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Home›Virginia›Augusta County›Sherando

June Marcia Williams — Licensed Insurance Agent in Sherando, VA
June Marcia Williams
Your Insurance Agent in Sherando, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sherando, VA...
National Producer No.
17209549
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Life Insurance in Sherando, VA

Top-Rated Financial Protection for Sherando Residents

Honest, Local Insurance Guidance for Your Family's Future in Augusta County

Your local licensed agent in Sherando, Augusta County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Sherando, Augusta County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Sherando, VA

Sherando, VA — Your Local Producer

Hello, Sherando neighbors! In a community as special as ours here in Augusta County, looking out for one another is second nature. My name is June Marcia Williams, and as a licensed insurance producer right here in Virginia, I'm dedicated to helping my neighbors plan for the future. Whether you're thinking about Term Life, Final Expense, or other personal coverage to protect your loved ones, I'm here to offer clear, straightforward guidance. My goal is to help you understand your options and feel confident in your decisions. (NPN: 17209549, Virginia License No: 1575461)

  • Sherando Lake Recreation Area
  • Mount Torry Furnace
  • Back Creek
NPN17209549VA License1575461

Sherando is home to approximately 246 residents in Augusta County, with a median age of 60.9. About 76% of homes are owner-occupied; the median home value is $180,000. 3% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 8% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Sherando households.

How Sherando compares to Augusta County

AUGUSTA COUNTY · 77K RESIDENTS SHERANDO · 246 RESIDENTS
Augusta County vs Sherando — population comparison Augusta County: 77,433 residents. Sherando: 246 residents, 0.3% of Augusta County population.
77,433 AUGUSTA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
246 SHERANDO RESIDENTS ↳ 0.3% of Augusta County residents
Underwriting Guidelines

Are Sherando residents with diagnosed diabetes able to qualify for life insurance?

Sherando applicants with diagnosed diabetes qualify routinely. The local risk pool — Augusta County's ~77,000 residents, 8.6% without health coverage — shows 13.0% adult prevalence of diagnosed diabetes and 39.4% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Churchville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sherando (CITY) High cholesterol: 41.7%. High blood pressure: 38.4%. Obesity: 39.4%. Diagnosed diabetes: 13%. Current cigarette smoking: 13.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHERANDO High cholesterol 41.7% High blood pressure 38.4% Obesity 39.4% Diagnosed diabetes 13.0% Current cigarette smoking 13.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Augusta County Gov Portal .GOV
Population ~246
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5171904
Google Maps
Sherando civic building photo 1
Photos by Robert Martes via Google Maps
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Available in Sherando

Life Insurance Products in Sherando, VA

9 insurance products available in Sherando

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Augusta County and Nearby Virginia Counties

Life Insurance by City Near Sherando, VA

Life insurance by city across Augusta County and adjacent Virginia counties.

🌟 Cities Served near Sherando

16 Cities · 3 Counties
Harrisonburg City1
Harrisonburg
Augusta CountyHome10
ChurchvilleCraigsvilleCrimoraDeerfieldFishersvilleFort DefianceGreenvilleMiddlebrookMint SpringWeyers Cave
Highland County5
Blue GrassDoe HillHead WatersMcDowellMonterey
Official Resources

Know your rights in Sherando.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sherando Life Insurance Questions

💰

How much does life insurance cost in Sherando?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sherando
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sherando?

Yes. June serves all of Sherando and every municipality in Augusta County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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