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Home›Pennsylvania›Mckean County›Smethport

June Marcia Williams — Licensed Insurance Agent in Smethport, PA
June Marcia Williams
Your Insurance Agent in Smethport, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Smethport, PA...
National Producer No.
17209549
Verify ↗

Life Insurance in Smethport, PA

Securing Families Across Mckean County with 9 Tailored Product Lines

Why Smethport Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Smethport, Mckean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Smethport, Mckean County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Smethport, PA

Smethport, PA — Your Local Producer

As a fellow Pennsylvanian, I deeply appreciate the historic character and close-knit community feel of places like Smethport. Here in McKean County, looking out for family and planning for the future are values we all share. That’s why I am committed to helping my neighbors understand their personal insurance options, whether it’s term life, final expense, or accident and injury coverage. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions. As a licensed insurance producer (NPN: 17209549; PA License No. 767197), I’m here to help you navigate your choices.

  • McKean County Courthouse
  • Smethport Area Junior-Senior High School
  • Hamlin Lake Park
NPN17209549PA License767197

Smethport is home to approximately 1,600 residents in Mckean County, with a median age of 43.7 and a median household income of $62,500. About 72% of homes are owner-occupied; the median home value is $121,000. 31% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Smethport households.

How Smethport compares to Mckean County

MCKEAN COUNTY · 40K RESIDENTS SMETHPORT · 2K RESIDENTS
Mckean County vs Smethport — population comparison Mckean County: 40,459 residents. Smethport: 1,556 residents, 3.8% of Mckean County population.
40,459 MCKEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,556 SMETHPORT RESIDENTS ↳ 3.8% of Mckean County residents
Underwriting Guidelines

Are Smethport residents with current cigarette smoking able to qualify for life insurance?

Yes. Mckean County's health profile — 40,000 residents, 4.7% uninsured, 19.7% adults with current cigarette smoking, 11.1% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Smethport applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mount Jewett →

📊 Top Health Considerations (CDC)

Top Health Considerations for Smethport (CITY) High cholesterol: 37.6%. High blood pressure: 37.3%. Obesity: 36.2%. Diagnosed diabetes: 11.1%. Current smoking: 19.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SMETHPORT High cholesterol 37.6% High blood pressure 37.3% Obesity 36.2% Diagnosed diabetes 11.1% Current smoking 19.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Mckean County Gov Portal .GOV
Population ~1,556
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4271248
Google Maps
View on Google Maps
Smethport Borough Office
Open now · Mon 8:30 AM – 4:30 PM
(814) 887-5815
smethportpa.org
201 W Main St, Smethport, PA 16749, USA
Available in Smethport

Life Insurance Products in Smethport, PA

9 insurance products available in Smethport

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Mckean County and Nearby Pennsylvania Counties

Life Insurance by City Near Smethport, PA

Life insurance by city across Mckean County and adjacent Pennsylvania counties.

🌟 Cities Served near Smethport

27 Cities · 3 Counties
Forest County7
ClaringtonEast HickoryEndeavorHickoryMarienvilleTionestaWest Hickory
Mckean CountyHome10
BradfordEldredFoster BrookKaneLewis RunMcKeanMount JewettPort AlleganyRewUniversity of Pittsburgh Bradford
Elk County10
BenezettBrockportByrnedaleForceJames CityJohnsonburgRidgwaySaint MarysSt. MarysWeedville
Official Resources

Know your rights in Smethport.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Smethport Life Insurance Questions

💰

How much does life insurance cost in Smethport?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Smethport
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Smethport?

Yes. June serves all of Smethport and every municipality in Mckean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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