Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Swoyersville, PA
June Marcia Williams
Your Insurance Agent in Swoyersville, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Swoyersville, PA...
National Producer No.
17209549
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Life Insurance in Swoyersville, PA

Top-Rated Financial Protection for Swoyersville Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Swoyersville, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Swoyersville, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Swoyersville, PA

Swoyersville, PA — Your Local Producer

For my neighbors in Swoyersville, living in the heart of Luzerne County means being part of a community with deep roots. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families secure their financial futures. Understanding options like Term Life, Final Expense, or Accident & Injury insurance can feel overwhelming, but you don't have to do it alone. My role is to provide clear, straightforward guidance tailored to your specific needs. I'm here to help you explore your choices with confidence. (NPN: 17209549, Pennsylvania License No: 767197)

  • Swoyersville Borough Building
  • Roosevelt Field
  • Dana-Lown Elementary School
NPN17209549PA License767197

Swoyersville is home to approximately 5,000 residents in Luzerne County, with a median age of 53.1 and a median household income of $64,400. About 81% of homes are owner-occupied; the median home value is $141,000. 31% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 11% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Swoyersville households.

How Swoyersville compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS SWOYERSVILLE · 5K RESIDENTS
Luzerne County vs Swoyersville — population comparison Luzerne County: 325,396 residents. Swoyersville: 5,021 residents, 1.5% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,021 SWOYERSVILLE RESIDENTS ↳ 1.5% of Luzerne County residents

What rate class can Swoyersville applicants with high blood pressure expect from life insurance carriers?

Many Swoyersville residents secure competitive rates despite high blood pressure. Luzerne County reports 33.4% adult prevalence (CDC PLACES); 33.5% also manage high cholesterol, with 7.3% of the ~325,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bear Creek →

📊 Top Health Considerations (CDC)

Top Health Considerations for Swoyersville (CITY) High cholesterol: 33.5%. High blood pressure: 33.4%. Obesity: 35.7%. Diagnosed diabetes: 11%. Current smoking: 18.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SWOYERSVILLE High cholesterol 33.5% High blood pressure 33.4% Obesity 35.7% Diagnosed diabetes 11.0% Current smoking 18.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~5,021
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4275832
Google Maps
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Swoyersville Borough Municipal Building
Open now · Mon 8:30 AM – 4:30 PM
675 Main St, Swoyersville, PA 18704, USA
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Life Insurance Products in Swoyersville, PA

9 insurance products available in Swoyersville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Swoyersville, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Swoyersville

29 Cities · 3 Counties
Sullivan County9

Know your rights in Swoyersville.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Swoyersville Life Insurance Questions

💰

How much does life insurance cost in Swoyersville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Swoyersville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Swoyersville?

Yes. June serves all of Swoyersville and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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