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June Marcia Williams — Licensed Insurance Agent in Gray, PA
June Marcia Williams
Your Insurance Agent in Gray, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gray, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Gray

Dedicated Coverage Options from Final Expense to Term Life in Lycoming County

The Smart Choice for Dependable Life Insurance in Gray, PA

Your local licensed agent in Gray, Lycoming County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Gray, Lycoming County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gray, PA

Gray, PA — Your Local Producer

For my neighbors in Gray and throughout Lycoming County, the peace of mind that comes with planning for the future is invaluable. In a community known for its natural beauty and strong local ties, I am dedicated to helping you protect what matters most—your family and your financial security. As a licensed insurance producer, I can help you explore personal insurance options like life, final expense, and accident coverage. My goal is to provide clear, straightforward guidance so you can make informed decisions. I'm June Marcia Williams (NPN: 17209549, Pennsylvania License No: 767197), and I'm here to help.

  • Grays Run Road
  • Lycoming Creek
  • Tiadaghton State Forest
NPN17209549PA License767197

Gray is home to approximately 102 residents in Lycoming County, with a median age of 40.4. About 100% of homes are owner-occupied. 26% of adults hold a bachelor's degree or higher; households with children make up 47%; veterans comprise 0% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Gray households.

How Gray compares to Lycoming County

LYCOMING COUNTY · 114K RESIDENTS GRAY · 102 RESIDENTS
Lycoming County vs Gray — population comparison Lycoming County: 114,022 residents. Gray: 102 residents, 0.1% of Lycoming County population.
114,022 LYCOMING COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
102 GRAY RESIDENTS ↳ 0.1% of Lycoming County residents
Underwriting Guidelines

Can I get life insurance with obesity in Gray, PA?

Coverage is widely available. Gray sits within Lycoming County (population ~113,000, 5.0% uninsured), where 34.3% of adults have obesity alongside 34.2% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Gray families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Williamsport →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gray (CITY) High cholesterol: 34.2%. High blood pressure: 32.8%. Obesity: 34.3%. Diagnosed diabetes: 10.3%. Current smoking: 20.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GRAY High cholesterol 34.2% High blood pressure 32.8% Obesity 34.3% Diagnosed diabetes 10.3% Current smoking 20.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lycoming County Gov Portal .GOV
Population ~102
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4230628
Google Maps
1.0 2 reviews
Gray City Hall photo 1Gray City Hall photo 2Gray City Hall photo 3
Photos by Michael Rivera , Dan McClure , Lic. Horus Ruiseco Jacobo via Google Maps
View on Google Maps
Gray City Hall
Open now · Mon 8:30 AM – 4:30 PM
(478) 986-5433
grayga.us
109 James St, Gray, GA 31032, USA
Recent Reviews
Bo Sybert ★☆☆☆☆
"Officer Simmons, Mayer James Collins, and the city hall employees do not respect the 1st amendment! Disgraceful. God Bless The Homeless Vets!"
James Davis ★☆☆☆☆
"Mayor Collins and (OAF)icer Simmons have embarrassed the town of Gray, Georgia"
Available in Gray

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lycoming County and Neighboring Pennsylvania Counties

Cities served near Gray.

June Marcia Williams writes life insurance and supplemental health policies across Lycoming County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Gray

30 Cities · 3 Counties
Tioga County10
ArnotBlossburgMillertonNelsonOsceolaRoaring BranchRosevilleTiogaWellsboroWestfield
Lycoming CountyHome10
Garden ViewJersey MillsLairdsvilleLindenOvalRalstonTrout RunUnityvilleWatervilleWilliamsport
Union County10
AllenwoodHartletonLaureltonLewisburgMillmontNew BerlinNew ColumbiaWeikertWest MiltonWhite Deer
Official Resources

Know your rights in Gray.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gray insurance — answered.

💰

How much does life insurance cost in Gray?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gray
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gray?

Yes. June serves all of Gray and every municipality in Lycoming County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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