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Home›Florida›Hernando County›Pine Island

June Marcia Williams — Licensed Insurance Agent in Pine Island, FL
June Marcia Williams
Your Insurance Agent in Pine Island, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pine Island, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Pine Island, FL | 12+ Years Experience

Top-Rated Financial Protection for Pine Island Residents

Honest, Local Insurance Guidance for Your Family's Future in Hernando County

Your local licensed agent in Pine Island, Hernando County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Pine Island, Hernando County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Pine Island, FL

Pine Island, FL — Your Local Producer

Hello, Pine Island! As a fellow Floridian, I appreciate the unique lifestyle we enjoy here in our beautiful Hernando County coastal communities. My name is June Marcia Williams, and I'm a licensed insurance producer committed to helping my neighbors find the right protection for their families. Whether you're considering term or whole life insurance, or need to plan for final expenses, critical illness, or accidents, I'm here to offer clear, one-on-one guidance. I provide a range of personal insurance solutions to help you secure your peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Alfred A. McKethan Pine Island Park
  • Pine Island Drive
  • Shoal Line Boulevard
NPN17209549FL LicenseW840529

Pine Island is home to approximately 136 residents in Hernando County, with a median age of 51.7. About 100% of homes are owner-occupied. 88% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 27% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Pine Island households.

How Pine Island compares to Hernando County

HERNANDO COUNTY · 197K RESIDENTS PINE ISLAND · 136 RESIDENTS
Hernando County vs Pine Island — population comparison Hernando County: 196,621 residents. Pine Island: 136 residents, 0.1% of Hernando County population.
196,621 HERNANDO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
136 PINE ISLAND RESIDENTS ↳ 0.1% of Hernando County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Pine Island, FL?

Pine Island applicants with current cigarette smoking qualify routinely. The local risk pool — Hernando County's ~213,000 residents, 14.7% without health coverage — shows 15.1% adult prevalence of current cigarette smoking and 36.8% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Pine Island families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lake Lindsey →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pine Island (CITY) High cholesterol: 47.1%. High blood pressure: 45.5%. Obesity: 36.8%. Diagnosed diabetes: 18.3%. Current cigarette smoking: 15.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINE ISLAND High cholesterol 47.1% High blood pressure 45.5% Obesity 36.8% Diagnosed diabetes 18.3% Current cigarette smoking 15.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hernando County Gov Portal .GOV
Population ~136
Lack of health insurance (18–64) 11.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1256840
Google Maps
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Available in Pine Island

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Hernando County and Neighboring Florida Counties

Cities served near Pine Island.

June Marcia Williams writes life insurance and supplemental health policies across Hernando County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Pine Island

30 Cities · 3 Counties
Hillsborough County10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Hernando CountyHome10
BrookridgeBrooksvilleGarden GroveHigh PointMasaryktownNorth BrooksvilleRidge Manor WestTimber PinesWeeki WacheeWiscon
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Official Resources

Know your rights in Pine Island.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pine Island insurance — answered.

💰

How much does life insurance cost in Pine Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pine Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pine Island?

Yes. June serves all of Pine Island and every municipality in Hernando County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous North Weeki Wachee Hernando County, FL 10 products available
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You Are Here Pine Island Hernando County, FL
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Next → Ridge Manor West Hernando County, FL 10 products available

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