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June Marcia Williams — Licensed Insurance Agent in Picture Rocks, PA
June Marcia Williams
Your Insurance Agent in Picture Rocks, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Picture Rocks, PA...
National Producer No.
17209549
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Life Insurance in Picture Rocks, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Picture Rocks Without the Complexity

Your local licensed agent in Picture Rocks, Lycoming County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Picture Rocks, Lycoming County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Picture Rocks, PA

Picture Rocks, PA — Your Local Producer

Hello, Picture Rocks! As a licensed insurance producer right here in Pennsylvania, I appreciate the close-knit community spirit that makes Lycoming County so special. My goal is to help my neighbors protect what matters most with personalized insurance solutions. I'm June Marcia Williams (NPN: 17209549), and I specialize in helping individuals and families find the right coverage, from term and whole life insurance to final expense and accident plans. I believe in providing clear, straightforward guidance so you can feel confident in your decisions. As your local resource, holding Pennsylvania License No. 767197, I'm committed to serving our community.

  • Picture Rocks Borough Office
  • George A. Ferrell Elementary School
  • Van Rensselaer Park
NPN17209549PA License767197

Picture Rocks is home to approximately 578 residents in Lycoming County, with a median age of 49.5 and a median household income of $96,200. About 89% of homes are owner-occupied; the median home value is $167,000. 21% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 4% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Picture Rocks households.

How Picture Rocks compares to Lycoming County

LYCOMING COUNTY · 114K RESIDENTS PICTURE ROCKS · 578 RESIDENTS
Lycoming County vs Picture Rocks — population comparison Lycoming County: 114,022 residents. Picture Rocks: 578 residents, 0.5% of Lycoming County population.
114,022 LYCOMING COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
578 PICTURE ROCKS RESIDENTS ↳ 0.5% of Lycoming County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Picture Rocks, PA?

Coverage is widely available. Picture Rocks sits within Lycoming County (population ~114,000, 5.0% uninsured), where 36.5% of adults have obesity alongside 32.0% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lairdsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Picture Rocks (CITY) High cholesterol: 32%. High blood pressure: 31.3%. Obesity: 36.5%. Diagnosed diabetes: 9.1%. Current smoking: 18.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PICTURE ROCKS High cholesterol 32.0% High blood pressure 31.3% Obesity 36.5% Diagnosed diabetes 9.1% Current smoking 18.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lycoming County Gov Portal .GOV
Population ~578
Lack of health insurance (18–64) 6.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4260136
Google Maps
View on Google Maps
Picture Rocks Borough Office
(570) 584-6362
boroughs.org
13 Main St, Picture Rocks, PA 17762, USA
Available in Picture Rocks

Life Insurance Products in Picture Rocks, PA

9 insurance products available in Picture Rocks

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lycoming County and Nearby Pennsylvania Counties

Life Insurance by City Near Picture Rocks, PA

Life insurance by city across Lycoming County and adjacent Pennsylvania counties.

🌟 Cities Served near Picture Rocks

30 Cities · 3 Counties
Tioga County10
ArnotBlossburgCowanesqueGainesKnoxvilleLawrencevilleLittle MarshMainesburgMansfieldWellsboro
Lycoming CountyHome10
Cogan StationHughesvilleJersey MillsLairdsvilleLindenMontoursvilleMuncyTrout RunUnityvilleWilliamsport
Union County10
AllenwoodHartletonLaureltonLewisburgMifflinburgMillmontNew BerlinNew ColumbiaWeikertWhite Deer
Official Resources

Know your rights in Picture Rocks.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Picture Rocks Life Insurance Questions

💰

How much does life insurance cost in Picture Rocks?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Picture Rocks
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Picture Rocks?

Yes. June serves all of Picture Rocks and every municipality in Lycoming County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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