June Marcia Williams

Your Insurance Agent in Carlton, PA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Carlton, PA...

National Producer No.

17209549

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Custom Life Insurance Quotes in Mercer County, PA | Zero Hassle

Your Dedicated Advocate for Simplified-Issue Policies in Mercer County

Why Working with a Local PA Producer Beats the Big Carriers

Protect your family in Mercer County. 24 municipalities. 9 product lines. One licensed agent.

Licensed Pennsylvania agent June Marcia Williams (#767197, NPN 17209549) writes life insurance for Mercer County, Pennsylvania residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Mercer, PA

Across Mercer County

As a licensed insurance producer, I am proud to serve the families and businesses of Mercer County. Positioned as a key economic hub in western Pennsylvania, this community thrives along its vital medical and commuter corridors, including I-79 and I-80. From the historic county seat of Mercer to the surrounding towns, I am dedicated to helping my neighbors protect their assets and loved ones. I provide personalized guidance on life, accident, and health insurance solutions designed to secure your financial future, whether you're a homeowner in the Shenango River Valley or a professional commuting across the county. (NPN: 17209549, Pennsylvania License No: 767197)

Mercer County Courthouse
UPMC Horizon - Shenango Valley
Maurice K. Goddard State Park

NPN17209549PA License767197

How Mercer County compares to Pennsylvania

PENNSYLVANIA · 13.0M RESIDENTS MERCER COUNTY · 111K RESIDENTS

12,989,208 PENNSYLVANIA POPULATION ↳ 1 cell ≈ 100,000 residents

110,600 MERCER COUNTY RESIDENTS ↳ 0.9% of Pennsylvania residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Mercer County, PA?

Life insurance carriers price Mercer County's ~109,000 residents — 5.2% lacking health insurance — against the local health profile: Obesity (35.7%), High blood pressure (29.4%), Arthritis (28.1%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~109,000
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 42085

5.0 1 review

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County of Mercer

Open now · Mon 8:30 AM – 4:30 PM

(724) 662-3800

125 S Diamond St, Mercer, PA 16137, USA

Recent Reviews

Ed Fry ★★★★★

Products Available

Nine product lines available in Mercer County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Mercer County

Find coverage in your area.

Coverage is local across all 24 Mercer County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Mercer County

24Cities

🔍 Popular Searches

City × product — what Mercer County residents search for

🛡️ Life Insurance

Carlton Term Life Insurance Term→Clark Term Life Insurance Term→Clarks Mills Term Life Insurance Term→Carlton Whole Life Insurance Whole→

🏥 Supplemental Health

Carlton Critical Illness Insurance Critical→Clark Hospital Indemnity Plans Hospital→Clarks Mills Accident & Injury Coverage Accident→

🏢 Business & Notary

Carlton Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

24 Cities

Affordable Carlton Term Life Carlton income protection. Affordable term life for families in Mercer County. Top-Rated Clark Term Life Level premiums for Clark families. 10, 20, or 30-year terms available. Compare Clarks Mills Term Life Compare Clarks Mills term life rates from top carriers. Living benefits included. Best Farrell Term Life Farrell family coverage. Income replacement from a verified PA agent. Local Fredonia Term Life Affordable term life in Fredonia, Mercer County. Expert guidance from a 12-year agent. Affordable Grove City Term Life Grove City income protection. Affordable term life for families in Mercer County. Top-Rated Hadley Term Life Level premiums for Hadley families. 10, 20, or 30-year terms available. Compare Hermitage Term Life Compare Hermitage term life rates from top carriers. Living benefits included. Best Jackson Center Term Life Jackson Center family coverage. Income replacement from a verified PA agent. Local Sandy Lake Term Life Affordable term life in Sandy Lake, Mercer County. Expert guidance from a 12-year agent. Affordable Sharon Term Life Sharon income protection. Affordable term life for families in Mercer County. Top-Rated Sharpsville Term Life Level premiums for Sharpsville families. 10, 20, or 30-year terms available. Compare Sheakleyville Term Life Compare Sheakleyville term life rates from top carriers. Living benefits included. Best Stoneboro Term Life Stoneboro family coverage. Income replacement from a verified PA agent. Local Transfer Term Life Affordable term life in Transfer, Mercer County. Expert guidance from a 12-year agent. Affordable West Middlesex Term Life West Middlesex income protection. Affordable term life for families in Mercer County. Top-Rated Wheatland Term Life Level premiums for Wheatland families. 10, 20, or 30-year terms available. Compare Greenville Term Life Compare Greenville term life rates from top carriers. Living benefits included. Best Jamestown Term Life Jamestown family coverage. Income replacement from a verified PA agent. Local Lake Latonka Term Life Affordable term life in Lake Latonka, Mercer County. Expert guidance from a 12-year agent. Affordable New Lebanon Term Life New Lebanon income protection. Affordable term life for families in Mercer County. Top-Rated Reynolds Heights Term Life Level premiums for Reynolds Heights families. 10, 20, or 30-year terms available. Compare Neshannock Term Life Compare Neshannock term life rates from top carriers. Living benefits included. Best Shenango Term Life Shenango family coverage. Income replacement from a verified PA agent.

💎 Whole Life

24 Cities

Affordable Carlton Whole Life Carlton permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Clark Whole Life Build wealth in Clark with whole life. Tax-deferred cash value growth. Compare Clarks Mills Whole Life Clarks Mills legacy protection. Permanent coverage with guaranteed cash value. Best Farrell Whole Life Whole life insurance for Farrell families. Coverage that never expires. Local Fredonia Whole Life Fredonia estate planning. Whole life from a verified PA agent. Affordable Grove City Whole Life Grove City permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Hadley Whole Life Build wealth in Hadley with whole life. Tax-deferred cash value growth. Compare Hermitage Whole Life Hermitage legacy protection. Permanent coverage with guaranteed cash value. Best Jackson Center Whole Life Whole life insurance for Jackson Center families. Coverage that never expires. Local Sandy Lake Whole Life Sandy Lake estate planning. Whole life from a verified PA agent. Affordable Sharon Whole Life Sharon permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Sharpsville Whole Life Build wealth in Sharpsville with whole life. Tax-deferred cash value growth. Compare Sheakleyville Whole Life Sheakleyville legacy protection. Permanent coverage with guaranteed cash value. Best Stoneboro Whole Life Whole life insurance for Stoneboro families. Coverage that never expires. Local Transfer Whole Life Transfer estate planning. Whole life from a verified PA agent. Affordable West Middlesex Whole Life West Middlesex permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Wheatland Whole Life Build wealth in Wheatland with whole life. Tax-deferred cash value growth. Compare Greenville Whole Life Greenville legacy protection. Permanent coverage with guaranteed cash value. Best Jamestown Whole Life Whole life insurance for Jamestown families. Coverage that never expires. Local Lake Latonka Whole Life Lake Latonka estate planning. Whole life from a verified PA agent. Affordable New Lebanon Whole Life New Lebanon permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Reynolds Heights Whole Life Build wealth in Reynolds Heights with whole life. Tax-deferred cash value growth. Compare Neshannock Whole Life Neshannock legacy protection. Permanent coverage with guaranteed cash value. Best Shenango Whole Life Whole life insurance for Shenango families. Coverage that never expires.

📈 Universal Life

24 Cities

Affordable Carlton Universal Life Carlton flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Clark Universal Life IUL options in Clark. Cash value tied to market indexes without market risk. Compare Clarks Mills Universal Life Clarks Mills universal life. Flexible coverage adapting to your financial goals. Best Farrell Universal Life Adjustable premiums and death benefit in Farrell from a verified agent. Local Fredonia Universal Life Fredonia IUL coverage. Tax-free retirement income strategy for professionals. Affordable Grove City Universal Life Grove City flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Hadley Universal Life IUL options in Hadley. Cash value tied to market indexes without market risk. Compare Hermitage Universal Life Hermitage universal life. Flexible coverage adapting to your financial goals. Best Jackson Center Universal Life Adjustable premiums and death benefit in Jackson Center from a verified agent. Local Sandy Lake Universal Life Sandy Lake IUL coverage. Tax-free retirement income strategy for professionals. Affordable Sharon Universal Life Sharon flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Sharpsville Universal Life IUL options in Sharpsville. Cash value tied to market indexes without market risk. Compare Sheakleyville Universal Life Sheakleyville universal life. Flexible coverage adapting to your financial goals. Best Stoneboro Universal Life Adjustable premiums and death benefit in Stoneboro from a verified agent. Local Transfer Universal Life Transfer IUL coverage. Tax-free retirement income strategy for professionals. Affordable West Middlesex Universal Life West Middlesex flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Wheatland Universal Life IUL options in Wheatland. Cash value tied to market indexes without market risk. Compare Greenville Universal Life Greenville universal life. Flexible coverage adapting to your financial goals. Best Jamestown Universal Life Adjustable premiums and death benefit in Jamestown from a verified agent. Local Lake Latonka Universal Life Lake Latonka IUL coverage. Tax-free retirement income strategy for professionals. Affordable New Lebanon Universal Life New Lebanon flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Reynolds Heights Universal Life IUL options in Reynolds Heights. Cash value tied to market indexes without market risk. Compare Neshannock Universal Life Neshannock universal life. Flexible coverage adapting to your financial goals. Best Shenango Universal Life Adjustable premiums and death benefit in Shenango from a verified agent.

🏥 Critical Illness

24 Cities

Affordable Carlton Critical Illness Carlton critical illness protection. Lump-sum cash on diagnosis. Top-Rated Clark Critical Illness Cancer, stroke, heart attack — cash benefits for Clark families. Compare Clarks Mills Critical Illness Clarks Mills supplemental coverage. Critical illness pays regardless of health plan. Best Farrell Critical Illness Lump-sum critical illness in Farrell from a verified PA agent. Local Fredonia Critical Illness Fredonia critical illness plans. Financial safety net when it matters most. Affordable Grove City Critical Illness Grove City critical illness protection. Lump-sum cash on diagnosis. Top-Rated Hadley Critical Illness Cancer, stroke, heart attack — cash benefits for Hadley families. Compare Hermitage Critical Illness Hermitage supplemental coverage. Critical illness pays regardless of health plan. Best Jackson Center Critical Illness Lump-sum critical illness in Jackson Center from a verified PA agent. Local Sandy Lake Critical Illness Sandy Lake critical illness plans. Financial safety net when it matters most. Affordable Sharon Critical Illness Sharon critical illness protection. Lump-sum cash on diagnosis. Top-Rated Sharpsville Critical Illness Cancer, stroke, heart attack — cash benefits for Sharpsville families. Compare Sheakleyville Critical Illness Sheakleyville supplemental coverage. Critical illness pays regardless of health plan. Best Stoneboro Critical Illness Lump-sum critical illness in Stoneboro from a verified PA agent. Local Transfer Critical Illness Transfer critical illness plans. Financial safety net when it matters most. Affordable West Middlesex Critical Illness West Middlesex critical illness protection. Lump-sum cash on diagnosis. Top-Rated Wheatland Critical Illness Cancer, stroke, heart attack — cash benefits for Wheatland families. Compare Greenville Critical Illness Greenville supplemental coverage. Critical illness pays regardless of health plan. Best Jamestown Critical Illness Lump-sum critical illness in Jamestown from a verified PA agent. Local Lake Latonka Critical Illness Lake Latonka critical illness plans. Financial safety net when it matters most. Affordable New Lebanon Critical Illness New Lebanon critical illness protection. Lump-sum cash on diagnosis. Top-Rated Reynolds Heights Critical Illness Cancer, stroke, heart attack — cash benefits for Reynolds Heights families. Compare Neshannock Critical Illness Neshannock supplemental coverage. Critical illness pays regardless of health plan. Best Shenango Critical Illness Lump-sum critical illness in Shenango from a verified PA agent.

🏨 Hospital Indemnity

24 Cities

⚡ Accident & Injury

24 Cities

Affordable Carlton Accident & Injury Carlton accident coverage. 24/7 protection for active families. Top-Rated Clark Accident & Injury Accident & injury plans in Clark. ER, fractures, dislocations covered. Compare Clarks Mills Accident & Injury Clarks Mills accidental injury insurance. Cash benefits from day one. Best Farrell Accident & Injury Protect your Farrell family. Accident coverage from $10/mo. Local Fredonia Accident & Injury Fredonia accident insurance from a verified PA agent. Affordable Grove City Accident & Injury Grove City accident coverage. 24/7 protection for active families. Top-Rated Hadley Accident & Injury Accident & injury plans in Hadley. ER, fractures, dislocations covered. Compare Hermitage Accident & Injury Hermitage accidental injury insurance. Cash benefits from day one. Best Jackson Center Accident & Injury Protect your Jackson Center family. Accident coverage from $10/mo. Local Sandy Lake Accident & Injury Sandy Lake accident insurance from a verified PA agent. Affordable Sharon Accident & Injury Sharon accident coverage. 24/7 protection for active families. Top-Rated Sharpsville Accident & Injury Accident & injury plans in Sharpsville. ER, fractures, dislocations covered. Compare Sheakleyville Accident & Injury Sheakleyville accidental injury insurance. Cash benefits from day one. Best Stoneboro Accident & Injury Protect your Stoneboro family. Accident coverage from $10/mo. Local Transfer Accident & Injury Transfer accident insurance from a verified PA agent. Affordable West Middlesex Accident & Injury West Middlesex accident coverage. 24/7 protection for active families. Top-Rated Wheatland Accident & Injury Accident & injury plans in Wheatland. ER, fractures, dislocations covered. Compare Greenville Accident & Injury Greenville accidental injury insurance. Cash benefits from day one. Best Jamestown Accident & Injury Protect your Jamestown family. Accident coverage from $10/mo. Local Lake Latonka Accident & Injury Lake Latonka accident insurance from a verified PA agent. Affordable New Lebanon Accident & Injury New Lebanon accident coverage. 24/7 protection for active families. Top-Rated Reynolds Heights Accident & Injury Accident & injury plans in Reynolds Heights. ER, fractures, dislocations covered. Compare Neshannock Accident & Injury Neshannock accidental injury insurance. Cash benefits from day one. Best Shenango Accident & Injury Protect your Shenango family. Accident coverage from $10/mo.

🏢 Business Life

24 Cities

Affordable Carlton Business Life Carlton key person insurance. Protect your business continuity. Top-Rated Clark Business Life Buy-sell agreement coverage in Clark. SBA loan compliant. Compare Clarks Mills Business Life Clarks Mills business life insurance. Key employee retention coverage. Best Farrell Business Life Business continuity protection in Farrell from a 12-year agent. Local Fredonia Business Life Fredonia key person and partnership coverage. PA licensed. Affordable Grove City Business Life Grove City key person insurance. Protect your business continuity. Top-Rated Hadley Business Life Buy-sell agreement coverage in Hadley. SBA loan compliant. Compare Hermitage Business Life Hermitage business life insurance. Key employee retention coverage. Best Jackson Center Business Life Business continuity protection in Jackson Center from a 12-year agent. Local Sandy Lake Business Life Sandy Lake key person and partnership coverage. PA licensed. Affordable Sharon Business Life Sharon key person insurance. Protect your business continuity. Top-Rated Sharpsville Business Life Buy-sell agreement coverage in Sharpsville. SBA loan compliant. Compare Sheakleyville Business Life Sheakleyville business life insurance. Key employee retention coverage. Best Stoneboro Business Life Business continuity protection in Stoneboro from a 12-year agent. Local Transfer Business Life Transfer key person and partnership coverage. PA licensed. Affordable West Middlesex Business Life West Middlesex key person insurance. Protect your business continuity. Top-Rated Wheatland Business Life Buy-sell agreement coverage in Wheatland. SBA loan compliant. Compare Greenville Business Life Greenville business life insurance. Key employee retention coverage. Best Jamestown Business Life Business continuity protection in Jamestown from a 12-year agent. Local Lake Latonka Business Life Lake Latonka key person and partnership coverage. PA licensed. Affordable New Lebanon Business Life New Lebanon key person insurance. Protect your business continuity. Top-Rated Reynolds Heights Business Life Buy-sell agreement coverage in Reynolds Heights. SBA loan compliant. Compare Neshannock Business Life Neshannock business life insurance. Key employee retention coverage. Best Shenango Business Life Business continuity protection in Shenango from a 12-year agent.

🔑 Special Situations

24 Cities

🕊️ Final Expense

24 Cities

Official Resources

Know your rights in Mercer County.

State and federal resources for insurance consumers. Verify, research, protect.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law. PA Insurance Dept. regulates all insurance in Pennsylvania.

Visit www.insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Mercer County insurance — answered.

Six questions covering all product lines. Every answer Mercer County-specific.

💰

How much does life insurance cost in Mercer County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mercer County

🏙️

What cities does June serve in Mercer County?

All 24 municipalities in Mercer County, including Carlton, Clark, Clarks Mills, Farrell, Fredonia, Grove City. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

24 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average PA funeral cost?

Approximately $9,443 in Pennsylvania. Final expense insurance covers burial, memorial, and medical bills — helping Mercer County families avoid this burden.

PA Data

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