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June Marcia Williams — Licensed Insurance Agent in Ferndale, FL
June Marcia Williams
Your Insurance Agent in Ferndale, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ferndale, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Ferndale | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Ferndale Without the Complexity

Your local licensed agent in Ferndale, Lake County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ferndale, Lake County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Ferndale, FL

Ferndale, FL — Your Local Producer

Hello Ferndale! As a fellow Floridian, I appreciate the unique charm of Lake County, from its rolling hills to the scenic beauty surrounding Lake Apopka. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors secure their financial futures. Planning for tomorrow can feel overwhelming, but I'm here to offer clear, one-on-one guidance on personal insurance options like Term Life, Final Expense, and more. Let's work together to build a strategy that brings you and your family lasting peace of mind. (NPN: 17209549, FL License: W840529)

  • Ferndale Preserve
  • Trilby Trailhead
  • Green Mountain Scenic Overlook & Trailhead
NPN17209549FL LicenseW840529

Ferndale is home to approximately 612 residents in Lake County, with a median age of 47.5. About 93% of homes are owner-occupied; the median home value is $289,000. 31% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 12% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Ferndale households.

How Ferndale compares to Lake County

LAKE COUNTY · 387K RESIDENTS FERNDALE · 612 RESIDENTS
Lake County vs Ferndale — population comparison Lake County: 386,829 residents. Ferndale: 612 residents, 0.2% of Lake County population.
386,829 LAKE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
612 FERNDALE RESIDENTS ↳ 0.2% of Lake County residents

What rate class can Ferndale applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Ferndale. Within Lake County's ~424,000 residents — including the 14.3% currently without health coverage — 11.9% of adults manage diagnosed diabetes and 12.3% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ferndale families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Mount Dora →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ferndale (CITY) High cholesterol: 36.6%. High blood pressure: 33%. Obesity: 35.1%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FERNDALE High cholesterol 36.6% High blood pressure 33.0% Obesity 35.1% Diagnosed diabetes 11.9% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~612
Lack of health insurance (18–64) 13.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222225
Google Maps
3.3 23 reviews
Ferndale City Hall photo 1Ferndale City Hall photo 2
Photos by David Ritter , Alan Hejl via Google Maps
Ferndale City Hall
Open now · Mon 8:00 AM – 5:30 PM
300 E 9 Mile Rd, Ferndale, MI 48220, USA
Recent Reviews
Deborah Peay ★☆☆☆☆
"Received a parking ticket in the city. I decided to fight the ticket because there was no signage to inform me of the parking ordinance. 1st issue is that the court clerk never sent me any email or ma…"
Anthony Jones ★☆☆☆☆
"i I thought Ferndale Foods until me and a friend went to get some items before christmas and i grab the items and me and my friend we pull my scotter over because im handicape we was tying all the bag…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Ferndale.

June Marcia Williams writes life insurance and supplemental health policies across Lake County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in Ferndale.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Ferndale insurance — answered.

💰

How much does life insurance cost in Ferndale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ferndale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ferndale?

Yes. June serves all of Ferndale and every municipality in Lake County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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