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June Marcia Williams — Licensed Term Life Insurance Agent in Cocoa, FL
June Marcia Williams
Your Insurance Agent in Cocoa, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cocoa, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Cocoa, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Cocoa, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Cocoa, FL

Cocoa, FL — Your Local Producer

Hello, Cocoa! As a fellow Floridian and your local licensed insurance producer, I understand the unique lifestyle we cherish here in Brevard County, from the excitement of the Space Coast to the quiet beauty of the Indian River. My goal is to help you protect what matters most with personalized insurance solutions. Whether you're considering Term Life, Final Expense, or supplemental plans like Critical Illness or Accident & Injury coverage, I'm here to guide you through your options. Let's work together to build a secure future for you and your family. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Historic Cocoa Village
  • Brevard Museum of History & Natural Science
  • Lee Wenner Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Cocoa

244 on public record · Florida DFS · Fla. Stat. §119.01

AI
Acasia Lynn Ingham
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18492597 Licensed 2017
AH
Adam Hull
Life Including Variable Annuity & Health
NPN 17791358 Licensed 2015
AL
Adam J Locke
Life Including Variable Annuity & Health
NPN 20107412 Licensed 2021
AG
Adriana Clemente Garcia
Life Including Variable Annuity & Health
NPN 20248781 Licensed 2022
AT
Ahmed Tabidi
Life Including Variable Annuity & Health
NPN 20741953 Licensed 2023
AJ
Aimee E Jackson
Life Including Variable Annuity & Health
NPN 19420544 Licensed 2020
AW
Alexander Hoang Walston-Lavdas
Life Including Variable Annuity & Health
NPN 21395119 Licensed 2024
AP
Alexea Patterson
Life Including Variable Annuity & Health
NPN 20096782 Licensed 2021
AA
Alexis Amauri Arocho
Life Including Variable Annuity & Health
NPN 21152409 Licensed 2024
AR
Aliyah Majdi Rambo
Life Including Variable Annuity & Health
NPN 22258452 Licensed 2026
AR
Allison Rolands
Life Including Variable Annuity & Health
NPN 20775883 Licensed 2023
AJ
Amber Jackson
Life Including Variable Annuity & Health
NPN 19676139 Licensed 2025
AC
Amonalisah Carroll
Life Including Variable Annuity & Health
NPN 20596735 Licensed 2023
AL
Andre Thomas Landis
Life Including Variable Annuity & Health
NPN 22191073 Licensed 2026
AC
Andrew Joseph Cettina
Life Including Variable Annuity & Health
NPN 18191448 Licensed 2016
AR
Andrew Ritchie
Life Including Variable Annuity & Health
NPN 20688686 Licensed 2023
AJ
Angel Lashawna Jeffries
Life Including Variable Annuity & Health
NPN 17278793 Licensed 2014
AH
Angela B Hawkins
Life Including Variable Annuity & Health
NPN 6435332 Licensed 2019
AA
Aniiyah Abdus-Salaam
Life Including Variable Annuity & Health
NPN 22061519 Licensed 2025
AB
Anne Marie Burns
Life Including Variable Annuity & Health
NPN 22256588 Licensed 2026
AC
Annmarie Chapman
Life Including Variable Annuity & Health
NPN 8150203 Licensed 2012
AB
Ashley Christine Bowers
Life Including Variable Annuity & Health
NPN 18400244 Licensed 2017
AT
Ashley Thomas
Life Including Variable Annuity & Health
NPN 18723123 Licensed 2018
AB
Ashlynne Bailey
Life Including Variable Annuity & Health
NPN 20280784 Licensed 2022
View all 244 licensed term life producers in Cocoa →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Cocoa regional market. Rates are localized using regional health baselines.

Official Cocoa Resources

County Brevard County
Population ~19,073
Lack of insurance (18–64) 13.2%
FIPS code 1213150

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Cocoa rates. Start your quote request below.

Google Maps
2.1 13 reviews
Cocoa City Hall photo 1Cocoa City Hall photo 2Cocoa City Hall photo 3Cocoa City Hall photo 4
Photos by Cocoa City Hall , Jorge Escobar , Kathy Argo , Philip Stubbe via Google Maps
Cocoa City Hall
Open now · Mon 8:00 AM – 5:00 PM
65 Stone St, Cocoa, FL 32922, USA
Recent Reviews
Mk From MkOrNok ★☆☆☆☆
"They have ignored a very, very serious civil complaint, resulting in multiple physical proof of false trespass and code violations and constitutional rights being broken and also ignored a settlement …"
Kida Wida ★☆☆☆☆
"I had one question about zoning rules. I called a few times because no one answered. Finally someone answered and said they will send me an email right away with information, saying it was easier to s…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Cocoa?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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