June Marcia Williams

Your Insurance Agent in Havana, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Havana, FL...

National Producer No.

17209549

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Life Insurance in Havana, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Havana Without the Complexity

Your local licensed agent in Havana, Gadsden County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Havana, Gadsden County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Havana, FL

Havana, FL — Your Local Producer

Hello, Havana! As a fellow Floridian and a licensed insurance producer, I understand the unique character and close-knit feel of our Gadsden County community. Life here is special, and it deserves to be protected. I'm June Marcia Williams (NPN: 17209549), and I'm here to help my neighbors navigate their options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's financial security. As your local resource (Florida License No: W840529), I'm committed to serving our community with dedication and care.

Havana Town Hall
Havana Magnet School
Intersection of US-27 and FL-12

NPN17209549FL LicenseW840529

Havana is home to approximately 2,100 residents in Gadsden County, with a median age of 49.1 and a median household income of $51,300. About 72% of homes are owner-occupied; the median home value is $197,000. 28% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Havana households.

How Havana compares to Gadsden County

GADSDEN COUNTY · 44K RESIDENTS HAVANA · 2K RESIDENTS

43,746 GADSDEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

2,127 HAVANA RESIDENTS ↳ 4.9% of Gadsden County residents

Underwriting Guidelines

Does obesity affect life insurance rates in Havana, FL?

Yes, qualification is common in Havana. Within Gadsden County's ~44,000 residents — including the 18.0% currently without health coverage — 39.9% of adults manage obesity and 40.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Gretna →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Gadsden County Gov Portal .GOV

Population ~2,127

Lack of health insurance (18–64) 12.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1229150

4.5 4 reviews

Photos by Kristen S. via Google Maps

View on Google Maps

Town of Havana City Hall

Open now · Mon 8:00 AM – 5:00 PM

(850) 539-2820

townofhavana.com

711 N Main St, Havana, FL 32333, USA

Recent Reviews

DMA ★★★★★

"Great ladies in the office! Always helpful!"

Tray Gaines ★★★★★

Available in Havana

Life Insurance Products in Havana, FL

9 insurance products available in Havana

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Gadsden County and Nearby Florida Counties

Life Insurance by City Near Havana, FL

151 licensed producers on public record in Gadsden County.

🌟 Cities Served near Havana

20 Cities · 3 Counties

Calhoun County5

Altha Blountstown Clarksville Dickerson City Kinard

Gadsden CountyHome5

Chattahoochee Greensboro Gretna Midway Quincy

Jackson County10

Alford Bascom Campbellton Cottondale Cypress Grand Ridge Jacob City Malone Marianna Sneads

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Havana, Florida

Florida DFS public records show 32 actively licensed insurance producers with business addresses in Havana (Gadsden County County). 28 hold Life & Health authority; 7 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

32Licensed producers

28Life & Health

7General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Harry Douglas Mays

Life Including Variable Annuity & Health

NPN 3565342 Licensed 2018

David Malone Kirkland

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 468200 Licensed 1989

Edna M Hall

Life Including Variable Annuity & Health

NPN 12262249 Licensed 2015

Tommy A Lewis

Life Including Variable Annuity & Health

NPN 632872 Licensed 2002

Lesley Dea Ingram

General Lines (Property & Casualty)

NPN 418875 Licensed 1992

David Malone Kirkland

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 468200 Licensed 1989

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Havana.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Havana Life Insurance Questions

💰

How much does life insurance cost in Havana?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Havana

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Havana?

Yes. June serves all of Havana and every municipality in Gadsden County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Havana, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Havana Without the Complexity

Havana, FL — Your Local Producer

How Havana compares to Gadsden County

Does obesity affect life insurance rates in Havana, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Havana, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Havana, FL

🌟 Cities Served near Havana

Licensed Insurance Agents in Havana, Florida

Browse producers by line

Featured licensed producers

Know your rights in Havana.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Havana Life Insurance Questions

How much does life insurance cost in Havana?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Havana?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources