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Home›Florida›Lake County›Howey-in-the-Hills

June Marcia Williams — Licensed Insurance Agent in Howey-in-the-Hills, FL
June Marcia Williams
Your Insurance Agent in Howey-in-the-Hills, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Howey-in-the-Hills, FL...
National Producer No.
17209549
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Life Insurance in Howey-in-the-Hills, FL

Dedicated Coverage Options from Final Expense to Term Life in Lake County

The Smart Choice for Dependable Life Insurance in Howey-in-the-Hills, FL

Your local licensed agent in Howey-in-the-Hills, Lake County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Howey-in-the-Hills, Lake County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Howey-in-the-Hills, FL

Howey-in-the-Hills, FL — Your Local Producer

Hello to my neighbors in Howey-in-the-Hills! In a town known for its unique charm and scenic hills, it's important to have a financial safety net that fits our distinctive Lake County lifestyle. I'm June Marcia Williams, a licensed insurance producer right here in Florida, and I'm dedicated to helping local families navigate their options. Whether you're considering Term Life, Whole Life, Final Expense, or other personal coverage, my goal is to provide clear, straightforward guidance. Let's work together to find a plan that helps protect your family's future. (NPN: 17209549, Florida License No: W840529)

  • The Howey Mansion
  • Marianne Beck Memorial Library
  • Howey-in-the-Hills Town Hall
NPN17209549FL LicenseW840529

Howey-in-the-Hills is home to approximately 2,000 residents in Lake County, with a median age of 50.0 and a median household income of $83,800. About 87% of homes are owner-occupied; the median home value is $335,000. 34% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Howey-in-the-Hills households.

How Howey-in-the-Hills compares to Lake County

LAKE COUNTY · 387K RESIDENTS HOWEY-IN-THE-HILLS · 2K RESIDENTS
Lake County vs Howey-in-the-Hills — population comparison Lake County: 386,829 residents. Howey-in-the-Hills: 2,038 residents, 0.5% of Lake County population.
386,829 LAKE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,038 HOWEY-IN-THE-HILLS RESIDENTS ↳ 0.5% of Lake County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Howey-in-the-Hills, FL?

Howey-in-the-Hills applicants with obesity qualify routinely. The local risk pool — Lake County's ~387,000 residents, 14.3% without health coverage — shows 34.7% adult prevalence of obesity and 41.8% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Silver Lake →

📊 Top Health Considerations (CDC)

Top Health Considerations for Howey-in-the-Hills (CITY) High cholesterol: 41.8%. High blood pressure: 38.7%. Obesity: 34.7%. Diagnosed diabetes: 14.1%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HOWEY-IN-THE-HILLS High cholesterol 41.8% High blood pressure 38.7% Obesity 34.7% Diagnosed diabetes 14.1% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lake County Gov Portal .GOV
Population ~2,038
Lack of health insurance (18–64) 11.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1232775
Google Maps
4.8 5 reviews
Howey In the Hills Town Hall photo 1Howey In the Hills Town Hall photo 2
Photos by ᎶⲅⲉᏭ , Rnull 22 via Google Maps
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Howey In the Hills Town Hall
Open now · Mon 7:00 AM – 5:30 PM
(352) 324-2290
howey.org
101 N Palm Ave, Howey-In-The-Hills, FL 34737, USA
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Available in Howey-in-the-Hills

Life Insurance Products in Howey-in-the-Hills, FL

9 insurance products available in Howey-in-the-Hills

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lake County and Nearby Florida Counties

Life Insurance by City Near Howey-in-the-Hills, FL

3,196 licensed producers on public record in Lake County.

🌟 Cities Served near Howey-in-the-Hills

30 Cities · 3 Counties
Orange County10
ApopkaMeadow WoodsOaklandOrlandoSouth ApopkaSouthchaseWindermereWinter GardenWinter ParkZellwood
Lake CountyHome10
ClermontDona VistaEustisFruitland ParkGrovelandLeesburgMinneolaMontverdeMount DoraUmatilla
Seminole County10
Altamonte SpringAltamonte SpringsCasselberryFern ParkHeathrowLake MaryLongwoodOviedoSanfordWinter Springs
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Howey-in-the-Hills, Florida

Florida DFS public records show 33 actively licensed insurance producers with business addresses in Howey-in-the-Hills (Lake County County). 30 hold Life & Health authority; 6 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

33Licensed producers
30Life & Health
6General Lines (P&C)

Browse producers by line

Life & Health Agents
30 producers · life-authorised
General Lines (Property & Casualty)
6 producers · 2-20

Featured licensed producers

Browse all →
BF
Bruce I Formhals
Life Including Variable Annuity & Health
NPN 1704673 Licensed 2017
AS
Angel Velez Sanchez
Life Including Variable Annuity & Health
NPN 11530792 Licensed 2019
RP
Richard Pasco
Life Including Variable Annuity & Health
NPN 15663714 Licensed 2010
DH
Deisi Hernandez
Life Including Variable Annuity & Health
NPN 585217 Licensed 1994
WH
William Ernest Holt
General Lines (Property & Casualty)
NPN 470366 Licensed 1970
WB
Wendy Hoffman Bird
General Lines (Property & Casualty)
NPN 16997247 Licensed 2023

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Howey-in-the-Hills.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Howey-in-the-Hills Life Insurance Questions

💰

How much does life insurance cost in Howey-in-the-Hills?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Howey-in-the-Hills
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Howey-in-the-Hills?

Yes. June serves all of Howey-in-the-Hills and every municipality in Lake County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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