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June Marcia Williams — Licensed Insurance Agent in Throop, PA
June Marcia Williams
Your Insurance Agent in Throop, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Throop, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Throop, PA | 12+ Years Experience

Top-Rated Financial Protection for Throop Residents

Honest, Local Insurance Guidance for Your Family's Future in Lackawanna County

Your local licensed agent in Throop, Lackawanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Throop, Lackawanna County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Throop, PA

Throop, PA — Your Local Producer

Hello, Throop! As your neighbor in Lackawanna County, I understand the importance of community and having someone you can trust close to home. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping local families like yours navigate their personal insurance options. Whether you're considering Term Life, Final Expense, or coverage for accidents and injuries, I'm here to provide clear, straightforward information. My goal is to help you understand your choices so you can feel confident in your decisions. Let's talk about what matters most to you. (NPN: 17209549, PA License: 767197)

  • Throop Borough Building
  • Mid Valley Secondary Center
  • Washington Street Park
NPN17209549PA License767197

Throop is home to approximately 4,100 residents in Lackawanna County, with a median age of 40.6 and a median household income of $49,700. About 73% of homes are owner-occupied; the median home value is $157,000. 21% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Throop households.

How Throop compares to Lackawanna County

LACKAWANNA COUNTY · 216K RESIDENTS THROOP · 4K RESIDENTS
Lackawanna County vs Throop — population comparison Lackawanna County: 215,672 residents. Throop: 4,062 residents, 1.9% of Lackawanna County population.
215,672 LACKAWANNA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,062 THROOP RESIDENTS ↳ 1.9% of Lackawanna County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Throop, PA?

Throop applicants with current cigarette smoking qualify routinely. The local risk pool — Lackawanna County's ~216,000 residents, 6.1% without health coverage — shows 16.2% adult prevalence of current cigarette smoking and 9.7% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Throop families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Taylor →

📊 Top Health Considerations (CDC)

Top Health Considerations for Throop (CITY) High cholesterol: 33.6%. High blood pressure: 30.9%. Obesity: 30.9%. Diagnosed diabetes: 9.7%. Current smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · THROOP High cholesterol 33.6% High blood pressure 30.9% Obesity 30.9% Diagnosed diabetes 9.7% Current smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lackawanna County Gov Portal .GOV
Population ~4,062
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4276648
Google Maps
View on Google Maps
Throop Municipal Building
Open now · Mon 8:00 AM – 4:00 PM
(570) 489-8311
throopboro.com
436 Sanderson St, Throop, PA 18512, USA
Available in Throop

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lackawanna County and Neighboring Pennsylvania Counties

Cities served near Throop.

June Marcia Williams writes life insurance and supplemental health policies across Lackawanna County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Throop

30 Cities · 3 Counties
Wayne County10
BethanyEquinunkLake ArielLakewoodMilanvilleNewfoundlandPreston ParkStarlightThe HideoutWallenpaupack Lake Estates
Lackawanna CountyHome10
CarbondaleChinchillaDunmoreEagle LakeFleetvilleJessupMoosicMoscowScrantonSimpson
Luzerne County10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Official Resources

Know your rights in Throop.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Throop insurance — answered.

💰

How much does life insurance cost in Throop?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Throop
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Throop?

Yes. June serves all of Throop and every municipality in Lackawanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Taylor Lackawanna County, PA 10 products available
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