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June Marcia Williams — Licensed Insurance Agent in Red Oak, VA
June Marcia Williams
Your Insurance Agent in Red Oak, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Red Oak, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Red Oak, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Red Oak Without the Complexity

Your local licensed agent in Red Oak, Charlotte County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Red Oak, Charlotte County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Red Oak, VA

Red Oak, VA — Your Local Producer

Hello, Red Oak neighbors! In a community as close-knit as ours here in Charlotte County, looking out for one another is just what we do. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my fellow Virginians protect what matters most. Whether you're thinking about securing your family's future with term or whole life insurance, planning for final expenses, or exploring options for accident and injury coverage, I'm here to help you navigate the choices. As a licensed professional (NPN: 17209549, Virginia License No: 1575461), I provide clear, personalized guidance.

  • Red Oak Post Office
  • Craftons Gate Highway (VA-47)
  • Red Oak Road (VA-622)
NPN17209549VA License1575461
Underwriting Guidelines

Are Red Oak residents with high cholesterol able to qualify for life insurance?

Red Oak applicants with high cholesterol qualify routinely. The local risk pool — Charlotte County's ~12,000 residents, 11.2% without health coverage — shows 42.9% adult prevalence of high cholesterol and 42.5% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Phenix →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charlotte County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
Red Oak civic building photo 1
Photos by City of Red Oak via Google Maps
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Available in Red Oak

Life Insurance Products in Red Oak, VA

9 insurance products available in Red Oak

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charlotte County and Nearby Virginia Counties

Life Insurance by City Near Red Oak, VA

Life insurance by city across Charlotte County and adjacent Virginia counties.

🌟 Cities Served near Red Oak

24 Cities · 3 Counties
Appomattox County4
AppomattoxEvergreenPamplin CitySpout Spring
Charlotte CountyHome10
Charlotte CourtCharlotte Court HouseCullenDrakes BranchKeysvillePhenixRandolphRed HouseSaxeWylliesburg
Mecklenburg County10
BaskervilleBlackridgeBoydtonBraceyBuffalo JunctionChase CityClarksvilleNelsonSouth HillUnion Level
Official Resources

Know your rights in Red Oak.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Red Oak Life Insurance Questions

💰

How much does life insurance cost in Red Oak?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Red Oak
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Red Oak?

Yes. June serves all of Red Oak and every municipality in Charlotte County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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