June Marcia Williams

Your Insurance Agent in Oswayo, PA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Oswayo, PA...

National Producer No.

17209549

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Life Insurance in Oswayo, PA

Securing Families Across Potter County with 9 Tailored Product Lines

Why Oswayo Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Oswayo, Potter County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Oswayo, Potter County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Oswayo, PA

Oswayo, PA — Your Local Producer

Hello to my neighbors in Oswayo! There's a special kind of peace that comes with living in Potter County, and it's a life worth protecting. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving our community. I understand that thinking about the future can be complex, which is why I offer straightforward guidance on personal insurance plans like Term Life, Final Expense, and Accident & Injury coverage. My goal is to help you understand your options so you can secure the well-being of your family. (NPN: 17209549, Pennsylvania License No: 767197)

Oswayo River
Intersection of Main Street and Academy Street
Oswayo United Methodist Church

NPN17209549PA License767197

Oswayo is home to approximately 102 residents in Potter County, with a median age of 47.5 and a median household income of $64,400. About 88% of homes are owner-occupied; the median home value is $95,000. 6% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 10% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Oswayo households.

How Oswayo compares to Potter County

POTTER COUNTY · 16K RESIDENTS OSWAYO · 102 RESIDENTS

16,390 POTTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

102 OSWAYO RESIDENTS ↳ 0.6% of Potter County residents

Underwriting Guidelines

Does current asthma affect life insurance rates in Oswayo, PA?

Oswayo applicants with current asthma qualify routinely. The local risk pool — Potter County's ~16,000 residents, 5.1% without health coverage — shows 10.9% adult prevalence of current asthma and 37.2% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sweden Valley →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Potter County Gov Portal .GOV

Population ~102

Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4257280

2.4 5 reviews

Photos by Peter Lupkowski , Peter Lupkowski via Google Maps

View on Google Maps

Oswayo Valley School District

(814) 260-1701

oswayovalley.com

318 Oswayo St, Shinglehouse, PA 16748, USA

Recent Reviews

Karen Wyckoff ★★★★★

"6 year old Grandson loves to go over and "work out' on the equipment that is there for the athletes to use. He thinks it's a big deal and it does get him moving"

Joseph Cappadonia ★★★★☆

"I use the track for running, its a great track. Always open. No facilities though. Also there are some trails behind the track that are well kept and lead to the Assembly Park trail system. Great for…"

Available in Oswayo

Life Insurance Products in Oswayo, PA

9 insurance products available in Oswayo

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Potter County and Nearby Pennsylvania Counties

Life Insurance by City Near Oswayo, PA

Life insurance by city across Potter County and adjacent Pennsylvania counties.

🌟 Cities Served near Oswayo

23 Cities · 3 Counties

Elk County10

Benezett Brockport Byrnedale Force James City Johnsonburg Ridgway Saint Marys St. Marys Weedville

Potter CountyHome10

Austin Coudersport Cross Fork Galeton Genesee Harrison Valley Mills North Bingham Roulette Shinglehouse

Cameron County3

Driftwood Emporium Sinnamahoning

Official Resources

Know your rights in Oswayo.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Oswayo Life Insurance Questions

💰

How much does life insurance cost in Oswayo?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oswayo

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Oswayo?

Yes. June serves all of Oswayo and every municipality in Potter County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Oswayo, PA

Securing Families Across Potter County with 9 Tailored Product Lines

Why Oswayo Residents Rely on June for Complete Peace of Mind

Oswayo, PA — Your Local Producer

How Oswayo compares to Potter County

Does current asthma affect life insurance rates in Oswayo, PA?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Oswayo, PA

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Oswayo, PA

🌟 Cities Served near Oswayo

Know your rights in Oswayo.

Pennsylvania Insurance Department

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Oswayo Life Insurance Questions

How much does life insurance cost in Oswayo?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Oswayo?

What is critical illness insurance?

How do I verify June's PA license?

Talk to a real person. Today.

Official City Resources