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June Marcia Williams — Licensed Insurance Agent in Toftrees, PA
June Marcia Williams
Your Insurance Agent in Toftrees, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Toftrees, PA...
National Producer No.
17209549
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Life Insurance in Toftrees, PA

Top-Rated Financial Protection for Toftrees Residents

Honest, Local Insurance Guidance for Your Family's Future in Centre County

Your local licensed agent in Toftrees, Centre County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Toftrees, Centre County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Toftrees, PA

Toftrees, PA — Your Local Producer

Hello, Toftrees neighbors! As a fellow Pennsylvanian, I appreciate the unique, planned beauty and strong sense of community we have here in Centre County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping individuals and families in our area navigate their financial futures. I offer personalized guidance on a range of insurance options, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. My goal is to help you find a plan that fits your specific needs, providing peace of mind for what matters most. (NPN: 17209549, Pennsylvania License No: 767197)

  • Toftrees Golf Resort
  • Toftrees Avenue & Country Club Lane
  • Patton Woods Natural Recreation Area
NPN17209549PA License767197

Toftrees is home to approximately 2,300 residents in Centre County, with a median age of 29.6 and a median household income of $74,400. About 17% of homes are owner-occupied; the median home value is $365,000. 82% of adults hold a bachelor's degree or higher; households with children make up 4%; veterans comprise 13% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Toftrees households.

How Toftrees compares to Centre County

CENTRE COUNTY · 159K RESIDENTS TOFTREES · 2K RESIDENTS
Centre County vs Toftrees — population comparison Centre County: 158,665 residents. Toftrees: 2,275 residents, 1.4% of Centre County population.
158,665 CENTRE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,275 TOFTREES RESIDENTS ↳ 1.4% of Centre County residents
Underwriting Guidelines

What rate class can Toftrees applicants with high blood pressure expect from life insurance carriers?

Many Toftrees residents secure competitive rates despite high blood pressure. Centre County reports 20.2% adult prevalence (CDC PLACES); 24.9% also manage arthritis, with 5.4% of the ~159,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Holters Crossing →

📊 Top Health Considerations (CDC)

Top Health Considerations for Toftrees (CITY) High cholesterol: 25.4%. High blood pressure: 20.2%. Obesity: 27.1%. Diagnosed diabetes: 5.8%. Current smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TOFTREES High cholesterol 25.4% High blood pressure 20.2% Obesity 27.1% Diagnosed diabetes 5.8% Current smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Centre County Gov Portal .GOV
Population ~2,275
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4277016
Google Maps
3.6 125 reviews
Toftrees Apartments photo 1
Photos by Toftrees Apartments via Google Maps
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Toftrees Apartments
Open now · Mon 9:00 AM – 5:00 PM
(814) 798-8011
toftrees.net
390 Toftrees Ave, State College, PA 16803, USA
Recent Reviews
JPVisualize ★★★★★
"I was searching for a quiet, clean and inexpensive 1 bedroom apartment to live in for 18 months as I completed my undergrad at the age of 24. It was important to me that the apartment I chose was far …"
Kathy Kuchka Seelhorst ★★★★★
"Toftrees has provided a nice home for me. Disregarding the occasional plumbing problems and a trio of bad boys who no longer live in my building, my living experience has been just fine. The other r…"
Available in Toftrees

Life Insurance Products in Toftrees, PA

9 insurance products available in Toftrees

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Centre County and Nearby Pennsylvania Counties

Life Insurance by City Near Toftrees, PA

Life insurance by city across Centre County and adjacent Pennsylvania counties.

🌟 Cities Served near Toftrees

30 Cities · 3 Counties
Clearfield County10
BeccariaDu BoisDuBoisGrassflatKarthausKylertownMcGees MillsOsceola MillsTreasure LakeWinburne
Centre CountyHome10
HublersburgMadisonburgMilesburgMillheimMoshannonPhilipsburgPine GlenPine Grove MillsPleasant GapRebersburg
Huntingdon County10
BarreeBlairs MillsBroad Top CityCalvinCassvilleDudleyEntrikenMapletonMount UnionSpruce Creek
Official Resources

Know your rights in Toftrees.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Toftrees Life Insurance Questions

💰

How much does life insurance cost in Toftrees?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Toftrees
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Toftrees?

Yes. June serves all of Toftrees and every municipality in Centre County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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