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June Marcia Williams — Licensed Insurance Agent in Ransom, PA
June Marcia Williams
Your Insurance Agent in Ransom, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ransom, PA...
National Producer No.
17209549
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Life Insurance in Ransom, PA

Top-Rated Financial Protection for Ransom Residents

Honest, Local Insurance Guidance for Your Family's Future in Lackawanna County

Your local licensed agent in Ransom, Lackawanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ransom, Lackawanna County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ransom, PA

Ransom, PA — Your Local Producer

Hello, Ransom neighbors. As a licensed insurance producer serving our community here in Lackawanna County, I understand that protecting your family's future is a top priority. Life in our corner of Pennsylvania has its own unique rhythm, and your insurance strategy should reflect that. My goal is to help you navigate your options for personal coverage—from life insurance and final expense plans to policies for accidents or critical illness. I provide clear, straightforward information so you can make confident decisions for your loved ones. I'm here to be a trusted local resource. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Ransom Township Municipal Building
  • Ransom Volunteer Fire Company
  • Ransom Community Hall
NPN17209549PA License767197
Underwriting Guidelines

What rate class can Ransom applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Ransom. Within Lackawanna County's ~216,000 residents — including the 6.1% currently without health coverage — 33.6% of adults manage high cholesterol and 33.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Peckville →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lackawanna County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
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RANSOM TOWNSHIP MUNICIPAL BUILDING
(570) 586-7250
ransomtownship.com
2435 Hickory Ln, Clarks Summit, PA 18411, USA
Available in Ransom

Life Insurance Products in Ransom, PA

9 insurance products available in Ransom

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lackawanna County and Nearby Pennsylvania Counties

Life Insurance by City Near Ransom, PA

Life insurance by city across Lackawanna County and adjacent Pennsylvania counties.

🌟 Cities Served near Ransom

30 Cities · 3 Counties
Luzerne County10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Lackawanna CountyHome10
ArchbaldBlakelyCarbondaleDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Susquehanna County10
BrackneyBrooklynBrowndaleCliffordDimockForest CityFriendsvilleGreat BendHallsteadHarford
Official Resources

Know your rights in Ransom.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ransom Life Insurance Questions

💰

How much does life insurance cost in Ransom?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ransom
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ransom?

Yes. June serves all of Ransom and every municipality in Lackawanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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Licensed in 5 states NPN verified No obligation
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