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June Marcia Williams — Licensed Insurance Agent in Harrisonburg, VA
June Marcia Williams
Your Insurance Agent in Harrisonburg, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Harrisonburg, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Harrisonburg, VA | 12+ Years Experience

Top-Rated Financial Protection for Harrisonburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Harrisonburg City

Your local licensed agent in Harrisonburg, Harrisonburg City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Harrisonburg, Harrisonburg City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Harrisonburg, VA

Harrisonburg, VA — Your Local Producer

Hello, Harrisonburg! In a city as vibrant and community-focused as ours, nestled in the beautiful Shenandoah Valley, planning for the future is just as important as enjoying today. I'm June Marcia Williams, a licensed insurance producer right here in Virginia, and I'm dedicated to helping my neighbors navigate their insurance options. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, I can help you understand the choices available. My goal is to provide clear, personal guidance so you can feel confident in your decisions. (NPN: 17209549, Virginia License No: 1575461)

  • James Madison University
  • Court Square
  • Hillandale Park
NPN17209549VA License1575461

Harrisonburg is home to approximately 51,800 residents in Harrisonburg City, with a median age of 25.4 and a median household income of $56,100. About 38% of homes are owner-occupied; the median home value is $264,000. 35% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 3% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Harrisonburg households.

How Harrisonburg compares to Harrisonburg City

HARRISONBURG CITY · 52K RESIDENTS HARRISONBURG · 52K RESIDENTS
Harrisonburg City vs Harrisonburg — population comparison Harrisonburg City: 51,784 residents. Harrisonburg: 51,784 residents, 100.0% of Harrisonburg City population.
51,784 HARRISONBURG CITY POPULATION ↳ 1 cell ≈ 10,000 residents
51,784 HARRISONBURG RESIDENTS ↳ 100.0% of Harrisonburg City residents
Underwriting Guidelines

What rate class can Harrisonburg applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Harrisonburg. Within Harrisonburg City's ~51,000 residents — including the 13.0% currently without health coverage — 12.4% of adults manage current cigarette smoking and 32.8% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Harrisonburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View Harrisonburg City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Harrisonburg (CITY) High cholesterol: 32.7%. High blood pressure: 28.8%. Obesity: 32.8%. Diagnosed diabetes: 9.6%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HARRISONBURG High cholesterol 32.7% High blood pressure 28.8% Obesity 32.8% Diagnosed diabetes 9.6% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Harrisonburg City Gov Portal .GOV
Population ~51,784
Lack of health insurance (18–64) 11.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5135624
Google Maps
3.6 14 reviews
Harrisonburg City Hall photo 1Harrisonburg City Hall photo 2Harrisonburg City Hall photo 3Harrisonburg City Hall photo 4
Photos by Sergey Reznichenko , Harrisonburg City Manager , Lemsy , Jassim Jabar via Google Maps
View on Google Maps
Harrisonburg City Hall
Open now · Mon 8:00 AM – 5:00 PM
(540) 432-7701
harrisonburgva.gov .GOV
409 S Main St, Harrisonburg, VA 22801, USA
Recent Reviews
Blake Williams ★☆☆☆☆
"Karen needs to be replaced. Waste of tax payer money and sits around doing nothing all day. Lets vote for better officials"
Nik ★☆☆☆☆
"Their IT department throws away good working laptops and computers for $0.00001 and spends tax payers money to buy same junk.  It’s ridiculous."
Available in Harrisonburg

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Harrisonburg City and Neighboring Virginia Counties

Cities served near Harrisonburg.

June Marcia Williams writes life insurance and supplemental health policies across Harrisonburg City and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Harrisonburg

11 Cities · 3 Counties
Rockingham County10
BergtonBridgewaterBroadwayElktonHintonMassanetta SpringsMassanuttenMcGaheysvilleMontezumaSingers Glen
Harrisonburg CityHome0
Staunton City1
Staunton
Official Resources

Know your rights in Harrisonburg.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Harrisonburg insurance — answered.

💰

How much does life insurance cost in Harrisonburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Harrisonburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Harrisonburg?

Yes. June serves all of Harrisonburg and every municipality in Harrisonburg City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

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