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June Marcia Williams — Licensed Insurance Agent in Ransom, PA
June Marcia Williams
Your Insurance Agent in Ransom, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ransom, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Ransom, PA | 12+ Years Experience

Top-Rated Financial Protection for Ransom Residents

Honest, Local Insurance Guidance for Your Family's Future in Lackawanna County

Your local licensed agent in Ransom, Lackawanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ransom, Lackawanna County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ransom, PA

Ransom, PA — Your Local Producer

Hello, Ransom neighbors. As a licensed insurance producer serving our community here in Lackawanna County, I understand that protecting your family's future is a top priority. Life in our corner of Pennsylvania has its own unique rhythm, and your insurance strategy should reflect that. My goal is to help you navigate your options for personal coverage—from life insurance and final expense plans to policies for accidents or critical illness. I provide clear, straightforward information so you can make confident decisions for your loved ones. I'm here to be a trusted local resource. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Ransom Township Municipal Building
  • Ransom Volunteer Fire Company
  • Ransom Community Hall
NPN17209549PA License767197
Underwriting Guidelines

What rate class can Ransom applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Ransom. Within Lackawanna County's ~216,000 residents — including the 6.1% currently without health coverage — 33.6% of adults manage high cholesterol and 33.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ransom families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Peckville →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lackawanna County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
View on Google Maps
RANSOM TOWNSHIP MUNICIPAL BUILDING
(570) 586-7250
ransomtownship.com
2435 Hickory Ln, Clarks Summit, PA 18411, USA
Available in Ransom

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lackawanna County and Neighboring Pennsylvania Counties

Cities served near Ransom.

June Marcia Williams writes life insurance and supplemental health policies across Lackawanna County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Ransom

30 Cities · 3 Counties
Luzerne County10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Lackawanna CountyHome10
CarbondaleChinchillaDunmoreEagle LakeFleetvilleJessupMoosicMoscowScrantonSimpson
Susquehanna County10
BrooklynBrowndaleCliffordForest CityGibsonGreat BendHarfordKingsleyLanesboroLawton
Official Resources

Know your rights in Ransom.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ransom insurance — answered.

💰

How much does life insurance cost in Ransom?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ransom
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ransom?

Yes. June serves all of Ransom and every municipality in Lackawanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Peckville Lackawanna County, PA 10 products available
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You Are Here Ransom Lackawanna County, PA
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Next → Scranton Lackawanna County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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