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Home›Virginia›Hanover County›Ashland

June Marcia Williams — Licensed Insurance Agent in Ashland, VA
June Marcia Williams
Your Insurance Agent in Ashland, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ashland, VA...
National Producer No.
17209549
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Life Insurance in Ashland, VA

Dedicated Coverage Options from Final Expense to Term Life in Hanover County

The Smart Choice for Dependable Life Insurance in Ashland, VA

Your local licensed agent in Ashland, Hanover County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Ashland, Hanover County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ashland, VA

Ashland, VA — Your Local Producer

Living in Ashland, with its unique charm right in the heart of Hanover County, is something special. Whether it's the friendly atmosphere or the iconic sight of trains passing through town, there's a strong sense of community here. As a licensed insurance producer, my goal is to help my neighbors protect their families and secure their futures. My name is June Marcia Williams, and I offer guidance on personal insurance lines like term life, final expense, and other supplemental plans. I'm here to help you understand your options. (NPN: 17209549, Virginia License No: 1575461)

  • Randolph-Macon College
  • Ashland Amtrak Station
  • Ashland Town Hall
NPN17209549VA License1575461

Ashland is home to approximately 7,600 residents in Hanover County, with a median age of 31.0 and a median household income of $58,900. About 52% of homes are owner-occupied; the median home value is $253,000. 35% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 4% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Ashland households.

How Ashland compares to Hanover County

HANOVER COUNTY · 111K RESIDENTS ASHLAND · 8K RESIDENTS
Hanover County vs Ashland — population comparison Hanover County: 110,513 residents. Ashland: 7,617 residents, 6.9% of Hanover County population.
110,513 HANOVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,617 ASHLAND RESIDENTS ↳ 6.9% of Hanover County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Ashland, VA?

Yes, qualification is common in Ashland. Within Hanover County's ~111,000 residents — including the 6.6% currently without health coverage — 39.4% of adults manage high cholesterol and 33.9% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Doswell →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ashland (CITY) High cholesterol: 39.4%. High blood pressure: 35.1%. Obesity: 33.9%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 12.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ASHLAND High cholesterol 39.4% High blood pressure 35.1% Obesity 33.9% Diagnosed diabetes 12.1% Current cigarette smoking 12.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hanover County Gov Portal .GOV
Population ~7,617
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5103368
Google Maps
4.0 3 reviews
Town of Ashland photo 1Town of Ashland photo 2
Photos by Town of Ashland , Mary Promo via Google Maps
View on Google Maps
Town of Ashland
Open now · Mon 7:30 AM – 6:00 PM
(804) 798-9219
ashlandva.gov .GOV
121 Thompson St, Ashland, VA 23005, USA
Recent Reviews
Mary Promo ★★★★★
"I had a good time walking and driving around the Town of Ashland. The train station crossing the town was interesting with its wall art in the historic district. The architectural style of houses and …"
Danyelle Sterling ★★☆☆☆
"Service was fast but Wanda M-J at the front desk was not pleasant and could use some training on how to provide good customer service. She was quite frankly rude and condescending! I hope she doesn't …"
Available in Ashland

Life Insurance Products in Ashland, VA

9 insurance products available in Ashland

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Hanover County and Nearby Virginia Counties

Life Insurance by City Near Ashland, VA

Life insurance by city across Hanover County and adjacent Virginia counties.

🌟 Cities Served near Ashland

16 Cities · 3 Counties
Richmond City1
Richmond
Hanover CountyHome6
BeaverdamDoswellHanoverMechanicsvilleMontpelierRockville
Caroline County9
Bowling GreenLake CarolineLake Land'OrLong BranchMilfordPort RoyalRappahannock AcaRuther GlenWoodford
Official Resources

Know your rights in Ashland.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ashland Life Insurance Questions

💰

How much does life insurance cost in Ashland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ashland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ashland?

Yes. June serves all of Ashland and every municipality in Hanover County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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