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Home›Virginia›Accomack County›Horntown

June Marcia Williams — Licensed Insurance Agent in Horntown, VA
June Marcia Williams
Your Insurance Agent in Horntown, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Horntown, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Horntown

Dedicated Coverage Options from Final Expense to Term Life in Accomack County

The Smart Choice for Dependable Life Insurance in Horntown, VA

Your local licensed agent in Horntown, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Horntown, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Horntown, VA

Horntown, VA — Your Local Producer

For my neighbors in Horntown and throughout Accomack County, life on the Eastern Shore is truly special. As you plan for your family's future amidst our unique coastal setting, ensuring their financial security is paramount. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. I specialize in helping individuals find the right personal coverage, from Term and Whole Life to Final Expense and Critical Illness plans. I'm here to help you understand your options and build a safety net for your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Horntown Post Office
  • Horntown Baptist Church
  • Intersection of Horntown Rd & Chincoteague Rd (VA-175)
NPN17209549VA License1575461

Horntown is home to approximately 453 residents in Accomack County, with a median age of 64.0. About 100% of homes are owner-occupied; the median home value is $133,000. 33% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 16% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Horntown households.

How Horntown compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS HORNTOWN · 453 RESIDENTS
Accomack County vs Horntown — population comparison Accomack County: 33,367 residents. Horntown: 453 residents, 1.4% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
453 HORNTOWN RESIDENTS ↳ 1.4% of Accomack County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Horntown, VA?

Yes, qualification is common in Horntown. Within Accomack County's ~33,000 residents — including the 12.0% currently without health coverage — 14.4% of adults manage diagnosed diabetes and 12.3% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Horntown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bloxom →

📊 Top Health Considerations (CDC)

Top Health Considerations for Horntown (CITY) High cholesterol: 43.7%. High blood pressure: 44.1%. Obesity: 36.6%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HORNTOWN High cholesterol 43.7% High blood pressure 44.1% Obesity 36.6% Diagnosed diabetes 14.4% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~453
Lack of health insurance (18–64) 6.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5138504
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Horntown
Horntown, VA, USA
Available in Horntown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Accomack County and Neighboring Virginia Counties

Cities served near Horntown.

June Marcia Williams writes life insurance and supplemental health policies across Accomack County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Horntown

30 Cities · 3 Counties
Mathews County10
BavonBlakesBohannonDiggsFosterMilesMoonNew PointRedartShadow
Accomack CountyHome10
AtlanticBaysideDeep CreekHarbortonKellerLee MontMakemie ParkOnleySanfordTasley
Middlesex County10
Church ViewDeltavilleHardyvilleHartfieldJamaicaRemlikSaludaUrbannaWakeWater View
Official Resources

Know your rights in Horntown.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Horntown insurance — answered.

💰

How much does life insurance cost in Horntown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Horntown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Horntown?

Yes. June serves all of Horntown and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Harborton Accomack County, VA 10 products available
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