June Marcia Williams

Your Insurance Agent in Athens, PA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Athens, PA...

National Producer No.

17209549

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Affordable Life Insurance in Bradford County | Secure Your Family's Future

Custom Coverage from a Licensed PA Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Bradford County Family

Protect your family in Bradford County. 27 municipalities. 9 product lines. One licensed agent.

Licensed Pennsylvania agent June Marcia Williams (#767197, NPN 17209549) writes life insurance for Bradford County, Pennsylvania residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Bradford, PA

Across Bradford County

As a licensed insurance producer serving the families of Bradford County, I've come to appreciate the unique character of our region, nestled in the beautiful Endless Mountains and defined by the winding Susquehanna River. From the county seat in Towanda to the surrounding towns, I understand the financial needs of families who live and work along our key commuter corridors like Route 6 and Route 220. My goal is to help you protect what matters most, whether you're a homeowner or simply planning for your family's future. I'm here to help you navigate your options for life and health insurance with personalized service. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

Bradford County Courthouse
Guthrie Robert Packer Hospital
Mt. Pisgah State Park

NPN17209549PA License767197

How Bradford County compares to Pennsylvania

PENNSYLVANIA · 13.0M RESIDENTS BRADFORD COUNTY · 60K RESIDENTS

12,989,208 PENNSYLVANIA POPULATION ↳ 1 cell ≈ 100,000 residents

60,159 BRADFORD COUNTY RESIDENTS ↳ 0.5% of Pennsylvania residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Bradford County, PA?

Life insurance carriers price Bradford County's ~60,000 residents — 4.8% lacking health insurance — against the local health profile: High cholesterol (36.4%), Obesity (34.9%), Arthritis (34.4%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~60,000
Lack of health insurance (18–64) 4.8%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 42015

2.7 20 reviews

Photos by Father Dan Storrs , David Beebe , E S , Jeannette Vannan via Google Maps

View on Google Maps

Bradford County Courthouse

Open now · Mon 8:00 AM – 4:30 PM

(570) 265-1727

bradfordcountypa.gov .GOV

301 Main St, Towanda, PA 18848, USA

Recent Reviews

Eb Tsuj ★☆☆☆☆

"They arrest people for filming in the public lobby, this place obviously hates transparency, wonder why??"

Aric Learn ★☆☆☆☆

"Your judges "local rule" does not override our constitutional right to film and take pictures in a public lobby."

Products Available

Nine product lines available in Bradford County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Bradford County

Find coverage in your area.

Coverage is local across all 27 Bradford County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Bradford County

27Cities

🔍 Popular Searches

City × product — what Bradford County residents search for

🛡️ Life Insurance

Athens Term Life Insurance Term→Burlington Term Life Insurance Term→Canton Term Life Insurance Term→Athens Whole Life Insurance Whole→

🏥 Supplemental Health

Athens Critical Illness Insurance Critical→Burlington Hospital Indemnity Plans Hospital→Canton Accident & Injury Coverage Accident→

🏢 Business & Notary

Athens Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

27 Cities

💎 Whole Life

27 Cities

Affordable Athens Whole Life Athens permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Burlington Whole Life Build wealth in Burlington with whole life. Tax-deferred cash value growth. Compare Canton Whole Life Canton legacy protection. Permanent coverage with guaranteed cash value. Best East Smithfield Whole Life Whole life insurance for East Smithfield families. Coverage that never expires. Local Gillett Whole Life Gillett estate planning. Whole life from a verified PA agent. Affordable Granville Summit Whole Life Granville Summit permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Le Raysville Whole Life Build wealth in Le Raysville with whole life. Tax-deferred cash value growth. Compare Milan Whole Life Milan legacy protection. Permanent coverage with guaranteed cash value. Best Monroeton Whole Life Whole life insurance for Monroeton families. Coverage that never expires. Local New Albany Whole Life New Albany estate planning. Whole life from a verified PA agent. Affordable Rome Whole Life Rome permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Sayre Whole Life Build wealth in Sayre with whole life. Tax-deferred cash value growth. Compare Springfield Whole Life Springfield legacy protection. Permanent coverage with guaranteed cash value. Best Stevensville Whole Life Whole life insurance for Stevensville families. Coverage that never expires. Local Sugar Run Whole Life Sugar Run estate planning. Whole life from a verified PA agent. Affordable Towanda Whole Life Towanda permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Troy Whole Life Build wealth in Troy with whole life. Tax-deferred cash value growth. Compare Ulster Whole Life Ulster legacy protection. Permanent coverage with guaranteed cash value. Best Warren Center Whole Life Whole life insurance for Warren Center families. Coverage that never expires. Local Wyalusing Whole Life Wyalusing estate planning. Whole life from a verified PA agent. Affordable Wysox Whole Life Wysox permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Alba Whole Life Build wealth in Alba with whole life. Tax-deferred cash value growth. Compare Greens Landing Whole Life Greens Landing legacy protection. Permanent coverage with guaranteed cash value. Best LeRaysville Whole Life Whole life insurance for LeRaysville families. Coverage that never expires. Local South Waverly Whole Life South Waverly estate planning. Whole life from a verified PA agent. Affordable Sylvania Whole Life Sylvania permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Columbia Cross Roads Whole Life Build wealth in Columbia Cross Roads with whole life. Tax-deferred cash value growth.

📈 Universal Life

27 Cities

Affordable Athens Universal Life Athens flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Burlington Universal Life IUL options in Burlington. Cash value tied to market indexes without market risk. Compare Canton Universal Life Canton universal life. Flexible coverage adapting to your financial goals. Best East Smithfield Universal Life Adjustable premiums and death benefit in East Smithfield from a verified agent. Local Gillett Universal Life Gillett IUL coverage. Tax-free retirement income strategy for professionals. Affordable Granville Summit Universal Life Granville Summit flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Le Raysville Universal Life IUL options in Le Raysville. Cash value tied to market indexes without market risk. Compare Milan Universal Life Milan universal life. Flexible coverage adapting to your financial goals. Best Monroeton Universal Life Adjustable premiums and death benefit in Monroeton from a verified agent. Local New Albany Universal Life New Albany IUL coverage. Tax-free retirement income strategy for professionals. Affordable Rome Universal Life Rome flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Sayre Universal Life IUL options in Sayre. Cash value tied to market indexes without market risk. Compare Springfield Universal Life Springfield universal life. Flexible coverage adapting to your financial goals. Best Stevensville Universal Life Adjustable premiums and death benefit in Stevensville from a verified agent. Local Sugar Run Universal Life Sugar Run IUL coverage. Tax-free retirement income strategy for professionals. Affordable Towanda Universal Life Towanda flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Troy Universal Life IUL options in Troy. Cash value tied to market indexes without market risk. Compare Ulster Universal Life Ulster universal life. Flexible coverage adapting to your financial goals. Best Warren Center Universal Life Adjustable premiums and death benefit in Warren Center from a verified agent. Local Wyalusing Universal Life Wyalusing IUL coverage. Tax-free retirement income strategy for professionals. Affordable Wysox Universal Life Wysox flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Alba Universal Life IUL options in Alba. Cash value tied to market indexes without market risk. Compare Greens Landing Universal Life Greens Landing universal life. Flexible coverage adapting to your financial goals. Best LeRaysville Universal Life Adjustable premiums and death benefit in LeRaysville from a verified agent. Local South Waverly Universal Life South Waverly IUL coverage. Tax-free retirement income strategy for professionals. Affordable Sylvania Universal Life Sylvania flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Columbia Cross Roads Universal Life IUL options in Columbia Cross Roads. Cash value tied to market indexes without market risk.

🏥 Critical Illness

27 Cities

Affordable Athens Critical Illness Athens critical illness protection. Lump-sum cash on diagnosis. Top-Rated Burlington Critical Illness Cancer, stroke, heart attack — cash benefits for Burlington families. Compare Canton Critical Illness Canton supplemental coverage. Critical illness pays regardless of health plan. Best East Smithfield Critical Illness Lump-sum critical illness in East Smithfield from a verified PA agent. Local Gillett Critical Illness Gillett critical illness plans. Financial safety net when it matters most. Affordable Granville Summit Critical Illness Granville Summit critical illness protection. Lump-sum cash on diagnosis. Top-Rated Le Raysville Critical Illness Cancer, stroke, heart attack — cash benefits for Le Raysville families. Compare Milan Critical Illness Milan supplemental coverage. Critical illness pays regardless of health plan. Best Monroeton Critical Illness Lump-sum critical illness in Monroeton from a verified PA agent. Local New Albany Critical Illness New Albany critical illness plans. Financial safety net when it matters most. Affordable Rome Critical Illness Rome critical illness protection. Lump-sum cash on diagnosis. Top-Rated Sayre Critical Illness Cancer, stroke, heart attack — cash benefits for Sayre families. Compare Springfield Critical Illness Springfield supplemental coverage. Critical illness pays regardless of health plan. Best Stevensville Critical Illness Lump-sum critical illness in Stevensville from a verified PA agent. Local Sugar Run Critical Illness Sugar Run critical illness plans. Financial safety net when it matters most. Affordable Towanda Critical Illness Towanda critical illness protection. Lump-sum cash on diagnosis. Top-Rated Troy Critical Illness Cancer, stroke, heart attack — cash benefits for Troy families. Compare Ulster Critical Illness Ulster supplemental coverage. Critical illness pays regardless of health plan. Best Warren Center Critical Illness Lump-sum critical illness in Warren Center from a verified PA agent. Local Wyalusing Critical Illness Wyalusing critical illness plans. Financial safety net when it matters most. Affordable Wysox Critical Illness Wysox critical illness protection. Lump-sum cash on diagnosis. Top-Rated Alba Critical Illness Cancer, stroke, heart attack — cash benefits for Alba families. Compare Greens Landing Critical Illness Greens Landing supplemental coverage. Critical illness pays regardless of health plan. Best LeRaysville Critical Illness Lump-sum critical illness in LeRaysville from a verified PA agent. Local South Waverly Critical Illness South Waverly critical illness plans. Financial safety net when it matters most. Affordable Sylvania Critical Illness Sylvania critical illness protection. Lump-sum cash on diagnosis. Top-Rated Columbia Cross Roads Critical Illness Cancer, stroke, heart attack — cash benefits for Columbia Cross Roads families.

🏨 Hospital Indemnity

27 Cities

⚡ Accident & Injury

27 Cities

Affordable Athens Accident & Injury Athens accident coverage. 24/7 protection for active families. Top-Rated Burlington Accident & Injury Accident & injury plans in Burlington. ER, fractures, dislocations covered. Compare Canton Accident & Injury Canton accidental injury insurance. Cash benefits from day one. Best East Smithfield Accident & Injury Protect your East Smithfield family. Accident coverage from $10/mo. Local Gillett Accident & Injury Gillett accident insurance from a verified PA agent. Affordable Granville Summit Accident & Injury Granville Summit accident coverage. 24/7 protection for active families. Top-Rated Le Raysville Accident & Injury Accident & injury plans in Le Raysville. ER, fractures, dislocations covered. Compare Milan Accident & Injury Milan accidental injury insurance. Cash benefits from day one. Best Monroeton Accident & Injury Protect your Monroeton family. Accident coverage from $10/mo. Local New Albany Accident & Injury New Albany accident insurance from a verified PA agent. Affordable Rome Accident & Injury Rome accident coverage. 24/7 protection for active families. Top-Rated Sayre Accident & Injury Accident & injury plans in Sayre. ER, fractures, dislocations covered. Compare Springfield Accident & Injury Springfield accidental injury insurance. Cash benefits from day one. Best Stevensville Accident & Injury Protect your Stevensville family. Accident coverage from $10/mo. Local Sugar Run Accident & Injury Sugar Run accident insurance from a verified PA agent. Affordable Towanda Accident & Injury Towanda accident coverage. 24/7 protection for active families. Top-Rated Troy Accident & Injury Accident & injury plans in Troy. ER, fractures, dislocations covered. Compare Ulster Accident & Injury Ulster accidental injury insurance. Cash benefits from day one. Best Warren Center Accident & Injury Protect your Warren Center family. Accident coverage from $10/mo. Local Wyalusing Accident & Injury Wyalusing accident insurance from a verified PA agent. Affordable Wysox Accident & Injury Wysox accident coverage. 24/7 protection for active families. Top-Rated Alba Accident & Injury Accident & injury plans in Alba. ER, fractures, dislocations covered. Compare Greens Landing Accident & Injury Greens Landing accidental injury insurance. Cash benefits from day one. Best LeRaysville Accident & Injury Protect your LeRaysville family. Accident coverage from $10/mo. Local South Waverly Accident & Injury South Waverly accident insurance from a verified PA agent. Affordable Sylvania Accident & Injury Sylvania accident coverage. 24/7 protection for active families. Top-Rated Columbia Cross Roads Accident & Injury Accident & injury plans in Columbia Cross Roads. ER, fractures, dislocations covered.

🏢 Business Life

27 Cities

Affordable Athens Business Life Athens key person insurance. Protect your business continuity. Top-Rated Burlington Business Life Buy-sell agreement coverage in Burlington. SBA loan compliant. Compare Canton Business Life Canton business life insurance. Key employee retention coverage. Best East Smithfield Business Life Business continuity protection in East Smithfield from a 12-year agent. Local Gillett Business Life Gillett key person and partnership coverage. PA licensed. Affordable Granville Summit Business Life Granville Summit key person insurance. Protect your business continuity. Top-Rated Le Raysville Business Life Buy-sell agreement coverage in Le Raysville. SBA loan compliant. Compare Milan Business Life Milan business life insurance. Key employee retention coverage. Best Monroeton Business Life Business continuity protection in Monroeton from a 12-year agent. Local New Albany Business Life New Albany key person and partnership coverage. PA licensed. Affordable Rome Business Life Rome key person insurance. Protect your business continuity. Top-Rated Sayre Business Life Buy-sell agreement coverage in Sayre. SBA loan compliant. Compare Springfield Business Life Springfield business life insurance. Key employee retention coverage. Best Stevensville Business Life Business continuity protection in Stevensville from a 12-year agent. Local Sugar Run Business Life Sugar Run key person and partnership coverage. PA licensed. Affordable Towanda Business Life Towanda key person insurance. Protect your business continuity. Top-Rated Troy Business Life Buy-sell agreement coverage in Troy. SBA loan compliant. Compare Ulster Business Life Ulster business life insurance. Key employee retention coverage. Best Warren Center Business Life Business continuity protection in Warren Center from a 12-year agent. Local Wyalusing Business Life Wyalusing key person and partnership coverage. PA licensed. Affordable Wysox Business Life Wysox key person insurance. Protect your business continuity. Top-Rated Alba Business Life Buy-sell agreement coverage in Alba. SBA loan compliant. Compare Greens Landing Business Life Greens Landing business life insurance. Key employee retention coverage. Best LeRaysville Business Life Business continuity protection in LeRaysville from a 12-year agent. Local South Waverly Business Life South Waverly key person and partnership coverage. PA licensed. Affordable Sylvania Business Life Sylvania key person insurance. Protect your business continuity. Top-Rated Columbia Cross Roads Business Life Buy-sell agreement coverage in Columbia Cross Roads. SBA loan compliant.

🔑 Special Situations

27 Cities

🕊️ Final Expense

27 Cities

Affordable Athens Final Expense Athens burial insurance. No medical exam plans from $5K to $50K. Top-Rated Burlington Final Expense Final expense in Burlington. Protect your family from end-of-life costs. Compare Canton Final Expense Affordable Canton burial coverage. Premiums locked — never increase. Best East Smithfield Final Expense East Smithfield guaranteed issue plans. Same-day approval available. Local Gillett Final Expense Final expense for Gillett seniors. Coverage from a 12-year PA agent. Affordable Granville Summit Final Expense Granville Summit burial insurance. No medical exam plans from $5K to $50K. Top-Rated Le Raysville Final Expense Final expense in Le Raysville. Protect your family from end-of-life costs. Compare Milan Final Expense Affordable Milan burial coverage. Premiums locked — never increase. Best Monroeton Final Expense Monroeton guaranteed issue plans. Same-day approval available. Local New Albany Final Expense Final expense for New Albany seniors. Coverage from a 12-year PA agent. Affordable Rome Final Expense Rome burial insurance. No medical exam plans from $5K to $50K. Top-Rated Sayre Final Expense Final expense in Sayre. Protect your family from end-of-life costs. Compare Springfield Final Expense Affordable Springfield burial coverage. Premiums locked — never increase. Best Stevensville Final Expense Stevensville guaranteed issue plans. Same-day approval available. Local Sugar Run Final Expense Final expense for Sugar Run seniors. Coverage from a 12-year PA agent. Affordable Towanda Final Expense Towanda burial insurance. No medical exam plans from $5K to $50K. Top-Rated Troy Final Expense Final expense in Troy. Protect your family from end-of-life costs. Compare Ulster Final Expense Affordable Ulster burial coverage. Premiums locked — never increase. Best Warren Center Final Expense Warren Center guaranteed issue plans. Same-day approval available. Local Wyalusing Final Expense Final expense for Wyalusing seniors. Coverage from a 12-year PA agent. Affordable Wysox Final Expense Wysox burial insurance. No medical exam plans from $5K to $50K. Top-Rated Alba Final Expense Final expense in Alba. Protect your family from end-of-life costs. Compare Greens Landing Final Expense Affordable Greens Landing burial coverage. Premiums locked — never increase. Best LeRaysville Final Expense LeRaysville guaranteed issue plans. Same-day approval available. Local South Waverly Final Expense Final expense for South Waverly seniors. Coverage from a 12-year PA agent. Affordable Sylvania Final Expense Sylvania burial insurance. No medical exam plans from $5K to $50K. Top-Rated Columbia Cross Roads Final Expense Final expense in Columbia Cross Roads. Protect your family from end-of-life costs.

Official Resources

Know your rights in Bradford County.

State and federal resources for insurance consumers. Verify, research, protect.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law. PA Insurance Dept. regulates all insurance in Pennsylvania.

Visit www.insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Bradford County insurance — answered.

Six questions covering all product lines. Every answer Bradford County-specific.

💰

How much does life insurance cost in Bradford County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bradford County

🏙️

What cities does June serve in Bradford County?

All 27 municipalities in Bradford County, including Athens, Burlington, Canton, East Smithfield, Gillett, Granville Summit. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

27 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average PA funeral cost?

Approximately $9,443 in Pennsylvania. Final expense insurance covers burial, memorial, and medical bills — helping Bradford County families avoid this burden.

PA Data

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