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Home›Pennsylvania›Luzerne County›Larksville

June Marcia Williams — Licensed Insurance Agent in Larksville, PA
June Marcia Williams
Your Insurance Agent in Larksville, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Larksville, PA...
National Producer No.
17209549
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Life Insurance in Larksville, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Larksville Without the Complexity

Your local licensed agent in Larksville, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Larksville, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Larksville, PA

Larksville, PA — Your Local Producer

Hello, Larksville neighbors! In a close-knit community like ours here in Luzerne County, we understand the importance of looking out for one another. My mission is to help you do just that for your own family. As a licensed insurance producer, I specialize in helping individuals and families find personal insurance solutions that fit their unique needs—from life insurance and final expense plans to accident and critical illness coverage. I'm here to help you navigate your options and secure the peace of mind you deserve. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Larksville Borough Building
  • Wyoming Valley West Senior High School
  • Larksville Mountain Park
NPN17209549PA License767197

Larksville is home to approximately 4,200 residents in Luzerne County, with a median age of 50.2 and a median household income of $69,800. About 78% of homes are owner-occupied; the median home value is $146,000. 28% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Larksville households.

How Larksville compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS LARKSVILLE · 4K RESIDENTS
Luzerne County vs Larksville — population comparison Luzerne County: 325,396 residents. Larksville: 4,240 residents, 1.3% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,240 LARKSVILLE RESIDENTS ↳ 1.3% of Luzerne County residents
Underwriting Guidelines

What rate class can Larksville applicants with diagnosed diabetes expect from life insurance carriers?

Many Larksville residents secure competitive rates despite diagnosed diabetes. Luzerne County reports 11.8% adult prevalence (CDC PLACES); 38.0% also manage obesity, with 7.3% of the ~325,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rock Glen →

📊 Top Health Considerations (CDC)

Top Health Considerations for Larksville (CITY) High cholesterol: 33.6%. High blood pressure: 34.3%. Obesity: 38%. Diagnosed diabetes: 11.8%. Current smoking: 22.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LARKSVILLE High cholesterol 33.6% High blood pressure 34.3% Obesity 38.0% Diagnosed diabetes 11.8% Current smoking 22.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~4,240
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4241608
Google Maps
3.1 7 reviews
Larksville Boro Municipal Building photo 1Larksville Boro Municipal Building photo 2Larksville Boro Municipal Building photo 3Larksville Boro Municipal Building photo 4
Photos by Zechariah D. Keener , Zechariah D. Keener , Zechariah D. Keener , Zaevian Sheposki via Google Maps
View on Google Maps
Larksville Boro Municipal Building
(570) 714-9846
larksvilleborough.org
211 E State St, Kingston, PA 18704, USA
Recent Reviews
Jay Smith ★☆☆☆☆
"Larksville pd is a waste of time like the rest of the cops in the area better off calling psp"
Gary Drozdowski ★★★★★
"Went to the monthly council meeting to keep up with what is happening in the borough."
Available in Larksville

Life Insurance Products in Larksville, PA

9 insurance products available in Larksville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Larksville, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Larksville

29 Cities · 3 Counties
Lackawanna County10
ArchbaldBlakelyCarbondaleDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Official Resources

Know your rights in Larksville.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Larksville Life Insurance Questions

💰

How much does life insurance cost in Larksville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Larksville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Larksville?

Yes. June serves all of Larksville and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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