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Home›Virginia›Charlotte County›Phenix

June Marcia Williams — Licensed Insurance Agent in Phenix, VA
June Marcia Williams
Your Insurance Agent in Phenix, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Phenix, VA...
National Producer No.
17209549
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Life Insurance in Phenix, VA

Securing Families Across Charlotte County with 9 Tailored Product Lines

Why Phenix Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Phenix, Charlotte County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Phenix, Charlotte County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Phenix, VA

Phenix, VA — Your Local Producer

Hello Phenix! I understand that life in Charlotte County is built on a foundation of community and looking out for one another. As your local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors protect what matters most. Whether you're considering Term Life, Final Expense, or other personal insurance options to secure your family's financial future, I'm here to provide clear, one-on-one guidance. My focus is on helping you understand your choices so you can feel confident in your decisions. Let's work together to build that peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • Phenix Post Office
  • Phenix Volunteer Fire Department
  • Phenix Elementary School
NPN17209549VA License1575461

Phenix is home to approximately 437 residents in Charlotte County, with a median age of 50.5 and a median household income of $69,400. About 86% of homes are owner-occupied; the median home value is $93,800. 16% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 3% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Phenix households.

How Phenix compares to Charlotte County

CHARLOTTE COUNTY · 12K RESIDENTS PHENIX · 437 RESIDENTS
Charlotte County vs Phenix — population comparison Charlotte County: 11,563 residents. Phenix: 437 residents, 3.8% of Charlotte County population.
11,563 CHARLOTTE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
437 PHENIX RESIDENTS ↳ 3.8% of Charlotte County residents
Underwriting Guidelines

Are Phenix residents with obesity able to qualify for life insurance?

Phenix applicants with obesity qualify routinely. The local risk pool — Charlotte County's ~12,000 residents, 11.2% without health coverage — shows 40.3% adult prevalence of obesity and 42.1% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cullen →

📊 Top Health Considerations (CDC)

Top Health Considerations for Phenix (CITY) High cholesterol: 41.6%. High blood pressure: 42.1%. Obesity: 40.3%. Diagnosed diabetes: 16.4%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PHENIX High cholesterol 41.6% High blood pressure 42.1% Obesity 40.3% Diagnosed diabetes 16.4% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charlotte County Gov Portal .GOV
Population ~437
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5161896
Google Maps
View on Google Maps
Phenix Municipal Building
(434) 542-4123
phenixva.com
6860 Phenix Main St, Phenix, VA 23959, USA
Available in Phenix

Life Insurance Products in Phenix, VA

9 insurance products available in Phenix

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charlotte County and Nearby Virginia Counties

Life Insurance by City Near Phenix, VA

Life insurance by city across Charlotte County and adjacent Virginia counties.

🌟 Cities Served near Phenix

25 Cities · 3 Counties
Prince Edward County5
FarmvilleGreen BayHampden SydneyProspectRice
Charlotte CountyHome10
Charlotte CourtCharlotte Court HouseCullenDrakes BranchKeysvilleRandolphRed HouseRed OakSaxeWylliesburg
Halifax County10
AltonCloverCluster SpringsCrystal HillHalifaxIngramLennigScottsburgSouth BostonVirgilina
Official Resources

Know your rights in Phenix.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Phenix Life Insurance Questions

💰

How much does life insurance cost in Phenix?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Phenix
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Phenix?

Yes. June serves all of Phenix and every municipality in Charlotte County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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