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June Marcia Williams — Licensed Insurance Agent in Clover, VA
June Marcia Williams
Your Insurance Agent in Clover, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Clover, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Clover

Dedicated Coverage Options from Final Expense to Term Life in Halifax County

The Smart Choice for Dependable Life Insurance in Clover, VA

Your local licensed agent in Clover, Halifax County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Clover, Halifax County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Clover, VA

Clover, VA — Your Local Producer

Hello to my neighbors in Clover! There's a special kind of peace that comes with living here in Halifax County, a sense of community that's truly priceless. As a local resident, I understand the importance of protecting the life you've built. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. I help individuals and families find personal insurance plans—from term life and final expense to accident and injury coverage. My goal is to help you understand your options so you can secure your family's future. (NPN: 17209549, VA License: 1575461)

  • Clover Post Office
  • Clover Volunteer Fire Department
  • Intersection of Mt Laurel Road and Clover Road
NPN17209549VA License1575461

Clover is home to approximately 563 residents in Halifax County, with a median age of 36.4 and a median household income of $39,500. About 95% of homes are owner-occupied. 14% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 1% of residents. Average household size is 3.6. These demographic markers shape which life insurance products fit Clover households.

How Clover compares to Halifax County

HALIFAX COUNTY · 34K RESIDENTS CLOVER · 563 RESIDENTS
Halifax County vs Clover — population comparison Halifax County: 34,013 residents. Clover: 563 residents, 1.7% of Halifax County population.
34,013 HALIFAX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
563 CLOVER RESIDENTS ↳ 1.7% of Halifax County residents

Are Clover residents with diagnosed diabetes able to qualify for life insurance?

Clover applicants with diagnosed diabetes qualify routinely. The local risk pool — Halifax County's ~33,000 residents, 11.2% without health coverage — shows 22.4% adult prevalence of diagnosed diabetes and 51.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Clover families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Halifax →

📊 Top Health Considerations (CDC)

Top Health Considerations for Clover (CITY) High cholesterol: 45.5%. High blood pressure: 51.8%. Obesity: 42.5%. Diagnosed diabetes: 22.4%. Current cigarette smoking: 20.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLOVER High cholesterol 45.5% High blood pressure 51.8% Obesity 42.5% Diagnosed diabetes 22.4% Current cigarette smoking 20.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~563
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5117632
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2.5 4 reviews
CLOVER TOWN HALL photo 1CLOVER TOWN HALL photo 2
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CLOVER TOWN HALL
Open now · Mon 8:00 AM – 5:00 PM
116 Bethel St, Clover, SC 29710, USA
Recent Reviews
Darkened Prophecy ★☆☆☆☆
"Very rude. They really like their money and will do whatever to get it. I get charged more for sewer than water at times. It is amazing that I get charged for the same gallons of water I use as the se…"
Tori Couick ★☆☆☆☆
"Paid at 10 am on last day to pay water bill and water was still shut off TWO HOURS LATER and I was charged a fee to turn it back on. I get I was late, but I still paid and they still send someone to t…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Clover.

June Marcia Williams writes life insurance and supplemental health policies across Halifax County and adjacent Virginia counties — all within the same Virginia regulatory framework.

Know your rights in Clover.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Clover insurance — answered.

💰

How much does life insurance cost in Clover?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Clover
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Clover?

Yes. June serves all of Clover and every municipality in Halifax County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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