June Marcia Williams

Your Insurance Agent in Ocklawaha, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Ocklawaha, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Ocklawaha, FL

Irrevocable burial trusts, Medicaid-exempt assets, estate protection.

Final expense insurance for Ocklawaha, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Ocklawaha, FL

Ocklawaha, FL — Your Local Producer

Hello, my Ocklawaha neighbors. Living here in Marion County, we appreciate the natural beauty that surrounds us, from the shores of Lake Weir to the winding Ocklawaha River. It’s this sense of place and community that makes me proud to offer my services as a licensed insurance producer right here in our area. My name is June Marcia Williams, and I help individuals and families find personal insurance plans that fit their lives, including options like Term Life, Whole Life, and Final Expense coverage. I'm here to help you navigate your choices with clarity. (NPN: 17209549, Florida License No: W840529)

Lake Weir
Carney Island Recreation & Conservation Area
Ocklawaha River

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Ocklawaha

32 on public record · Florida DFS · Fla. Stat. §119.01

Amy Marie Casiano

Life Including Variable Annuity & Health

NPN 19332408 Licensed 2021

Amy Sue Williams

Life Including Variable Annuity & Health

NPN 19799793 Licensed 2021

Becky Marie Kuball

Life Including Variable Annuity & Health

NPN 8555979 Licensed 2024

Brooke Marie Bowen

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17771804 Licensed 2015

Cheryl Ann Castaneda

Life Including Variable Annuity & Health

NPN 15712390 Licensed 2010

Christopher Douglas Denmark

Life Including Variable Annuity & Health

NPN 22107719 Licensed 2026

Craig Anderson Staas

Life Including Variable Annuity & Health

NPN 19914948 Licensed 2021

Crystal S Moore

Life Including Variable Annuity & Health

NPN 19357387 Licensed 2022

Daniel Eric Kilkenny

Life Including Variable Annuity & Health

NPN 9893791 Licensed 2007

Emerald M Henderson

Life Including Variable Annuity & Health

NPN 21362504 Licensed 2024

Ethan Gregersen

Life Including Variable Annuity & Health

NPN 21065097 Licensed 2024

Gina Maritza Orellana

Life Including Variable Annuity & Health

NPN 21168391 Licensed 2024

Iris Beatriz Perez Torres

Life Including Variable Annuity & Health

NPN 21572728 Licensed 2025

Jaben Douglas Moore

Life Including Variable Annuity & Health

NPN 20294580 Licensed 2022

Jenna Brooke Porter

Life Including Variable Annuity & Health

NPN 21689154 Licensed 2025

Jessica Hilda Moats

Life Including Variable Annuity & Health

NPN 17684992 Licensed 2015

John Olivares-Cabrera

Life Including Variable Annuity & Health

NPN 19419359 Licensed 2020

Jon Christian Mowrey

Life Including Variable Annuity & Health

NPN 20820534 Licensed 2023

Joseph W Stryke

Life Including Variable Annuity & Health

NPN 16157660 Licensed 2011

Joshua Timothy Caccamis

Life Including Variable Annuity & Health

NPN 11657774 Licensed 2009

Julian V Rojo

Life Including Variable Annuity & Health

NPN 12456445 Licensed 2024

Larry Thomas Sutherland

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1498029 Licensed 2012

Luisa Pi Motes

Life Including Variable Annuity & Health

NPN 3621390 Licensed 2020

Mary Whitlock

Life Including Variable Annuity & Health

NPN 18838007 Licensed 2018

View all 32 licensed final expense producers in Ocklawaha →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Ocklawaha regional market. Rates are localized using regional health baselines.

Official Ocklawaha Resources

County Marion County

Population ~1,637

Lack of insurance (18–64) 15.0%

FIPS code 1251050

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Ocklawaha rates. Start your quote request below.

FL OIR .GOV Marion County Gov Portal .GOV

Photos by Jamie Swinehart , Heather Nicole Gunter , Steve Sallee , Jessica Norris via Google Maps

View on Google Maps

Ocklawaha

Ocklawaha, FL 32179, USA

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Ocklawaha

More Insurance Options in Ocklawaha, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Ocklawaha, FL

Ocklawaha, FL — Your Local Producer

Licensed Final Expense Producers in Ocklawaha

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Ocklawaha Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Ocklawaha, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Marion County

The Anthony Legacy Plan

The Belleview Legacy Plan

Citra Wealth Strategy

Dunnellon Wealth Strategy

Liberty Triangle Life Protection

McIntosh Life Protection

The Ocala Legacy Plan

Orange Lake Financial Security

Salt Springs Coverage Guide

The Silver Springs Shores East Legacy Plan

Crescent City Financial Security

The East Palatka Legacy Plan

Florahome Coverage Guide

Georgetown Coverage Guide

The Grandin Legacy Plan

Hollister Wealth Strategy

Interlachen Financial Security

Lake Como Financial Security

Palatka Life Protection

The Welaka Legacy Plan

The Bushnell Legacy Plan

Center Hill Financial Security

Coleman Coverage Guide

The Lake Panasoffkee Legacy Plan

Oxford Financial Security

The Ridge Manor Esta Legacy Plan

Sumterville Coverage Guide

The The Villages Legacy Plan

Webster Coverage Guide

The Wildwood Legacy Plan

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Ocklawaha Resources