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Home›Florida›Gadsden County›Havana

June Marcia Williams — Licensed Insurance Agent in Havana, FL
June Marcia Williams
Your Insurance Agent in Havana, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Havana, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Havana | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Havana Without the Complexity

Your local licensed agent in Havana, Gadsden County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Havana, Gadsden County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Havana, FL

Havana, FL — Your Local Producer

Hello, Havana! As a fellow Floridian and a licensed insurance producer, I understand the unique character and close-knit feel of our Gadsden County community. Life here is special, and it deserves to be protected. I'm June Marcia Williams (NPN: 17209549), and I'm here to help my neighbors navigate their options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's financial security. As your local resource (Florida License No: W840529), I'm committed to serving our community with dedication and care.

  • Havana Town Hall
  • Havana Magnet School
  • Intersection of US-27 and FL-12
NPN17209549FL LicenseW840529

Havana is home to approximately 2,100 residents in Gadsden County, with a median age of 49.1 and a median household income of $51,300. About 72% of homes are owner-occupied; the median home value is $197,000. 28% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Havana households.

How Havana compares to Gadsden County

GADSDEN COUNTY · 44K RESIDENTS HAVANA · 2K RESIDENTS
Gadsden County vs Havana — population comparison Gadsden County: 43,746 residents. Havana: 2,127 residents, 4.9% of Gadsden County population.
43,746 GADSDEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,127 HAVANA RESIDENTS ↳ 4.9% of Gadsden County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Havana, FL?

Yes, qualification is common in Havana. Within Gadsden County's ~44,000 residents — including the 18.0% currently without health coverage — 39.9% of adults manage obesity and 40.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Havana families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Gretna →

📊 Top Health Considerations (CDC)

Top Health Considerations for Havana (CITY) High cholesterol: 40.3%. High blood pressure: 42.3%. Obesity: 39.9%. Diagnosed diabetes: 16.4%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HAVANA High cholesterol 40.3% High blood pressure 42.3% Obesity 39.9% Diagnosed diabetes 16.4% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gadsden County Gov Portal .GOV
Population ~2,127
Lack of health insurance (18–64) 12.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1229150
Google Maps
4.5 4 reviews
Town of Havana City Hall photo 1
Photos by Kristen S. via Google Maps
View on Google Maps
Town of Havana City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 539-2820
townofhavana.com
711 N Main St, Havana, FL 32333, USA
Recent Reviews
DMA ★★★★★
"Great ladies in the office! Always helpful!"
Tray Gaines ★★★★★
Available in Havana

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Gadsden County and Neighboring Florida Counties

Cities served near Havana.

June Marcia Williams writes life insurance and supplemental health policies across Gadsden County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Havana

20 Cities · 3 Counties
Calhoun County5
AlthaBlountstownClarksvilleDickerson CityKinard
Gadsden CountyHome5
ChattahoocheeGreensboroGretnaMidwayQuincy
Jackson County10
AlfordBascomCampbelltonCottondaleCypressGrand RidgeJacob CityMaloneMariannaSneads
Official Resources

Know your rights in Havana.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Havana insurance — answered.

💰

How much does life insurance cost in Havana?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Havana
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Havana?

Yes. June serves all of Havana and every municipality in Gadsden County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Gretna Gadsden County, FL 10 products available
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Next → Midway Gadsden County, FL 10 products available

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