Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Pennsylvania›Luzerne County›Bear Creek

June Marcia Williams — Licensed Insurance Agent in Bear Creek, PA
June Marcia Williams
Your Insurance Agent in Bear Creek, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bear Creek, PA...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Bear Creek

Dedicated Coverage Options from Final Expense to Term Life in Luzerne County

The Smart Choice for Dependable Life Insurance in Bear Creek, PA

Your local licensed agent in Bear Creek, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Bear Creek, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Bear Creek, PA

Bear Creek, PA — Your Local Producer

Hello, Bear Creek neighbors! Living amidst the natural beauty of Luzerne County, we understand the importance of peace of mind and protecting our families. My name is June Marcia Williams, and I'm a licensed insurance producer right here in your community. I specialize in helping individuals and families find personal insurance solutions that fit their unique lives. From Term and Whole Life insurance to supplemental plans like Critical Illness or Final Expense coverage, my focus is on providing clear, personalized guidance. I'm here to help you understand your options without pressure. (NPN: 17209549, Pennsylvania License No: 767197)

  • Bear Creek Township Municipal Building
  • Bear Creek Community Charter School
  • Seven Tubs Nature Area
NPN17209549PA License767197

Bear Creek is home to approximately 365 residents in Luzerne County, with a median age of 34.6 and a median household income of $122,000. About 96% of homes are owner-occupied; the median home value is $327,000. 71% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 3% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Bear Creek households.

How Bear Creek compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS BEAR CREEK · 365 RESIDENTS
Luzerne County vs Bear Creek — population comparison Luzerne County: 325,396 residents. Bear Creek: 365 residents, 0.1% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
365 BEAR CREEK RESIDENTS ↳ 0.1% of Luzerne County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Bear Creek, PA?

Yes. Luzerne County's health profile — 326,000 residents, 7.3% uninsured, 32.0% adults with arthritis, 29.7% with high blood pressure — shapes how A-rated carriers tier rate classes for Bear Creek applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Bear Creek families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Forty Fort →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~365
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4204599
Google Maps
5.0 1 review
View on Google Maps
Bear Creek Township Municipal Bldg
Closed now · Mon 9:00 AM – 1:00 PM
(570) 822-2260
bearcreektownship.org
3333 Bear Creek Blvd, Wilkes-Barre, PA 18702, USA
Recent Reviews
Jen Price ★★★★★
"Great staff and a decent small facility."
Available in Bear Creek

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Bear Creek.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Bear Creek

29 Cities · 3 Counties
Lackawanna County10
CarbondaleChinchillaDunmoreEagle LakeFleetvilleJessupMoosicMoscowScrantonSimpson
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Official Resources

Know your rights in Bear Creek.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bear Creek insurance — answered.

💰

How much does life insurance cost in Bear Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bear Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bear Creek?

Yes. June serves all of Bear Creek and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Beach Haven Luzerne County, PA 10 products available
•
You Are Here Bear Creek Luzerne County, PA
•
Next → Bear Creek Village Luzerne County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia