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Home›Pennsylvania›Clearfield County›Houtzdale

June Marcia Williams — Licensed Insurance Agent in Houtzdale, PA
June Marcia Williams
Your Insurance Agent in Houtzdale, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Houtzdale, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Houtzdale, PA | 12+ Years Experience

Top-Rated Financial Protection for Houtzdale Residents

Honest, Local Insurance Guidance for Your Family's Future in Clearfield County

Your local licensed agent in Houtzdale, Clearfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Houtzdale, Clearfield County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Houtzdale, PA

Houtzdale, PA — Your Local Producer

In a close-knit community like Houtzdale, we understand the importance of looking out for one another. That same spirit of neighborly care is what I bring to my work helping Clearfield County families. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, I'm dedicated to helping you navigate your options for life, final expense, and supplemental health insurance. My goal is to provide clear, straightforward guidance so you can make confident decisions to protect your loved ones and prepare for the future. (NPN: 17209549, Pennsylvania License No: 767197)

  • Moshannon Valley Junior/Senior High School
  • Houtzdale-Brisbin Community Park
  • Houtzdale Post Office
NPN17209549PA License767197

Houtzdale is home to approximately 833 residents in Clearfield County, with a median age of 38.5 and a median household income of $60,000. About 79% of homes are owner-occupied; the median home value is $84,800. 10% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 9% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Houtzdale households.

How Houtzdale compares to Clearfield County

CLEARFIELD COUNTY · 80K RESIDENTS HOUTZDALE · 833 RESIDENTS
Clearfield County vs Houtzdale — population comparison Clearfield County: 79,707 residents. Houtzdale: 833 residents, 1.0% of Clearfield County population.
79,707 CLEARFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
833 HOUTZDALE RESIDENTS ↳ 1.0% of Clearfield County residents
Underwriting Guidelines

Can I get life insurance with obesity in Houtzdale, PA?

Yes. Clearfield County's health profile — 78,000 residents, 5.8% uninsured, 39.2% adults with obesity, 30.7% with high cholesterol — shapes how A-rated carriers tier rate classes for Houtzdale applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Houtzdale families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Burnside →

📊 Top Health Considerations (CDC)

Top Health Considerations for Houtzdale (CITY) High cholesterol: 30.7%. High blood pressure: 31.8%. Obesity: 39.2%. Diagnosed diabetes: 9.6%. Current smoking: 23.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HOUTZDALE High cholesterol 30.7% High blood pressure 31.8% Obesity 39.2% Diagnosed diabetes 9.6% Current smoking 23.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clearfield County Gov Portal .GOV
Population ~833
Lack of health insurance (18–64) 11.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4235928
Google Maps
Houtzdale photo 1Houtzdale photo 2
Photos by Mark Steward , Mark Steward via Google Maps
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Houtzdale
Houtzdale, PA 16651, USA
Available in Houtzdale

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Clearfield County and Neighboring Pennsylvania Counties

Cities served near Houtzdale.

June Marcia Williams writes life insurance and supplemental health policies across Clearfield County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Houtzdale

23 Cities · 3 Counties
Cameron County3
DriftwoodEmporiumSinnamahoning
Clearfield CountyHome10
Chester HillDriftingGrassflatKylertownLa JoseMcGees MillsSandySmithmillSmokerunTreasure Lake
Centre County10
Continental CourtsHolters CrossingHublersburgJacksonvilleJulianMonumentMoose RunPark Forest VillagePine Grove MillsToftrees
Official Resources

Know your rights in Houtzdale.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Houtzdale insurance — answered.

💰

How much does life insurance cost in Houtzdale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Houtzdale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Houtzdale?

Yes. June serves all of Houtzdale and every municipality in Clearfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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