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Home›Pennsylvania›Lackawanna County›Clarks Summit

June Marcia Williams — Licensed Insurance Agent in Clarks Summit, PA
June Marcia Williams
Your Insurance Agent in Clarks Summit, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Clarks Summit, PA...
National Producer No.
17209549
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Life Insurance in Clarks Summit, PA

Securing Families Across Lackawanna County with 9 Tailored Product Lines

Why Clarks Summit Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Clarks Summit, Lackawanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Clarks Summit, Lackawanna County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Clarks Summit, PA

Clarks Summit, PA — Your Local Producer

Hello, Clarks Summit neighbors! In a community as close-knit and scenic as ours here in Lackawanna County, I understand the importance of looking out for one another. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, my goal is to help you protect the people you care about most. I offer a range of personal life and health insurance options, from Term Life to Final Expense and Accident & Injury plans. I'm here to help you navigate your choices with clarity and confidence, providing personalized guidance for your specific situation. (NPN: 17209549, PA License No: 767197)

  • Clarks Summit Borough Building
  • Hillside Park
  • Abington Heights High School
NPN17209549PA License767197

Clarks Summit is home to approximately 5,100 residents in Lackawanna County, with a median age of 44.6 and a median household income of $87,100. About 75% of homes are owner-occupied; the median home value is $214,000. 54% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 4% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Clarks Summit households.

How Clarks Summit compares to Lackawanna County

LACKAWANNA COUNTY · 216K RESIDENTS CLARKS SUMMIT · 5K RESIDENTS
Lackawanna County vs Clarks Summit — population comparison Lackawanna County: 215,672 residents. Clarks Summit: 5,091 residents, 2.4% of Lackawanna County population.
215,672 LACKAWANNA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,091 CLARKS SUMMIT RESIDENTS ↳ 2.4% of Lackawanna County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Clarks Summit, PA?

Yes. Lackawanna County's health profile — 216,000 residents, 6.1% uninsured, 33.2% adults with high cholesterol, 29.1% with obesity — shapes how A-rated carriers tier rate classes for Clarks Summit applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Clarks Green →

📊 Top Health Considerations (CDC)

Top Health Considerations for Clarks Summit (CITY) High cholesterol: 33.2%. High blood pressure: 28.9%. Obesity: 29.1%. Diagnosed diabetes: 8.8%. Current smoking: 13%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLARKS SUMMIT High cholesterol 33.2% High blood pressure 28.9% Obesity 29.1% Diagnosed diabetes 8.8% Current smoking 13.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lackawanna County Gov Portal .GOV
Population ~5,091
Lack of health insurance (18–64) 4.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4213880
Google Maps
Clarks Summit photo 1Clarks Summit photo 2
Photos by AD / , Jack Fiore via Google Maps
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Clarks Summit
clarkssummitboro.org
Clarks Summit, PA 18411, USA
Available in Clarks Summit

Life Insurance Products in Clarks Summit, PA

9 insurance products available in Clarks Summit

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lackawanna County and Nearby Pennsylvania Counties

Life Insurance by City Near Clarks Summit, PA

Life insurance by city across Lackawanna County and adjacent Pennsylvania counties.

🌟 Cities Served near Clarks Summit

30 Cities · 3 Counties
Wyoming County10
Center MorelandFactoryvilleLaceyvilleLake WinolaMehoopanyMeshoppenNicholsonNoxenTunkhannockWest Falls
Lackawanna CountyHome10
ArchbaldBlakelyCarbondaleDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Wayne County10
Beach LakeDamascusEquinunkGouldsboroHonesdaleLake ArielMilanvilleSouth SterlingWallenpaupack Lake EstatesWhite Mills
Official Resources

Know your rights in Clarks Summit.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Clarks Summit Life Insurance Questions

💰

How much does life insurance cost in Clarks Summit?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Clarks Summit
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Clarks Summit?

Yes. June serves all of Clarks Summit and every municipality in Lackawanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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