June Marcia Williams

Your Insurance Agent in Hilliard, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Hilliard, FL...

National Producer No.

17209549

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Term Life Insurance in Hilliard, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Hilliard, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Hilliard, FL

Hilliard, FL — Your Local Producer

Hello, Hilliard! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve my neighbors here in Nassau County. In a close-knit community like ours, where we value looking out for one another, planning for the future is one of the most important things we can do. I'm here to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness policies. My goal is to provide clear, straightforward guidance so you can find a plan that fits your family's unique needs. (NPN: 17209549, Florida License No: W840529)

Hilliard Town Hall
Hilliard Middle-Senior High School
Hilliard Branch Library

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Hilliard

26 on public record · Florida DFS · Fla. Stat. §119.01

Amber Nicole Jordan

Life Including Variable Annuity & Health

NPN 21600355 Licensed 2025

Andrew Charles Marthis

Life Including Variable Annuity & Health

NPN 21466590 Licensed 2025

Andrew Wilson Sasser

Life Including Variable Annuity & Health

NPN 19703402 Licensed 2020

Bryan Dale Libby

Life Including Variable Annuity & Health

NPN 8671329 Licensed 2015

Cecilia Flores

Life Including Variable Annuity & Health

NPN 20653128 Licensed 2023

Courtney Whitaker Bayless

Life Including Variable Annuity & Health

NPN 21144172 Licensed 2024

Deanna Michele Richard

Life Including Variable Annuity & Health

NPN 20839674 Licensed 2023

Edna Mulle Boehmer

Life Including Variable Annuity & Health

NPN 20496046 Licensed 2022

Emily Grace Hardwick

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21651240 Licensed 2025

Jenna Marie Dean

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20315177 Licensed 2022

Jennifer Lynne Stevenson

Life Including Variable Annuity & Health

NPN 20040562 Licensed 2021

Kathryn Anne Zekas

Life Including Variable Annuity & Health

NPN 8317172 Licensed 2013

Kayla Christine Bullard

Life Including Variable Annuity & Health

NPN 20308964 Licensed 2022

Kelsey Miller

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19672709 Licensed 2024

Lance Gordon Turner

Life Including Variable Annuity & Health

NPN 19774289 Licensed 2021

Lilah Ann Marie Rozar

Life Including Variable Annuity & Health

NPN 20754899 Licensed 2023

Linda Marie Morris

Life Including Variable Annuity & Health

NPN 17055532 Licensed 2013

Melissa Anne Johnston

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20716049 Licensed 2023

Natasha A Crews

Life Including Variable Annuity & Health

NPN 21102865 Licensed 2024

Nicole Bush

Life Including Variable Annuity & Health

NPN 20670110 Licensed 2023

Paula Gail Hilliard

Life Including Variable Annuity & Health

NPN 1032163 Licensed 2018

Rebekah Talita Kral

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20470856 Licensed 2025

Robin Turner

Life Including Variable Annuity & Health

NPN 19836878 Licensed 2021

Samuel S Stern

Life Including Variable Annuity & Health

NPN 4689173 Licensed 2024

View all 26 licensed term life producers in Hilliard →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Hilliard regional market. Rates are localized using regional health baselines.

Official Hilliard Resources

County Nassau County

Population ~2,975

Lack of insurance (18–64) 12.1%

FIPS code 1230750

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Hilliard rates. Start your quote request below.

FL OIR .GOV Nassau County Gov Portal .GOV

4.2 10 reviews

Photos by Michael Rivera , Александр Костюк , Александр Костюк via Google Maps

View on Google Maps

Town of Hilliard

Open now · Mon 9:00 AM – 5:00 PM

(904) 845-3555

townofhilliard.com

15859 W Co Rd 108, Hilliard, FL 32046, USA

Recent Reviews

Darrell Hartman ★★★★★

"I've lived here for 50 years and I think it's a place to call home !!!"

casey whitt ★☆☆☆☆

"The service and friendliness of staff is terrible, not at all professional. They will give you as much hassle as possible over simple requests. It's a shame they have a monopoly over basic services."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Hilliard

More Insurance Options in Hilliard, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Hilliard?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Term Life Insurance in Hilliard, FL

Hilliard, FL — Your Local Producer

Licensed Term Life Producers in Hilliard

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Hilliard Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Hilliard, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Hilliard?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Hilliard Resources