Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Manatee County›Memphis

June Marcia Williams — Licensed Insurance Agent in Memphis, FL
June Marcia Williams
Your Insurance Agent in Memphis, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Memphis, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Memphis, FL

Dedicated Coverage Options from Final Expense to Term Life in Manatee County

The Smart Choice for Dependable Life Insurance in Memphis, FL

Your local licensed agent in Memphis, Manatee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Memphis, Manatee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Memphis, FL

Memphis, FL — Your Local Producer

Hello to my neighbors in Memphis and across Manatee County. I understand the unique character of our community and the importance of protecting what matters most. As a licensed insurance producer right here in Florida, my goal is to help you navigate your options with clarity and confidence. I can assist you in planning for the future with a range of personal insurance lines, including Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident policies. Let's work together to find a suitable plan for your family's needs. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Memphis Heights Elementary School
  • US Highway 41 (N Tamiami Trail)
  • Lincoln Park
NPN17209549FL LicenseW840529

Memphis is home to approximately 10,900 residents in Manatee County, with a median age of 35.7 and a median household income of $70,000. About 71% of homes are owner-occupied; the median home value is $269,000. 21% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 8% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Memphis households.

How Memphis compares to Manatee County

MANATEE COUNTY · 405K RESIDENTS MEMPHIS · 11K RESIDENTS
Manatee County vs Memphis — population comparison Manatee County: 405,069 residents. Memphis: 10,923 residents, 2.7% of Manatee County population.
405,069 MANATEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,923 MEMPHIS RESIDENTS ↳ 2.7% of Manatee County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Memphis, FL?

Many Memphis residents secure competitive rates despite obesity. Manatee County reports 33.7% adult prevalence (CDC PLACES); 30.1% also manage arthritis, with 13.4% of the ~405,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Longboat Key →

📊 Top Health Considerations (CDC)

Top Health Considerations for Memphis (CITY) High cholesterol: 40.9%. High blood pressure: 38.2%. Obesity: 33.7%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 13.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MEMPHIS High cholesterol 40.9% High blood pressure 38.2% Obesity 33.7% Diagnosed diabetes 13.8% Current cigarette smoking 13.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Manatee County Gov Portal .GOV
Population ~10,923
Lack of health insurance (18–64) 15.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1244175
Google Maps
View on Google Maps
Available in Memphis

Life Insurance Products in Memphis, FL

9 insurance products available in Memphis

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Manatee County and Nearby Florida Counties

Life Insurance by City Near Memphis, FL

3,288 licensed producers on public record in Manatee County.

🌟 Cities Served near Memphis

30 Cities · 3 Counties
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Manatee CountyHome10
Anna MariaBayshore GardensBraden RiverBradentonBradenton BeachCollege PlazaHolmes BeachPalmettoTerra CeiaWest Bradenton
Hillsborough County10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
Official Resources

Know your rights in Memphis.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Memphis Life Insurance Questions

💰

How much does life insurance cost in Memphis?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Memphis
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Memphis?

Yes. June serves all of Memphis and every municipality in Manatee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia