June Marcia Williams

Your Insurance Agent in Memphis, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Memphis, FL...

National Producer No.

17209549

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Secure Your Family's Future | Custom Life Insurance in Memphis

Dedicated Coverage Options from Final Expense to Term Life in Manatee County

The Smart Choice for Dependable Life Insurance in Memphis, FL

Your local licensed agent in Memphis, Manatee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Memphis, Manatee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Memphis, FL

Memphis, FL — Your Local Producer

Hello to my neighbors in Memphis and across Manatee County. I understand the unique character of our community and the importance of protecting what matters most. As a licensed insurance producer right here in Florida, my goal is to help you navigate your options with clarity and confidence. I can assist you in planning for the future with a range of personal insurance lines, including Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident policies. Let's work together to find a suitable plan for your family's needs. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Memphis Heights Elementary School
US Highway 41 (N Tamiami Trail)
Lincoln Park

NPN17209549FL LicenseW840529

Memphis is home to approximately 10,900 residents in Manatee County, with a median age of 35.7 and a median household income of $70,000. About 71% of homes are owner-occupied; the median home value is $269,000. 21% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 8% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Memphis households.

How Memphis compares to Manatee County

MANATEE COUNTY · 405K RESIDENTS MEMPHIS · 11K RESIDENTS

405,069 MANATEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

10,923 MEMPHIS RESIDENTS ↳ 2.7% of Manatee County residents

Underwriting Guidelines

How does obesity impact life insurance underwriting in Memphis, FL?

Many Memphis residents secure competitive rates despite obesity. Manatee County reports 33.7% adult prevalence (CDC PLACES); 30.1% also manage arthritis, with 13.4% of the ~441,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Memphis families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Longboat Key →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Manatee County Gov Portal .GOV

Population ~10,923

Lack of health insurance (18–64) 15.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1244175

2.4 37 reviews

Photos by Artur Anuszewski , Miss Bev , May Britt Rammen , Leon Luis Medado via Google Maps

View on Google Maps

Memphis City Hall

Open now · Mon 7:00 AM – 5:00 PM

(901) 636-6000

memphistn.gov .GOV

125 N Main St, Memphis, TN 38103, USA

Recent Reviews

JaMyra Gilmore ★☆☆☆☆

"I’m really disappointed in the city of Memphis snow has been on the ground for a week only seen trucks clearing certain neighborhoods ( nicer areas) while a lot of other areas still covered in ice. Ne…"

SIRE TGL STUDIO ★☆☆☆☆

"Shelby County Mayor Lee Harris Memphis City Hall Paul Young You failed us yet again, With billions at your disposal accumulated from the tickets and arrests of 99.9999% minorities from your so calle…"

Available in Memphis

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Manatee County and Neighboring Florida Counties

Cities served near Memphis.

June Marcia Williams writes life insurance and supplemental health policies across Manatee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Memphis

30 Cities · 3 Counties

Sarasota County10

Fruitville Lake Sarasota Meadows Village North Port North Sarasota Pinecraft Sarasota Springs Sarasota Square South Sarasota Warm Mineral Springs

Manatee CountyHome10

Anna Maria Bayshore Gardens Bradenton Bradenton Beach Cortez Holmes Beach Palmetto Parrish Terra Ceia West Bradenton

Hillsborough County10

Balm Carrollwood Dover Lithia Odessa Pebble Creek Plant City Tampa Temple Terrace University

Official Resources

Know your rights in Memphis.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Memphis insurance — answered.

💰

How much does life insurance cost in Memphis?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Memphis

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Memphis?

Yes. June serves all of Memphis and every municipality in Manatee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Longboat Key Manatee County, FL 10 products available

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You Are Here Memphis Manatee County, FL

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Next → Myakka City Manatee County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Secure Your Family's Future | Custom Life Insurance in Memphis

Dedicated Coverage Options from Final Expense to Term Life in Manatee County

The Smart Choice for Dependable Life Insurance in Memphis, FL

Memphis, FL — Your Local Producer

How Memphis compares to Manatee County

How does obesity impact life insurance underwriting in Memphis, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Memphis.

🌟 Cities Served near Memphis

Know your rights in Memphis.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Memphis insurance — answered.

How much does life insurance cost in Memphis?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Memphis?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources