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Home›Florida›Jefferson County›Monticello›Accident & Injury Insurance

June Marcia Williams — Licensed Accident & Injury Insurance Agent in Monticello, FL
June Marcia Williams
Your Insurance Agent in Monticello, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Monticello, FL...
National Producer No.
17209549
Verify ↗

Accident & Injury Insurance in Monticello, FL

Cash benefits for fractures, hospital stays, ER visits, and more.

Accident and injury insurance for Monticello, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Monticello, FL

Monticello, FL — Your Local Producer

Hello, Monticello! I'm June Marcia Williams, and I feel a deep connection to the historic charm and natural beauty that make Jefferson County so special. In a place with such strong roots, planning for your family's future is just as important as preserving our local heritage. As your licensed insurance producer, I'm here to help you navigate your options for life insurance, final expense, and other personal policies. Whether you're near the courthouse square or enjoying the quiet life, I can help you find a plan that fits your needs. Let's talk about securing your family's future. (NPN: 17209549, Florida License No: W840529)

  • Jefferson County Courthouse
  • Monticello Opera House
  • Jefferson County High School
NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Monticello

47 on public record · Florida DFS · Fla. Stat. §119.01

AG
Amanda Guilfoyle
Life Including Variable Annuity & Health
NPN 20856244 Licensed 2023
BH
Billy V. Hopkins
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 245605 Licensed 1994
BF
Brent David Facemire
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7408596 Licensed 2023
BG
Brittany Green
Life Including Variable Annuity & Health
NPN 21219439 Licensed 2024
BP
Brittany Patterson
Life Including Variable Annuity & Health
NPN 22277539 Licensed 2026
CK
Carolyn Sue Kramer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8088790 Licensed 2004
CB
Cetta Barnhart
Life Including Variable Annuity & Health
NPN 17111163 Licensed 2013
CF
Charity Facemire
Life Including Variable Annuity & Health
NPN 7597738 Licensed 2025
CH
Cynthia Roberts Holland
Life Including Variable Annuity & Health
NPN 16824236 Licensed 2012
DL
Daniel Lee
Life Including Variable Annuity & Health
NPN 20417565 Licensed 2022
DB
David Emanuel Rodriguez Barrios
Life Including Variable Annuity & Health
NPN 22071251 Licensed 2025
DW
Denzel Whitfield
Life Including Variable Annuity & Health
NPN 18837708 Licensed 2018
DD
Doriann Deras
Life Including Variable Annuity & Health
NPN 20290570 Licensed 2022
DE
Doyle Carlton Enfinger
Life Including Variable Annuity & Health
NPN 20537477 Licensed 2022
EC
Elizabeth Crockett
Life Including Variable Annuity & Health
NPN 17220865 Licensed 2014
EF
Esther Fulford
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21606333 Licensed 2025
EB
Evanda Bend
Life Including Variable Annuity & Health
NPN 20806988 Licensed 2023
HG
Hunter Patrick Greene
Life Including Variable Annuity & Health
NPN 20473850 Licensed 2022
JS
James Skipworth
Life Including Variable Annuity & Health
NPN 22109485 Licensed 2026
JS
James Thomas Surles
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 442427 Licensed 1974
JK
Joshua E. Kenison
Life Including Variable Annuity & Health
NPN 9719271 Licensed 2008
JL
Joshua James Leibbrand
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20343687 Licensed 2022
JA
Juliann Mary Anderson
Life Including Variable Annuity & Health
NPN 590062 Licensed 1995
JS
Julie Denise Sutphin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20732015 Licensed 2023
View all 47 licensed accident & injury producers in Monticello →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Monticello regional market. Rates are localized using regional health baselines.

Official Monticello Resources

County Jefferson County
Population ~2,589
Lack of insurance (18–64) 14.1%
FIPS code 1246500

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Monticello rates. Start your quote request below.

FL OIR .GOV Jefferson County Gov Portal .GOV
Google Maps
3.7 3 reviews
Monticello City Hall photo 1Monticello City Hall photo 2
Photos by Urias Takatohi , Jeanne Thomas via Google Maps
View on Google Maps
Monticello City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 342-0153
cityofmonticello.us
245 S Mulberry St, Monticello, FL 32344, USA
Recent Reviews
Leonardo Rock ★☆☆☆☆
"Do not move here if your water is through Monticello City Utility Services (MCUS). They have terrible customer service. We called about a leak and they said there was no significant change then sent a…"
Jeanne Thomas ★★★★★
"Such a beautiful friendly little town"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select an accident type to see benefit amounts.

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Or call now: (908) 339-7723

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Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted
  • Hospital: $300-$500/day
  • ICU: $600-$1,000/day
  • ER services covered
  • Ambulance (ground + air)
  • Physician office visits
Get Quote

Specific Injuries

Scheduled benefit per injury
  • Fractures: up to $4,800
  • Dislocations: up to $4,000
  • Burns: up to $10,000
  • Lacerations, concussions
  • Pain management + dental
Get Quote

AD&D + Disability

Accidental death & dismemberment
  • AD&D: $50K-$150K
  • Common carrier: up to $300K
  • Dismemberment schedule
  • Paralysis coverage
  • Optional disability income
Get Quote
📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Monticello

More Insurance Options in Monticello, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Florida Office of Insurance Regulation

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FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

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Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Also Serving Jefferson County

Aucilla Life Protection

Accident & Injury protection tailored to Aucilla families and businesses.

View Aucilla Coverage

Lamont Life Protection

Dedicated Accident & Injury coverage page for Lamont with local agent support.

View Lamont Coverage

Lloyd Financial Security

Personalized Accident & Injury quotes for Lloyd residents — no obligation.

View Lloyd Coverage

The Wacissa Legacy Plan

Accident & Injury protection tailored to Wacissa families and businesses.

View Wacissa Coverage

Waukeenah Wealth Strategy

Accident & Injury protection tailored to Waukeenah families and businesses.

View Waukeenah Coverage

The Perry Legacy Plan

Compare Accident & Injury rates from licensed carriers serving Perry.

View Perry Coverage

Salem Life Protection

Personalized Accident & Injury quotes for Salem residents — no obligation.

View Salem Coverage

Shady Grove Life Protection

Dedicated Accident & Injury coverage page for Shady Grove with local agent support.

View Shady Grove Coverage

Steinhatchee Life Protection

Accident & Injury protection tailored to Steinhatchee families and businesses.

View Steinhatchee Coverage

Chattahoochee Life Protection

Compare Accident & Injury rates from licensed carriers serving Chattahoochee.

View Chattahoochee Coverage

The Greensboro Legacy Plan

Personalized Accident & Injury quotes for Greensboro residents — no obligation.

View Greensboro Coverage

Gretna Life Protection

Dedicated Accident & Injury coverage page for Gretna with local agent support.

View Gretna Coverage

Havana Financial Security

Accident & Injury protection tailored to Havana families and businesses.

View Havana Coverage

Midway Life Protection

Accident & Injury protection tailored to Midway families and businesses.

View Midway Coverage

Quincy Wealth Strategy

Accident & Injury protection tailored to Quincy families and businesses.

View Quincy Coverage
Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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