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June Marcia Williams — Licensed Insurance Agent in Ramey, PA
June Marcia Williams
Your Insurance Agent in Ramey, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ramey, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Ramey, PA | 12+ Years Experience

Top-Rated Financial Protection for Ramey Residents

Honest, Local Insurance Guidance for Your Family's Future in Clearfield County

Your local licensed agent in Ramey, Clearfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ramey, Clearfield County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ramey, PA

Ramey, PA — Your Local Producer

For my neighbors in Ramey and throughout Clearfield County, the close-knit feeling of our community is something special. I believe that same sense of security should extend to your family's financial future. As your local, licensed insurance producer, I'm here to help you understand your options for life insurance, final expense planning, and supplemental health policies like critical illness or accident coverage. My focus is on listening to your needs and helping you find a path forward. I'm June Marcia Williams, and I'm proud to serve our area (NPN: 17209549, Pennsylvania License No: 767197).

  • Ramey Post Office
  • Ramey Volunteer Fire Company
  • Ramey Park
NPN17209549PA License767197

Ramey is home to approximately 383 residents in Clearfield County, with a median age of 46.3 and a median household income of $65,500. About 83% of homes are owner-occupied; the median home value is $101,000. 22% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 12% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Ramey households.

How Ramey compares to Clearfield County

CLEARFIELD COUNTY · 80K RESIDENTS RAMEY · 383 RESIDENTS
Clearfield County vs Ramey — population comparison Clearfield County: 79,707 residents. Ramey: 383 residents, 0.5% of Clearfield County population.
79,707 CLEARFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
383 RAMEY RESIDENTS ↳ 0.5% of Clearfield County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Ramey, PA?

Yes, qualification is common in Ramey. Within Clearfield County's ~78,000 residents — including the 5.8% currently without health coverage — 23.1% of adults manage current cigarette smoking and 11.4% live with diagnosed diabetes per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ramey families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Morann →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ramey (CITY) High cholesterol: 36.1%. High blood pressure: 35.8%. Obesity: 37.4%. Diagnosed diabetes: 11.4%. Current smoking: 23.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RAMEY High cholesterol 36.1% High blood pressure 35.8% Obesity 37.4% Diagnosed diabetes 11.4% Current smoking 23.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clearfield County Gov Portal .GOV
Population ~383
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4263360
Google Maps
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Ramey Boro Town Hall
392 Main St, Ramey, PA 16671, USA
Available in Ramey

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Clearfield County and Neighboring Pennsylvania Counties

Cities served near Ramey.

June Marcia Williams writes life insurance and supplemental health policies across Clearfield County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Ramey

23 Cities · 3 Counties
Cameron County3
DriftwoodEmporiumSinnamahoning
Clearfield CountyHome10
Chester HillDriftingGrassflatKylertownLa JoseMcGees MillsSandySmithmillSmokerunTreasure Lake
Centre County10
Continental CourtsHolters CrossingHublersburgJacksonvilleJulianMonumentMoose RunPark Forest VillagePine Grove MillsToftrees
Official Resources

Know your rights in Ramey.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ramey insurance — answered.

💰

How much does life insurance cost in Ramey?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ramey
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ramey?

Yes. June serves all of Ramey and every municipality in Clearfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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