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Home›Pennsylvania›Luzerne County›Dallas

June Marcia Williams — Licensed Insurance Agent in Dallas, PA
June Marcia Williams
Your Insurance Agent in Dallas, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dallas, PA...
National Producer No.
17209549
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Life Insurance in Dallas, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Dallas Without the Complexity

Your local licensed agent in Dallas, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Dallas, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Dallas, PA

Dallas, PA — Your Local Producer

For my neighbors in Dallas and across Luzerne County, I understand that life in the Back Mountain region is built on a strong sense of community and an appreciation for our scenic surroundings. As a local licensed insurance producer, my goal is to help you protect what matters most. I offer personalized guidance on a range of options, from term and whole life insurance to final expense and supplemental health plans. I'm here to help you navigate these important decisions with clarity, ensuring you find a strategy that fits your unique life here in Pennsylvania. (June Marcia Williams, NPN: 17209549, PA License: 767197)

  • Dallas High School
  • Back Mountain Memorial Library
  • Misericordia University
NPN17209549PA License767197

Dallas is home to approximately 2,700 residents in Luzerne County, with a median age of 38.9 and a median household income of $83,400. About 78% of homes are owner-occupied; the median home value is $196,000. 47% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 8% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Dallas households.

How Dallas compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS DALLAS · 3K RESIDENTS
Luzerne County vs Dallas — population comparison Luzerne County: 325,396 residents. Dallas: 2,694 residents, 0.8% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,694 DALLAS RESIDENTS ↳ 0.8% of Luzerne County residents
Underwriting Guidelines

What rate class can Dallas applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Dallas. Within Luzerne County's ~325,000 residents — including the 7.3% currently without health coverage — 32.0% of adults manage arthritis and 31.2% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hunlock Creek →

📊 Top Health Considerations (CDC)

Top Health Considerations for Dallas (CITY) High cholesterol: 31.9%. High blood pressure: 31.2%. Obesity: 33.9%. Diagnosed diabetes: 9.4%. Current smoking: 15.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DALLAS High cholesterol 31.9% High blood pressure 31.2% Obesity 33.9% Diagnosed diabetes 9.4% Current smoking 15.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~2,694
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4218048
Google Maps
Dallas photo 1Dallas photo 2
Photos by Donn Hunter , Wendra Torrenz via Google Maps
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Dallas
Dallas, PA 18612, USA
Available in Dallas

Life Insurance Products in Dallas, PA

9 insurance products available in Dallas

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Dallas, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Dallas

29 Cities · 3 Counties
Lackawanna County10
ArchbaldBlakelyCarbondaleDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Official Resources

Know your rights in Dallas.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Dallas Life Insurance Questions

💰

How much does life insurance cost in Dallas?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dallas
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Dallas?

Yes. June serves all of Dallas and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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