tricia Roses ★☆☆☆☆
"You better watch your utility bills closely. I have been billed various amounts more than double my standard rate on several occasions. The excuse when questioned is always "Oops we read the meter wro…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in High Springs?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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