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June Marcia Williams — Licensed Insurance Agent in Madison, VA
June Marcia Williams
Your Insurance Agent in Madison, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Madison, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Madison, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Madison Without the Complexity

Your local licensed agent in Madison, Madison County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Madison, Madison County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Madison, VA

Madison, VA — Your Local Producer

Hello Madison! As a resident of our beautiful corner of Virginia, I understand the strong sense of community we share here in Madison County. My passion is helping local families protect their future with personalized insurance solutions. Whether you're considering Term Life, Final Expense, or supplemental health plans, I'm here to provide clear, straightforward guidance without the corporate jargon. My goal is to help you understand your options and find a plan that fits your unique needs. I'm June Marcia Williams, a licensed Virginia insurance producer (License No: 1575461, NPN: 17209549), committed to serving my neighbors.

  • Madison County Courthouse
  • Madison County High School
  • Hoover Ridge Park
NPN17209549VA License1575461

Madison is home to approximately 383 residents in Madison County, with a median age of 41.8 and a median household income of $42,400. About 44% of homes are owner-occupied; the median home value is $359,000. 16% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Madison households.

How Madison compares to Madison County

MADISON COUNTY · 14K RESIDENTS MADISON · 383 RESIDENTS
Madison County vs Madison — population comparison Madison County: 13,828 residents. Madison: 383 residents, 2.8% of Madison County population.
13,828 MADISON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
383 MADISON RESIDENTS ↳ 2.8% of Madison County residents
Underwriting Guidelines

Can I get life insurance with current asthma in Madison, VA?

Coverage is widely available. Madison sits within Madison County (population ~14,000, 8.4% uninsured), where 11.0% of adults have current asthma alongside 38.4% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Locust Dale →

📊 Top Health Considerations (CDC)

Top Health Considerations for Madison (CITY) High cholesterol: 42.2%. High blood pressure: 40.5%. Obesity: 38.4%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 15%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MADISON High cholesterol 42.2% High blood pressure 40.5% Obesity 38.4% Diagnosed diabetes 14.3% Current cigarette smoking 15.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Madison County Gov Portal .GOV
Population ~383
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5148488
Google Maps
View on Google Maps
Madison Town Office
Open now · Mon 8:00 AM – 4:30 PM
(540) 948-3202
23 Washington Cir, Madison, VA 22727, USA
Available in Madison

Life Insurance Products in Madison, VA

9 insurance products available in Madison

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Madison County and Nearby Virginia Counties

Life Insurance by City Near Madison, VA

Life insurance by city across Madison County and adjacent Virginia counties.

🌟 Cities Served near Madison

21 Cities · 3 Counties
Page County4
LurayRileyvilleShenandoahStanley
Madison CountyHome10
ArodaAylorBancoBrightwoodEtlanHaywoodHoodLocust DaleOakparkPratts
Rappahannock County7
CastletonFlint HillHuntlySperryvilleViewtownWashingtonWoodville
Official Resources

Know your rights in Madison.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Madison Life Insurance Questions

💰

How much does life insurance cost in Madison?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Madison
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Madison?

Yes. June serves all of Madison and every municipality in Madison County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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