June Marcia Williams

Your Insurance Agent in High Springs, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing High Springs, FL...

National Producer No.

17209549

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Final Expense Insurance in High Springs, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for High Springs, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · High Springs, FL

High Springs, FL — Your Local Producer

Hello, High Springs! I love the unique charm and natural beauty of our corner of Alachua County, from the clear waters of the springs to the strong sense of community we all share. As your neighbor, I understand the importance of protecting what matters most. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families navigate their options. I offer a range of personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans, to help secure your future. Let's work together to find the right protection for your needs. (NPN: 17209549, Florida License No: W840529)

High Springs Community School
High Springs Branch Library
James Paul Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in High Springs

38 on public record · Florida DFS · Fla. Stat. §119.01

Andrea Marie Moser

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21158339 Licensed 2024

Brandon A Esposito

Life Including Variable Annuity & Health

NPN 17747243 Licensed 2015

Brenda Williams Thomas

Life Including Variable Annuity & Health

NPN 21413626 Licensed 2024

Charles Alan Poling

Life Including Variable Annuity & Health

NPN 19971558 Licensed 2021

Chris Lendon Suggs

Life Including Variable Annuity & Health

NPN 16505377 Licensed 2012

Craig E Bartholomew

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 6386766 Licensed 2012

Crystal Wright

Life Including Variable Annuity & Health

NPN 18039300 Licensed 2016

Cynthia B Louis

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 476705 Licensed 1985

Diane Therese Shimek

Life Including Variable Annuity & Health

NPN 17980672 Licensed 2021

Dorrie K Esposito

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17484818 Licensed 2015

Dylan R Miller

Life Including Variable Annuity & Health

NPN 20070718 Licensed 2021

Eivis Belford

Life Including Variable Annuity & Health

NPN 16466131 Licensed 2011

Ethan Michael Harris

Life Including Variable Annuity & Health

NPN 20578205 Licensed 2023

Frederick Joshua Mccumber

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19747891 Licensed 2020

Gracie Mae Kenworthy

Life Including Variable Annuity & Health

NPN 21623202 Licensed 2025

Hannah Reece Hollenback

Life Including Variable Annuity & Health

NPN 21654932 Licensed 2025

Harold Allen Brammer

Life Including Variable Annuity & Health

NPN 495283 Licensed 1987

Jagger Diefenderfer

Life Including Variable Annuity & Health

NPN 20526761 Licensed 2022

Jasmine Quaniya Mitchell

Life Including Variable Annuity & Health

NPN 19352162 Licensed 2019

Jason Charles King

Life Including Variable Annuity & Health

NPN 19193257 Licensed 2019

Jay Vonderahe

Life Including Variable Annuity & Health

NPN 19504086 Licensed 2023

Jordan Alan Mattern

Life Including Variable Annuity & Health

NPN 21284585 Licensed 2024

Joseph Hubert Mcneill

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7739441 Licensed 2003

Justin Carl Deden Sykes

Life Including Variable Annuity & Health

NPN 21348583 Licensed 2024

View all 38 licensed final expense producers in High Springs →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the High Springs regional market. Rates are localized using regional health baselines.

Official High Springs Resources

County Alachua County

Population ~6,283

Lack of insurance (18–64) 11.2%

FIPS code 1230525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized High Springs rates. Start your quote request below.

FL OIR .GOV Alachua County Gov Portal .GOV

4.0 22 reviews

Photos by Mauro at Barefoot Photo , Joshua Patterson , Patrick Arnold , Patrick Prentice via Google Maps

View on Google Maps

High Springs City Hall

Open now · Mon 7:30 AM – 6:00 PM

(386) 454-1416

highsprings.us

23718 W U.S. Hwy 27, High Springs, FL 32643, USA

Recent Reviews

Adam Fritts ★☆☆☆☆

"They can't seem to get with the program. Switching to include a card payment service that allows us to pay online versus coming up to just wait in lines all day is necessary. Not to mention reducing i…"

Tricia Roses ★☆☆☆☆

"You better watch your utility bills closely. I have been billed various amounts more than double my standard rate on several occasions. The excuse when questioned is always "Oops we read the meter wro…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

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How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

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Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

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Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in High Springs

More Insurance Options in High Springs, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

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Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

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What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

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Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Final Expense Insurance in High Springs, FL

High Springs, FL — Your Local Producer

Licensed Final Expense Producers in High Springs

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official High Springs Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in High Springs, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official High Springs Resources