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June Marcia Williams — Licensed Term Life Insurance Agent in Alachua, FL
June Marcia Williams
Your Insurance Agent in Alachua, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Alachua, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Alachua, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Alachua, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Alachua, FL

Alachua, FL — Your Local Producer

For my neighbors in Alachua, living 'The Good Life' means enjoying our unique community while also planning for the future. As a local resident and licensed insurance producer, I understand the values that make Alachua County special. I'm here to help you navigate your options for personal insurance, whether you're considering Term Life, Whole Life, Final Expense, or other policies to protect your family's financial well-being. My goal is to provide clear, personalized guidance so you can make informed decisions for your specific needs. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Alachua City Hall
  • Main Street
  • San Felasco Hammock Preserve State Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Alachua

98 on public record · Florida DFS · Fla. Stat. §119.01

AR
Aaron B Rollins
Life Including Variable Annuity & Health
NPN 463731 Licensed 2013
AF
Adam Keith Ferguson
Life Including Variable Annuity & Health
NPN 495016 Licensed 2010
AF
Alaina Fuentes
Life Including Variable Annuity & Health
NPN 21342750 Licensed 2024
AR
Aliuska Hernandez Ramos
Life Including Variable Annuity & Health
NPN 20760971 Licensed 2023
AP
Amanda S Payne
Life Including Variable Annuity & Health
NPN 8079462 Licensed 2009
AB
Auryana Gabrielle Bender-Martir
Life Including Variable Annuity & Health
NPN 21784249 Licensed 2025
BS
Balaram Arnold Smith
Life Including Variable Annuity & Health
NPN 20162308 Licensed 2021
BM
Bobby Daniel Malphurs
Life Including Variable Annuity & Health
NPN 446817 Licensed 2017
BH
Bradley Paul Henderson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21559299 Licensed 2025
BH
Brent Matthew Huber
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 495693 Licensed 1992
CR
Chad Rogers
Life Including Variable Annuity & Health
NPN 20978344 Licensed 2023
CN
Chandra Nelson
Life Including Variable Annuity & Health
NPN 15904460 Licensed 2010
CE
Chris P Eastwood
Life Including Variable Annuity & Health
NPN 21085048 Licensed 2024
CH
Christina Halley
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20859549 Licensed 2023
CC
Christina Marie Cetin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7546281 Licensed 2003
CM
Christy Marie Mccumber
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 11102652 Licensed 2008
CB
Ciera Ann Bryant
Life Including Variable Annuity & Health
NPN 20268943 Licensed 2022
CL
Coleman Eli Lamon
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21580194 Licensed 2025
CJ
Cory Jones
Life Including Variable Annuity & Health
NPN 22110651 Licensed 2026
CP
Craig D Mikell Pa
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 503426 Licensed 1982
CM
Crystal Ann Mitchell
Life Including Variable Annuity & Health
NPN 22121582 Licensed 2026
DG
Daniel Graham
Life Including Variable Annuity & Health
NPN 21014372 Licensed 2023
DR
Danielle Roper
Life Including Variable Annuity & Health
NPN 21065558 Licensed 2024
DC
David Ray Carver
Life Including Variable Annuity & Health
NPN 19289866 Licensed 2019
View all 98 licensed term life producers in Alachua →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Alachua regional market. Rates are localized using regional health baselines.

Official Alachua Resources

County Alachua County
Population ~10,570
Lack of insurance (18–64) 10.4%
FIPS code 1200375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Alachua rates. Start your quote request below.

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3.6 31 reviews
Alachua City Hall photo 1Alachua City Hall photo 2Alachua City Hall photo 3Alachua City Hall photo 4
Photos by EtownStickly , Patrick Prentice , MAGA RCE , J - Diver Below via Google Maps
Alachua City Hall
Open now · Mon 7:30 AM – 6:00 PM
15100 NW 142 Terrace, Alachua, FL 32615, USA
Recent Reviews
s J ★☆☆☆☆
"It is record breaking cold weather (no rain no storms just cold) and my power is out at 8 in the morning. When calling the dispatch they acted as though I was the problem for calling and had no answ…"
BG ★★★★★
"Since I move to Alachua 3 years ago is 100% good. I have few issues and they are promptly answer and resolved the problem. The customer service is 100% and if you walking in on the office building th…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

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Term Life Insurance FAQ

💰

How much does term life cost in Alachua?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Compare Term Life rates from licensed carriers serving Worthington Springs.

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